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Investec pay off

Payoff Investec

Investec Bank offers multiple convenient options for clients to manage their loan repayments. Through Investec Online and the Investec App, clients can easily set up regular payments, add recipients, and manage payment schedules. Additionally, clients can visit Investec branches to make payments in person. These flexible options ensure that clients can handle their loan repayments efficiently and according to their preferences.

Pay Online from Your Bank Account

  1. Visit the Investec website and click on the login button to access your online banking account.

  2. Log in with your username and password to enter your online banking dashboard.

  3. Navigate to the "Payments" section to manage your loan payments.

  4. Select "Add a Recipient" if Investec is not already listed. Enter the necessary loan details, such as the account number and payment reference.

  5. Choose the account from which you want to make the payment, enter the payment amount, and select the payment date.

  6. Enable recurring payments if you want to set up automatic monthly payments.

  7. Verify all the payment details to ensure accuracy.

  8. Click on "Submit" to complete the payment, and wait for a confirmation message.

  9. Save or print the payment confirmation for your records.

Pay Through the App

  1. Open the Investec mobile app and log in using your credentials.

  2. Navigate to the "Payments" section.

  3. Add a new recipient by selecting "Add Recipient" and entering the loan account number and recipient name.

  4. Select the recipient from your list once it has been added.

  5. Choose the account you want to use for the payment and enter the payment amount.

  6. Set up the payment as either a one-time payment or a regular debit for monthly installments.

  7. Confirm the payment details to ensure everything is correct.

  8. Complete the payment and choose to save or email the payment receipt for your records.

Pay from Another Bank

  1. Log in to the online banking platform of your primary bank (not Investec).

  2. Add Investec as a recipient by providing the necessary details, including your loan account number and payment reference.

  3. Enter the payment amount and verify the details for accuracy.

  4. Confirm the payment and save the confirmation details for your records.

Pay In-Branch

  1. Visit an Investec branch to make an in-person payment if you prefer direct assistance.

  2. Use the branch locator on the Investec website to find the nearest branch.

  3. Bring your loan account details and identification documents to complete the payment with a bank consultant.

  4. Provide the payment amount, and the consultant will process it for you.

Additional Resources

Sources

FAQ

Can I modify my loan repayment schedule after setting up regular payments online?

Yes, you can modify your loan repayment schedule through Investec Online or the Investec App. Simply navigate to the "Payments" section, select the recurring payment that you want to edit, and adjust the payment date or amount accordingly.

What happens if I miss a scheduled loan repayment?

If you miss a scheduled loan repayment, Investec may charge a late payment fee. To avoid this, it's recommended to set up automatic monthly payments or monitor your payments regularly to ensure there are sufficient funds in your account on the scheduled payment date.

Can I make partial payments towards my loan?

Yes, you can make partial payments towards your loan through any of the payment methods described in the article. This can help reduce the overall interest owed on your loan. Be sure to verify with Investec whether any terms apply to partial payments for your specific loan agreement.

Is it possible to pay off the loan early without penalties?

You may be able to pay off your loan early, but it's important to check with Investec whether there are any penalties or additional fees for early repayment. Some loans may have conditions regarding early repayment, which could impact your decision.

How can I receive confirmation that my loan payment has been successfully processed?

You will receive a confirmation message on the screen after making a loan payment through Investec Online or the Investec App. Additionally, you can choose to save or print the payment receipt. For in-branch payments, a consultant will provide you with a printed receipt as proof of payment.

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Update 06.11.2024

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