First National Bank account

Visit the FNB website and select the section "Bank" from the main menu to access available banking options.

Click on "Personal Banking" to explore the various account types offered by FNB.

Use the "Compare Accounts" feature to review different account options, such as Easy Accounts, Aspire, and Premier accounts, to determine which one suits your needs.

Select the account you want and click "Open an account" to begin the application.

Fill in the required personal details, including your full name, ID number, and contact information. For foreign nationals, a valid passport will be required.

Upload the necessary documents, such as a valid South African ID or passport and proof of address, following the prompts.

Complete the identity verification process by following the instructions provided online.

Create a username and password for your online banking access, ensuring secure login credentials.

Review all the provided information, agree to the terms and conditions, and submit your application.

You will receive confirmation of your application via SMS or email once your account has been approved and activated.

Use the FNB website to locate the nearest bank branch. You can use the branch locator tool to find directions and branch contact details.

Gather the required documents before visiting the branch. For South African residents, this includes a valid South African ID book or card and proof of residential address (such as a utility bill not older than three months). For foreign nationals, bring a valid passport and, if applicable, a work or study permit.

Visit the selected FNB branch during business hours. It is recommended to call ahead or use the branch booking feature on the FNB website or app to schedule an appointment, which can save time.

Upon arrival, speak to a banking consultant and inform them that you wish to open a new account. The consultant will guide you through the available account options and help you choose the one that best fits your needs.

Complete the application form provided by the consultant. 

Submit the required documents for verification. 

Once your account has been successfully opened, the consultant will help you set up online banking access, including creating a username and password to manage your account digitally.

Visit the FNB website and locate the "Login" button, which can be found in the top right corner of the homepage.

Click on the "Login" button to access the login page.

Enter your username in the designated field. This is the username you created during the online registration process.

Enter your secure password in the password field. Make sure you input the correct password to avoid any login errors.

Click on the "Login" button to proceed.

Once successfully authenticated, you will be redirected to your account overview page, where you can manage your accounts, view balances, make payments, and perform other banking activities.

If you've forgotten your username, you can enter your ID or passport number, enter the password you use to log into your banking profile, and select if this username is used to log into Online Banking or Online Banking Enterprise. You will be requested to enter your card and PIN or you will receive a Smart inContact message to verify your identity online or via the app, to view your full username.

Log in to FNB Online Banking by visiting the official website and entering your username and password.

Select the "My Bank Accounts" sub-tab to view the list of your bank accounts and associated cards.

Choose the card you want to activate by selecting it from the displayed options.

Under the "Online Secure" column, click on "Activate Now."

Read the provided disclaimer carefully, and then click "I accept and agree to the Disclaimer above."

Click "Finish" on the Activation Results screen to complete the activation process.

Once activated, you will be able to use your card for online shopping with enhanced security features such as One-Time PIN (OTP) verification.

Visit any FNB branch and speak to a consultant to request account closure or use the relevant contact for your account type. For Easy Customers, contact the toll-free number at 080 007 9599. Gold Customers can contact their team of bankers via Secure Chat on the FNB Bank App or call 087 575 4653. Premier Customers should use Secure Chat on the FNB Bank App, call 087 577 7000, or email [email protected]. 

Private Clients Customers can contact their Private Banker, call 087 575 4727, use Secure Chat on the app, or email [email protected].

Private Wealth Customers should contact their Private Banker, call 087 730 6000, use Secure Chat on the app, or email [email protected].

Ensure that all standing instructions, such as scheduled payments and transfers, are canceled before proceeding with account closure.

Settle any outstanding balances for linked products, including loans and credit cards, prior to closure.

Provide a valid ID or passport and proof of address to complete the required identity verification process.

Once all requirements are met, FNB will confirm account closure, and you will receive written confirmation.

Launch the FNB App on your mobile device.

Select "Login" on the main screen of the app.

Click on "Forgot Password" to start the password reset process.

Enter your card and PIN details, then select "Continue."

Choose a new password, ensuring it meets FNB's security requirements.

Confirm the new password by re-entering it in the provided field.

An OTP (One-Time PIN) will be sent to your registered phone number. Enter the OTP and select "Confirm."

Once the OTP is verified, you will receive a message indicating that your password has been successfully updated.

You can now log in using your new password and manage your account securely.