Standard Bank Credit Cards for February 2025
Apply for a Standard Bank credit card, reviewed by our experts. On 17.02.2025, you have access to credit cards options. Increase your chances of approval by filling out a multi-application with a free credit rating check.
Update 21.11.2024
Standard Bank Credit Cards of February 2025

Standard Bank offers a diverse range of credit cards tailored to different financial needs, including cashback, travel rewards, and low-interest options. With choices like the Blue Credit Card for everyday spending, the World Citizen for travelers, and the Diners Club for premium benefits, clients can easily find a card that fits their lifestyle. The online comparison tool further simplifies selection, allowing users to explore features and choose the most suitable card for their goals.

Key Features

  • Comprehensive Rewards Program. Standard Bank’s credit cards offer rewards on eligible transactions, including the UCount Rewards program, providing value for everyday spending.

  • Variety of Card Options. Clients can choose from a wide range of cards like the Blue, Gold, Platinum, and Diners Club options, tailored for different needs such as travel, rewards, and low-interest spending.

  • Access to Global Benefits. Higher-tier cards, such as the World Citizen and Diners Club, provide benefits like airport lounge access, international travel insurance, and other global perks.

  • Enhanced Security Features. Standard Bank cards come with built-in security features, including chip-and-PIN technology and SMS notifications for transactions, helping to safeguard against fraud.

Credit Cards Offered by Standard Bank

Pros and Cons

Pros

Cons

How to Choose a Standard Bank Credit Card?

How to Apply for a Standard Bank Credit Card?

  1. Visit Standard Bank's Website. Go to the official Standard Bank website and navigate to the "Credit Cards" section to explore available options. Select the card that best suits your needs and click on "Apply Now" or "Do I Qualify?" to start the application process.

  2. Complete the Online Application. Fill out the online form with your personal information, including full name, ID number, residential address, income details, and employment information. Review the entered details to ensure accuracy before submission.

  3. Verify Your Identity. Standard Bank may require you to upload or verify documents such as a valid South African ID, proof of residence (not older than three months), and recent payslips or bank statements. Ensure these documents are ready and meet the bank’s specifications.

  4. Submit the Application. Once all details are provided and verified, submit the application online. Standard Bank will review your application and may perform a credit check to assess eligibility.

  5. Wait for Approval. Standard Bank will notify you of your application status via email or SMS. If approved, you will receive further instructions on card delivery or pickup options.

  6. Download and Apply via the Banking App. Alternatively, download the Standard Bank Banking App from the App Store or Google Play, sign in, and navigate to the "Borrow" or "Credit Cards" section. Complete the application process similarly to the website.

  7. Apply In-Branch. If you prefer, visit a Standard Bank branch. Use the "Branch Locator" feature on the website or app to find the nearest branch. Bring your original documents, including ID, proof of residence, and recent payslips, to meet with a consultant and complete the application in person.

  8. Activation Process. Upon receiving your card, follow Standard Bank’s activation instructions, which may involve using the app, contacting customer service, or visiting a branch.

Eligibility Requirements

Reasons You May Be Denied 

How to Pay Off My Credit Card Debt

Editorial Opinion

Standard Bank’s credit cards offer options for various financial needs, from basic cards like the Blue Credit Card to premium options like the World Citizen and Diners Club Platinum, ideal for frequent travelers. The UCount Rewards program adds value by allowing clients to earn points on everyday purchases. While premium cards have higher fees, the benefits - such as lounge access and travel discounts - may justify the cost for those who can fully utilize them. Overall, Standard Bank provides a versatile selection, though clients should consider income requirements and rewards to choose the best fit.

Additional Resources

Sources

FAQ

What is the minimum income requirement for Standard Bank’s Platinum Credit Card?

How many UCount Rewards points can I earn on a Standard Bank credit card?

What travel benefits are available with the World Citizen Credit Card?

Are there fees for international transactions on Standard Bank credit cards?

How can I set up an automatic debit for my credit card payments?

11.11.2024
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Update 21.11.2024

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