Investec Bank Credit Cards for February 2025
Apply for an Investec Bank credit card, reviewed by our experts. On 17.02.2025, you have access to credit cards options. Increase your chances of approval by filling out a multi-application with a free credit rating check.
Update 04.11.2024
Investec Bank Credit Cards of February 2025

Investec Bank provides two specialized credit cards designed to meet the unique needs of its individual and corporate clients. The Investec Visa Platinum Credit Card offers high-net-worth private clients exclusive benefits, including global access, travel insurance, and flexible credit terms suited to a premium lifestyle. For businesses, the Investec Corporate Credit Card supports efficient expense management with features that accommodate customized spending solutions. While Investec’s credit card offering is limited to these two options, each is crafted to provide exceptional service, convenience, and security, ensuring clients benefit from Investec’s commitment to high-quality, tailored financial solutions.

Key Features

  • Exclusive Travel Benefits. The Investec Visa Platinum Credit Card offers travel-related perks like complimentary travel insurance and access to airport lounges, enhancing convenience for frequent travelers.

  • Tailored Credit Limits. Credit limits on both the Visa Platinum and Corporate Credit Cards are customized based on the client’s financial profile, providing flexibility aligned with individual or business needs.

  • Advanced Security Features. Investec’s credit cards incorporate secure login and real-time fraud alerts, ensuring cardholders' transactions are safeguarded against unauthorized activity.

  • Digital and Contactless Payments. Investec cards support digital wallets, enabling contactless payments for added convenience and speed in purchases.

  • Integrated Account Access. Both credit cards can be managed through Investec’s online and mobile banking platforms, with business clients using Investec Business Online to manage their Corporate Credit Cards. This feature allows clients to track spending, make payments, and manage accounts seamlessly.

Credit Cards Offered by Investec Bank

Pros and Cons

Pros

Cons

How to Choose Investec Bank Credit Card?

How to Apply for Investec Bank Credit Card?

  1. Banking Account. For Investec credit card applications, you need to be an existing Investec client.

  2. Log in to Investec Online Banking. Begin by visiting the official Investec website and logging in to your online banking profile. From there, navigate to the “Products” or “Credit Cards” section to view available options. Select the desired credit card and click “Apply Now” to start your application.

  3. Complete the Application Form. Fill out the online application form with accurate personal details, including your full name, South African ID number (or passport and valid permit for non-residents), residential address, employment information, and income details. Ensure all information is correct to avoid processing delays.

  4. Upload Required Documents. You may need to provide supporting documents, such as proof of residence, recent payslips, and bank statements, as well as a valid ID. Upload these documents as prompted during the application process.

  5. Review and Submit. Double-check all information entered in the application form. Once verified, submit your application. Investec will process the application and may conduct credit checks as part of the verification.

  6. Apply via the Investec App. Alternatively, you can apply through the Investec mobile app. Log in to your account, go to the “Credit Cards” section, select the card you wish to apply for and follow the same steps for filling out and submitting the form. The app allows you to upload documents directly, adding convenience for mobile users.

  7. Visit an Investec Branch. For in-person applications, visit the nearest Investec branch. Bring necessary documents, including your South African ID, proof of residence, proof of income, and additional identification if you’re a foreign national. A consultant will guide you through the process and assist you with submitting your application.

  8. Locate a Branch Using Investec’s Website or App. To find the closest Investec branch, use the “Branch Locator” feature on Investec’s website or app. Enter your location to view nearby branches, along with their addresses and hours of operation.

  9. Wait for the Application Status and Approval. Once your application is submitted, Investec will review it and notify you of your approval status. Approved applicants will receive instructions for activating their new credit card.

  10. Activate Your Credit Card. Follow Investec’s instructions to activate your card. Activation options may include using the online banking platform, calling client support, or visiting a branch. Once activated, your Investec credit card is ready for use.

Eligibility Requirements

Reasons You May Be Denied

How to Pay Off My Credit Card Debt 

Editorial Opinion

Investec Bank’s credit cards are crafted for affluent individuals and businesses, providing tailored travel benefits, custom credit limits, and efficient corporate expense management. The Visa Platinum offers perks like global ATM access and insurance, ideal for frequent travelers, while the Corporate Credit Card streamlines business finances. Although highly specialized, the limited selection and high entry requirements mean these cards may not suit all. Prospective clients should weigh the premium benefits against the costs to determine the best fit for their needs.

Additional Resources

Sources

FAQ

What travel benefits do Investec credit cardholders receive beyond airport lounge access and travel insurance?

Are there any purchase protections included with the Investec Visa Platinum Credit Card?

Can businesses using the Investec Corporate Credit Card track expenses in real-time?

Is there a rewards or cashback program associated with the Investec credit cards?

How can I check my credit card application status after submitting it?

04.11.2024
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Update 04.11.2024

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