How to apply for Zilch financing?
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Download the Zilch App. Begin by downloading the free Zilch app from your mobile app store.
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Create an Account. Open the app and follow the on-screen instructions to create a Zilch account. You'll need to provide basic information such as your email address, mobile phone number, and password.
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Complete Personal Information. Input the required personal details, including your name and any additional information as prompted.
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Document Submission. Prepare the necessary documents, including a valid government-issued photo ID and proof of address (dated within the last three months). Zilch may also request a selfie holding up your photo ID for verification.
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Link Your Debit Card. Add a valid US-issued debit card in your name to your Zilch Virtual Mastercard. Note that certain card types, such as credit cards and prepaid cards, may not be eligible.
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Eligibility Check. Zilch will conduct an eligibility check based on the information provided. This will determine your rate and payment options.
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Select Your Payment Option. Once approved, choose between spreading your payments over six weeks with 0% APR or making an immediate payment with the benefit of 2% cash back in Zilch Rewards.
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Start Using Zilch. After completing these steps, your Zilch account will be set up, and you can start using the provided payment options for your purchases.