Choose a country
United States
Select a city
Select a city
Select language
Select country
Choose a country
United States
United States
Việt nam
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

West Side Lending's pay off


An Installment loan from West Side Lending is a convenient way to receive the money you need to address life's unexpected expenses without the strict payback terms of a payday loan. Typical payday loans require you to pay back the entire loan amount plus finance fees and interest in one sum. However, fast cash installment loans allow you to repay your debt over time with predetermined installments. The most frequent type of payment is an electronic payment scheduled on the payment due dates specified in your loan agreement's Payment Schedule. It is the most convenient approach because you won't have to worry about getting your loan payments to us on time. As outlined in your loan agreement, it may negotiate alternative payment arrangements.

Conditions of loan extension

If you know you won't have enough cash on the due date, please inform the company no later than three business days before the due date so they can make the arrangements for your account. You have 24 hours after they transferred the cash into your account to reverse the loan if you no longer require it. Get in touch with West Side Lending as soon as possible so that they can assist you with this.

You will be charged additional costs if you do not make a planned payment on the due date. A $30 NSF (non-sufficient funds) fee will be assessed if the price is withdrawn straight from your bank account and there is insufficient money in your account to meet the amount owing, or if the payment is dishonored by your financial institution for any reason. They will charge you an extra $25 late fee if any gain is late by five days beyond the due date.

Early payoff

Paying off your debt early has no consequences. West Side Lending LLC encourages consumers to pay off their loans as soon as possible to save money on interest.


Can I pay West Side Lending early?

Yes, there are no penalties or additional fees in paying off early.

Will West Side Lending sue me?

Yes, West Side Lending may sue you. They can involve a lawyer to sue you for the underlying debt, fees, and expenses in a breach of the contract dispute.

Calculate loan payments at West Side Lending

West Side Lending calculator will allow you to calculate an approximate payment schedule for the loan

West Side Lending calculator
Interest rates are given in accordance with the rates of the West Side Lending in Washington, D.C. as of 24.09.2022
Loan amount

Specify the desired loan amount

200 $
5000 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with West Side Lending

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between West Side Lending and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
Your comment has been added
Your complaint has been recorded
Invalid username or password
Please log in to like/dislike
Invalid SMS code has been entered
All West Side Lending’s reviews by September 2022
Leave feedback

Similar companies

Mission Loans
19500 Jamboree, Suite 300 Irvine, CA 92612
Accredited Debt Relief
9525 Towne Centre Dr, Suite 100, San Diego, CA 92121
1900 S. State College Blvd, Ste 300, Anaheim, CA 92806
PO Box 10, Parshall, ND 58770
Wintrust Mortgage
9700 W. Higgins Road, Ste. 300, Rosemont, IL 60018