Information
About
Wasatch Peaks Credit Union is a non-profit financial cooperative based in Ogden, Utah. The credit union was founded in 1952 as the Hill Air Force Base Credit Union and has since expanded to serve the communities of Weber, Davis, Box Elder, and Cache counties in Utah. Wasatch Peaks Credit Union is a member-owned organization, which means that it is owned and controlled by its members rather than by shareholders or outside investors. The credit union's mission is to provide financial products and services that help its members achieve their goals and improve their financial well-being.
As a not-for-profit financial cooperative, Wasatch Peaks Credit Union operates under the philosophy of "people helping people." The credit union offers a range of financial products and services to its members, including checking and savings accounts, loans, credit cards, insurance, and investment services. Wasatch Peaks Credit Union is committed to providing its members with low fees and competitive rates, and it invests in the latest banking technology to make its services as convenient and accessible as possible.
In addition to its focus on providing financial services, Wasatch Peaks Credit Union is also dedicated to supporting the communities it serves. The credit union has established the Wasatch Peaks Credit Union Foundation, which provides funding for local charitable organizations and community programs. Wasatch Peaks Credit Union also encourages its employees to get involved in community service and volunteerism.
Requirements
o become a member of Wasatch Peaks Credit Union, you must meet one of the following eligibility requirements:
Live, work, worship, or attend school in one of the following counties in Utah: Weber, Davis, Morgan, Box Elder, or Cache.
Be an employee of one of the credit union's Select Employee Groups (SEGs).
Be an immediate family member of a current credit union member.
Once you meet one of these eligibility requirements, you can open an account with the credit union by providing some basic personal information, such as your name, address, and social security number. You will also need to make an initial deposit to fund your account. The credit union may require additional documentation or information, depending on the specific products and services you are interested in.
Products and Services
Wasatch Peaks Credit Union offers a range of financial products and services to its members, including:
Checking accounts. Wasatch Peaks Credit Union offers several checking account options, including free checking, rewards checking, and student checking. Some accounts offer no monthly fees, overdraft protection, and free online and mobile banking.
Savings accounts. The credit union offers a variety of savings accounts, including regular savings, money market savings, and youth savings. These accounts offer competitive interest rates and low minimum balance requirements.
Certificates of deposit (CDs). Wasatch Peaks Credit Union offers CDs with flexible terms and competitive rates, ranging from 6 to 60 months.
Loans. The credit union provides a range of loan products, including auto loans, personal loans, home loans, and credit cards. The credit union offers low rates and flexible repayment terms.
Insurance. Wasatch Peaks Credit Union offers a range of insurance products, including auto insurance, home insurance, and life insurance.
Investment services. The credit union offers investment services through its subsidiary, Wasatch Peaks Financial Services. These services include financial planning, retirement planning, and investment management.
Business services. Wasatch Peaks Credit Union provides a range of business services, including checking and savings accounts, loans, and merchant services.
Overall, Wasatch Peaks Credit Union provides its members with a variety of financial products and services to help them achieve their financial goals, while also focusing on personalized service and community involvement.
Access on the Go
Access on the Go is the mobile banking app offered by Wasatch Peaks Credit Union. With this app, members can conveniently access their accounts and perform various transactions from their mobile devices. Some key features of Access on the Go include:
Account management. Members can view account balances, transaction history, and eStatements, as well as transfer funds between accounts.
Bill pay. Members can pay bills and schedule payments to be made on specific dates.
Mobile deposit. Members can deposit checks remotely using the mobile app.
Card controls. Members can control their debit and credit cards, including setting spending limits and blocking or unblocking their cards.
Digital wallet. Members can add their Wasatch Peaks credit and debit cards to their mobile wallets for easy and secure payments.
Alerts. Members can set up account alerts for transactions, balances, and other account activity.
Access on the Go is available for free download on both the App Store and Google Play. To access the app, members must first enroll in online banking and then download the app to their mobile devices.
Credit Union Reliability
Credit unions in the US are generally considered to be reliable and safe institutions for financial services. Credit unions are regulated and insured by the National Credit Union Administration (NCUA), which operates similarly to the Federal Deposit Insurance Corporation (FDIC) for banks. This means that deposits at credit unions are generally insured up to $250,000 per individual account by the National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the US government. It's always a good idea to research and evaluate the specific credit union you are interested in joining to ensure it meets your financial needs and goals.
