Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.8
(17 Ratings)

Line Mobile App

Advertiser Disclosure

Line

Download

Download

The Line mobile app of Line Financial is a financial app that offers a range of services, including personal loans, tax filing, cash back rewards, credit monitoring, and more. Developed by Line Financial Corporation, a Public Benefit Corporation based in the United States, the app is available for download on both iOS and Android devices.

One of the key features of the Line mobile app is its ability to provide users with instant cash loans, ranging from $20 to $1000, that can be withdrawn into their bank accounts, debit cards, or gift cards of their choice. The app also offers free federal and state tax filing services for individuals, regardless of their filing status or type of tax form.

In addition, the Line app allows users to link their credit or debit cards and earn up to 20% cash back on transactions at local retailers, restaurants, and more. The app also provides credit monitoring services, identity theft protection, and $1 million in identity theft insurance.

To access these services, users must create a Line account and complete the necessary verification steps. The Line app is designed to be user-friendly and easy to navigate, with a clean and intuitive interface that allows users to manage their finances and access important financial information with ease.

Mobile App Features

Using the Line app comes with several benefits:

  1. Instant cash up to $1,000. Users can qualify for cash ranging from $20 to $1,000 and access it instantly. The funds can be withdrawn into a bank account, debit card, or a preferred gift card.
  2. Free Federal & State Tax Filing. The Line app allows users to file their individual income tax returns for free, for both Federal and State. Filing can be done easily and hassle-free, for any filing status and tax form.
  3. Unlock higher amounts. By maintaining an active subscription, refilling the line on time, and achieving recommended personal finance milestones, users can unlock unlimited higher amounts.
  4. Gift Cards and Prepaid Cards. Users can receive their line instantly on a gift card of their choice or a Visa and MasterCard Prepaid Card, which can be used at thousands of retailers.
  5. Cash Back up to 20%. Individuals can link their credit or debit cards to Line and earn cash back up to 20% on transactions made at local groceries, retailers, restaurants, and more.
  6. $1M Insurance. Line's plans include credit monitoring, alerts, dark web monitoring, identity theft protection, restoration services, $1M identity theft insurance, and more.
  7. Credit Monitoring. The app allows users to see how taking an auto loan or applying for a new credit card could impact their credit score before taking any action.

How to Download

You can download the Line mobile app on your smartphone or tablet by following these steps:

  1. Open the App Store (iOS) or Google Play Store (Android) on your device.
  2. In the search bar, type "Line Financial" or "Line app".
  3. Select the "Line" app from the search results.
  4. Click on the "Install" button.
  5. Once the app is installed, open it and follow the instructions to create your account.
  6. You will need to provide some personal information to verify your identity.
  7. Once your account is set up, you can start using the Line app and access its various features and benefits.

Note that the Line app is currently only available in the United States, so make sure that you are downloading it from the US version of the App Store or Google Play Store.

How to Apply in the App

To apply for the various services offered by Line Financial through the Line mobile app, you will need to follow these steps:

  1. Download and install the Line mobile app on your smartphone or tablet, if you haven't already done so.
  2. Open the app and create an account by providing your personal information and verifying your identity.
  3. Once your account is set up, you can explore the various services offered by Line Financial, such as instant cash, tax filing, credit monitoring, and more.
  4. To apply for a specific service, select the relevant option from the app's home screen.
  5. Follow the instructions provided by the app to complete your application. You may be required to provide additional information or documentation, depending on the service you are applying for.
  6. Once you have submitted your application, it will be reviewed by Line Financial. You will receive a notification in the app once your application has been approved or declined.
  7. If your application is approved, you can start using the service right away.

Note that the specific application process may vary depending on the service you are applying for. Make sure to carefully read and follow the instructions provided by the app to ensure a successful application.

How to Make Payments Through the App?

To make payments through the Line mobile app, follow these steps:

  1. Open the Line app and log in to your account.
  2. Navigate to the "Payments" section of the app.
  3. Select the type of payment you want to make. For example, you can pay a bill or send money to another Line user.
  4. Follow the instructions provided by the app to complete your payment. You will likely need to enter the recipient's information, such as their name, email address or phone number, and the amount you wish to pay.
  5. If you are paying a bill, you may also need to provide additional details such as the account number or billing address.
  6. Once you have entered all the required information, review the details to ensure they are correct, then click the "Submit" or "Send" button to complete the transaction.
  7. The recipient will receive the payment immediately or within a few business days, depending on the payment method.

Note that Line Financial supports a variety of payment methods, including bank transfers, debit cards, and credit cards. The specific payment options available to you may vary depending on your location and the type of payment you are making.

How to Delete an App

To delete the Line mobile app from your smartphone or tablet, follow these steps:

  1. Find the app icon on your device's home screen or app drawer.
  2. Press and hold the app icon until a menu appears.
  3. Select the "Uninstall" option from the menu.
  4. Confirm that you want to uninstall the app by clicking "OK" or "Uninstall" on the prompt that appears.
  5. Wait for the app to be uninstalled from your device. This may take a few seconds or minutes, depending on the size of the app.
  6. Once the app is uninstalled, you can remove its icon from your home screen or app drawer, if desired.

Note that the specific steps to uninstall an app may vary slightly depending on your device and operating system. If you are having trouble uninstalling the Line app, consult your device's user manual or contact customer support for assistance.

Line on App Store

FAQ

Why can't I access my Line mobile app?

There could be several reasons why you are unable to access the Line mobile app of Line Financial. Here are a few common causes:

  1. Connectivity Issues. Make sure you have a stable internet connection, as the app may not be able to load or function properly without it.
  2. App Updates. Check if there are any updates available for the Line app in your device's app store. Installing the latest updates can often resolve issues with the app.
  3. Account Issues. If you are having trouble accessing certain features or services in the app, make sure your account is in good standing and that you have completed all the necessary verification steps.
  4. Device Compatibility. Check if your device meets the minimum system requirements for the Line app. If your device is not supported, you may not be able to access the app or certain features.
  5. Geographical Restrictions. The Line app may only be available in certain countries or regions, so if you are traveling or living in an unsupported location, you may not be able to access the app.
  6. Technical Issues. If the app is experiencing technical issues or outages, you may not be able to access it. In this case, wait for the issue to be resolved or contact customer support for assistance.

If you are still unable to access the Line app after checking these potential issues, contact customer support for further assistance.

 

Offers
Line
Large plan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $1,000
Term
i

Loan term for the financial product

open-ended
Line
Medium plan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $500
Rate
i

Interest rate

$9.97/month
Term
i

Loan term for the financial product

open-ended
Line
Small plan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.824
(17 Ratings)
Recommended FinScore™
0
300
650
1000
up to $50
Rate
i

Interest rate

$2.47/month
Term
i

Loan term for the financial product

open-ended
Similars products
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Interest rate

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 1399 days
Apply
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
Line reviews 2024
Leave feedback
2
Cons
This app is extremely frustrating. As soon as you sign up, they place you on a "waitlist." I've been waiting for over two weeks, and it has become utterly ridiculous. I don't need the service that badly. I strongly advise against wasting your time on this app.
Complain
2
Pros
I'm relatively new to Beem, and typically, I wouldn't consider using such a service, especially given my lack of credit history and the reluctance of others to give me an opportunity to improve my financial situation. As I read through all the provided information, I wasn't entirely convinced until I came across the only review available so far. While it wasn't overly negative, the individual didn't seem entirely satisfied with the overall process.
What struck me the most and gave me hope that Beem could genuinely help me get back on track was the swift response from the developer. They reached out to that person, offered apologies, and expressed a willingness to assist in any way possible. This quick response demonstrated to me that Beem genuinely cares about its users. Thank you!
Complain
4.6
Pros
The app's developers consistently roll out updates, enhancing its performance with each iteration. Their support team is highly efficient, amicable, and promptly addresses any technical glitches. Even if you don't meet the initial qualifications for Line, the app's additional features are invaluable for working towards eligibility and aiding individuals in achieving financial success.
Complain
1.8
Cons
I patiently waited for months to finally secure a $20 line of credit. However, once I borrowed the amount, I was stunned to discover that I had to repay it within a mere 2 days, accompanied by a $4 interest fee. In total, I have already paid them $26, including the subscription fee.
Now that I've diligently paid back the $24, I was informed that the payment may take 5-7 business days to reflect in my account. However, it's been nearly 2 weeks, and the payment still shows as pending. Every time I've reached out to support, I've received the same response: "Please be patient, and we will provide you with an update." Meanwhile, I continue to receive notifications relentlessly, demanding a payment that I've already settled nearly 2 weeks ago. This has turned out to be a frustrating waste of time.
Complain
1.8
Cons
I've consistently faced disappointment with Line as it repeatedly tells me, "Sorry, we're unable to approve your loan." Frustrated with the experience, I eventually removed Beem from my phone. Surprisingly, I started receiving texts and emails stating I'd been approved for a $70 loan. However, the issue persisted as I logged in, and I was greeted with the same "sorry" message.
To make matters worse, their customer service has proven to be equally frustrating. I reached out for assistance, but regrettably, it was not forthcoming. For those who have successfully obtained loans through them, I applaud your achievement. However, for my part, I've decided to once again remove their app from my device until these issues are resolved.
Complain
2.6
Cons
I've been using Beem for two months now, and I want to preface this by mentioning that I have a monthly income of over $4,200 after taxes and medical deductions. However, I've only been approved for a $25 monthly limit, which presents a challenge for me since I'm paid once a month on the 1st. This leaves me with just a week to repay, making it difficult to manage.
Additionally, I've encountered issues with adding my debit card multiple times. Whenever I log back in, it mysteriously disappears from Beem. I've even gone through the process of verifying my debit card, only to have it vanish again from Beem. This has happened a frustrating 11 times. Beem's functionality clearly needs some refinement. Furthermore, the customer service could be more helpful, as I've experienced attitude from a representative more than once.
I attempted to upgrade my monthly subscription to access more cash, but the system wouldn't allow me to do so. I believe there's room for improvement in terms of linking checking accounts and income information. It's important to note that, contrary to expectations, you shouldn't anticipate receiving the $100-$1000 amounts advertised; based on my experience and Google reviews, the highest I've seen anyone receive is $40. Once I've paid back the $25, I plan to cancel my account. Beem has potential, but there are several issues that need to be addressed to enhance the user experience.
Complain
1.8
Cons
I downloaded this app today with excitement because I've been using Afterpay, Klarna, and Sezzle for a while without any issues. However, I wanted to explore more options since Line offered stores where I needed to shop for my daughters' Christmas gifts. I attempted to enter my bank account and login information for Plaid, but it repeatedly claimed it wasn't the right credentials, even though I verified with my bank that I had entered the correct information.
I find the signup process unnecessarily complicated. Other apps require only the registration of your debit card, and you're good to go. They have had no trouble deducting installment payments from my linked debit card. It might be a good idea to reconsider your signup process and stick to using debit or credit cards without trying to link a bank account as well. This process has caused unnecessary frustration.
I was initially drawn to Beem due to its promising features, like the goals, rewards, and the variety of stores it offers. However, I quickly went to their website to deactivate my application, and I plan to delete Beem shortly. The concept has potential, but the signup process needs improvement to make it more user-friendly and seamless.
Complain
2
Cons
Prior to any quick responses suggesting I email for support, I've been sending emails since September and they've gone unanswered, so that's not a viable option. I've been struggling to unlink my bank account and sought help from customer service, but they simply directed me to do it myself in Beem. Despite my repeated explanations that the button in Beem wouldn't unlink the bank, they continued to provide the same unhelpful response. I've reached out via email repeatedly, but still, I'm met with silence.
Now, here's where things start to look suspicious. Beem offers the option to delete your application (even though I was never able to submit one), claiming they'll immediately erase all your information. However, this isn't the case at all. I closed my application and account a month ago, and when I attempted to sign back in, I was presented with a message asking if I'd like to reopen it. I accepted, and to my surprise, the application still had all my information stored in it. So, it seems that deleting it merely pauses it and retains the information. This leads to concerns that the company might be holding onto this data for potential future sales. Customer service has been unresponsive to my emails, and if the developer's response to this review is to email for a fix, I must point out that I've been trying for four months without any response.
Complain
4.4
Pros
This app is incredibly useful when you're in need of quick cash.
Complain
4.2
Pros
This app is excellent. It not only monitors your credit score but also displays the balances and transactions for all your linked bank accounts. You can easily send and receive money, and the new Beem app allows you to borrow money. The customer service is friendly and highly supportive. Overall, it's a fantastic app that offers a wide array of features.
Complain
Company rating
2.8
/ 5
17 reviews
Application
2.9
Support service
2.7
Mobile App
2.9
Service quality
2.6
Your satisfaction level
3.1
Similar companies
NaviRefi
123 S Justison St, Wilmington, DE 19801-5360
+1 (844) 381-6621
HESAA
PO Box 545, Trenton, NJ 08625-0545
+1 (609) 584-4480
RISLA
935 Jefferson Blvd, Suite 3000, Warwick, RI 02886
+1 (800) 758-7562
VSAC
10 East Allen Street, Winooski, VT 05404
+1 (800) 642-3177
Funding U
309 East Paces Ferry Rd. NE Suite 400, Atlanta, GA 30305