Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.4
(40 Ratings)

Upstart Reviews october 2026

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Upstart reviews 2026

4.6
Pros
I was in search of a way to consolidate my loans and after researching various options and reading many reviews, I decided to reach out to Upstart. Signing up and applying with them was a breeze – it only took a few minutes to enter my information, and I received approval within a matter of minutes. It was an incredibly fast, simple, and easy process, and Upstart delivered on their promises, just as another reviewer mentioned. I believe this company deserves the highest possible rating. If you're considering it, don't hesitate to apply – they can assist you with various types of loans, and you'll likely be glad you did!
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4.8
Pros
Upstart is an excellent company that gave me an opportunity to secure a loan and improve my credit. I highly recommend them to anyone looking to build their credit score.
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4.6
Pros
I would wholeheartedly recommend Upstart to anyone. They have been great to work with. Thank you for your excellent service. I genuinely appreciate what you've done for me, and please keep up the good work.
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2
Pros
Dealing with Upstart is incredibly challenging due to their lack of availability and communication. Despite multiple attempts, I have been unable to get in touch with them.
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4.4
Pros
Upstart stands out as the most user-friendly loan company I've ever encountered. During a period when I was transitioning careers and needed financial assistance, I was initially quite anxious about taking out a loan. However, I was pleasantly surprised by Upstart's exceptional speed compared to other companies, some of which can take weeks to process. With Upstart, I received my funds on the very same afternoon, allowing me to promptly settle my debt and avoid accumulating late fees. It was truly a lifesaver, and I wouldn't hesitate to recommend it to anyone.
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4.4
Pros
The application was swift, straightforward, and hassle-free. The entire process was completed in just a matter of minutes. I highly recommend it.
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4.4
Pros
I was pleasantly surprised and delighted by the swiftness of the entire transaction. From start to finish, the process was truly remarkable.
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4.8
Pros
Upstart came to my rescue when I was in a difficult situation where other banks couldn't approve my loan application. Their process is incredibly efficient and makes borrowing a much smoother experience, taking away the usual hassles associated with it.
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4.4
Pros
I want to express my gratitude to Upstart for assisting me in consolidating my credit card debt. Navigating the website was incredibly simple, and it made the process a breeze. Their approval for the loan is saving me $500 every month, and I can't emphasize enough how thankful I am for discovering the service.
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1.6
Cons
The customer service provided by this company is exceptionally poor. It seems like nobody is well-informed, and the notes they leave for each other are completely indecipherable. When you attempt to contact someone regarding an overpayment issue, it's nearly impossible to get a supervisor to return your call. The overall professionalism is severely lacking, and I would recommend considering this loan only in cases of extreme urgency. Otherwise, there are plenty of other banks and lenders to choose from. My advice would be to steer clear of this company.
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Welcome to the review page of Upstart!

Here, you will find client reviews about their experience with Upstart. We understand that deciding on a lending company can be a challenging and crucial step. That's why we have gathered opinions from those who've already made that choice.

You can learn about the benefits and potential challenges that may arise when applying for a loan with Upstart. Additionally, these reviews will help you evaluate the favorable terms and offers the company can provide for you.

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