Upstart Personal Loan

In this comprehensive review, we explore Upstart® Personal Loan designed to meet diverse financial needs. Discover how Upstart® stands out with its competitive interest rates, flexible borrowing limits, and rewarding perks.
1000 - 50000 $
Loan Amount
up to 36 - 60 Months
Repayment Term
35.99 %
APR

Details

General Info
 Loan Amount Loan Amount
1000 - 50000 $
Repayment Term Repayment Term
up to 36 - 60 Months
Required documents Required documents
SSN, ID
Do I fit in?
Age Age
from 18 years
Credit Score Credit Score
650
Income required Income required
12000 $
Fees
APR APR
35.99 %

How to Apply for a Upstart Personal Loan?

  1. Check your rate. Begin by visiting the Upstart website. You can check your rate without affecting your credit score. This process is quick, taking less than 5 minutes, and involves providing some basic personal and financial information. Checking your rate uses a soft credit inquiry, which won't impact your credit score.

  2. Get approved. After checking your rate, if you decide to proceed, most customers receive instant approval. This step involves no paperwork for the majority of applicants, though final approval is contingent upon passing a hard credit inquiry.

  3. Provide information. Please write your personal details, income information, provide SSN or ITIN, registration address, personal bank account details and other necessary data for credit inquiry.

  4. Wait for a decision. A high credit inquiry may take some time. You can track the status of the check in your personal account on the website.

  5. Get fund. Once approving and signing loan agreement, the personal loan funds can be disbursed in as little as 24 hours, provided you accept your loan by 5 pm EST (excluding weekends and holidays). The speed of funding ensures that you can access your loan amount quickly for your needs.

Conditions and Requirements

Conditions

Requirements

Additional Resources

Sources

FAQ

Is taking a loan from Upstart a good idea?

Does everyone get approved for Upstart loan?

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Company documents

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01.12.2022
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Update 16.07.2024
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