Name: Personal Loans
Brand: Upgrade
SKU: personal-loans
Price: 50000.00 USD
Availability: InStock
Rating: 4.08 (20 reviews)

upgrade app

The Upgrade Mobile App is a mobile application offered by Upgrade, Inc., a fintech company that provides personal loans, credit monitoring, and financial education. The app allows customers to manage their loans, make payments, and view their account information from their mobile device. Customers can also use the app to apply for a loan, check their credit score, and receive personalized loan recommendations.

Go to Google Play

Go to App Store

Mobile App Features

Loan Management. Users can apply for and manage personal loans through the app. They can view their loan balances, payment history, and make payments directly from the app.
Credit Monitoring. The app provides users with access to their TransUnion credit score and credit report. Users can also receive credit alerts and personalized credit insights to help them improve their credit scores.
Budgeting Tools. The app offers users budgeting tools to help them manage their finances. Users can set up spending alerts, track their expenses, and view their cash flow.
Security. The Upgrade Mobile App uses bank-grade security features to protect users' personal and financial information. Users can also use touch ID or face ID to log in securely to the app.

Upgrade on App Store

For iOS

Open the App Store. Unlock your iOS device and find the App Store icon. Tap on it to open the App Store.
Search for "Upgrade". In the search bar at the bottom of the screen, type "Upgrade" and tap the search button.
Select the Upgrade App. From the search results, find the Upgrade app. It should have the Upgrade logo. Tap on the app to view its details.
Download the App. Tap the "Get" button next to the Upgrade app. You may be prompted to enter your Apple ID password or use Face ID/Touch ID to confirm the download.
Open the App. Once the app has been downloaded and installed, tap "Open" to launch the Upgrade app. You can also find it on your home screen.

For Android

Open Google Play Store. Unlock your Android device and find the Google Play Store icon. Tap on it to open the Play Store.
Search for "Upgrade". In the search bar at the top of the screen, type "Upgrade" and tap the search button.
Select the Upgrade App. From the search results, locate the Upgrade app. It should display the Upgrade logo. Tap on the app to view more details.
Install the App. Tap the "Install" button. The app will begin downloading. You may need to grant permission or accept terms and conditions before the installation begins.
Open the App. After the app has been downloaded and installed, tap "Open" to launch the Upgrade app. You can also find it in your app drawer.

Currently, there is no option to apply for a loan directly in the Upgrade app. The app is designed primarily for managing your account and making loan payments. To apply for a loan, you need to visit the Upgrade website, click on "Personal Loans," enter the loan amount and purpose, check your rate, and fill out the application with your personal information. Once approved, you can use the app to manage your loan and make payments.

Log In. Log in to your Upgrade account on the website or mobile app.
Access Dashboard. Navigate to your dashboard.
Manage Payments. Visit the “Manage Payments” section of your account.
Enter Payment Details. Enter the amount you wish to pay and your payment method details.
Confirm Payment. Review your payment information and confirm the transaction.

For iOS

Locate the Upgrade App. Find the Upgrade app on your home screen.
Tap and Hold the App Icon. Press and hold the Upgrade app icon until all the app icons start to jiggle.
Tap the "Remove App" Option. A small menu will appear above the app icon. Tap "Remove App."
Confirm Deletion. Tap "Delete App" in the confirmation prompt that appears.
Finalize the Deletion. Confirm the deletion once more if prompted. The app will be removed from your device.

For Android

Locate the Upgrade App. Find the Upgrade app icon on your home screen or in the app drawer.
Tap and Hold the App Icon. Press and hold the Upgrade app icon until a menu appears or the icon starts to move.
Drag the App to the Uninstall Area. Drag the app icon to the "Uninstall" option that appears at the top or bottom of the screen.
Confirm Uninstallation. A confirmation prompt will appear. Tap "OK" or "Uninstall" to confirm.
Finalize the Uninstallation. The app will be removed from your device.

Additional Resources

About Upgrade
Full Upgrade Account Review
How to Apply for an Upgrade Loan
How to Repay an Upgrade Loan
Upgrade Customer Reviews
All Upgrade Coupons and Promo for April 2025
Loans Upgrade April 2025

Your comment has been added

Error

Your complaint has been recorded

Invalid username or password

comment.alert.error-reg

Please log in to like/dislike

Invalid SMS code has been entered

Upgrade reviews 2025

Leave feedback

Pros

Upgrade consistently delivers with speed and simplicity, offering reasonable terms. I currently have multiple loans and a line of credit with them, and I've had the pleasure of securing three previous loans from their services in the past.

Applying for a debt consolidation loan through Upgrade was a breeze. I was able to set up automatic payments each month, which added to the convenience. The interest rate offered was fair too. I highly recommend Upgrade if you're in need of a loan.

I am incredibly satisfied with all my interactions with Upgrade. Their service is exceptional, and the quick approval process, entirely online, is fantastic. I have a deep appreciation for this company. They came to my aid when I needed assistance in achieving my financial goals. I wholeheartedly recommend them with two enthusiastic thumbs up! Every step, from qualifying for a loan to receiving the funds, has been exceptionally smooth. Their communication throughout the process, starting from the application phase to fund disbursement, has been outstanding.

Cons

This company is the worst I've ever dealt with. They offered a hardship plan for three months, but despite that, they reported my loan as delinquent on my credit report when it matured, even though I still had a balance due to the hardship. They didn't extend the maturity date of the loan, despite the hardship agreement. The customer service was incredibly rude, and I was never able to speak to a manager. I intend to report this to the attorney general.

They are upfront about everything from fees to interest rates to payments and to some of the terms. It was easy to put an application in, get everything finished and receive the funds. They also make it convenient to choose a due date that works best for you.

Securing a loan through this company was a remarkably swift and straightforward experience, complete with favorable interest rates. The transfer of funds was executed with impressive speed. I was particularly impressed with the user-friendly loan application process, clear communication throughout, and the accurate and rapid fund transfer. I wholeheartedly recommend this company to anyone considering credit card refinancing.

Upgrade offers a line of credit with a generous limit, although it comes with high-interest rates. However, my experience took a frustrating turn when I started using this line of credit. Despite having an impeccable payment history and no credit issues, Upgrade began scrutinizing my credit and gradually reduced my credit limit to match my outstanding balance. This resulted in my available credit dwindling to zero, plummeting from an initial $20,000 down to just $4,000. Even though my account currently has a zero balance and will remain that way for a while, Upgrade's actions caused my credit score to drop inexplicably. I've chosen not to close the account, but I've lost trust in their practices and won't be using it.

This is my second experience securing a loan with Upgrade, and the process has been remarkably convenient. Uploading documents and verifying my bank electronically were both straightforward tasks. I also have their credit card, and making payments has been hassle-free, with no penalties for early repayment. By paying off my credit cards, I was able to obtain a more favorable interest rate, which was my initial goal.

Obtaining my Upgrade loan was an exceptionally efficient process, making it incredibly easy to secure the funds I needed. Additionally, I was granted a line of credit through an Upgrade credit card, which I found myself using multiple times.

This company is excellent. They processed my loan application efficiently and swiftly. I would wholeheartedly recommend this company to anyone seeking to borrow money at a reasonable interest rate. Furthermore, they provide regular updates on all account activity, which is highly appreciated. This loan is particularly beneficial for improving your credit score, especially if that's one of your goals.

Please, leave your first feedback

Leave a review and get 20 Fincoins to your account!

Review on Upgrade

Rate it on the 5-point scale

Execution of an application

Support service

Mobile app

Service quality

Your level

Your rating

/ 5

Please log in or register before sending your review

+7 (9

Enter password

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Registration

Invalid username

I give my consent to the processing of my personal data and I also agree with the rules of the Service. Privacy Policy and Terms of Use of the Service.

SMS code

Get the code

Invalid code

Resend the code

0:31

Attention

By clicking on the button I accept the terms of the Public Offer of 404 PROJECTS LP

Company rating

4.1

20 reviews

Application

4.3

4.0

Mobile App

Your satisfaction level

Upgrade Mobile App

Mobile App Features

How to Download the Upgrade App?

For iOS

For Android

How to Apply In the Upgrade App?

How to Make Payments Through the Upgrade App?

How to Delete an Upgrade App?

For iOS

For Android

Additional Resources

FAQ

Why can't I access my Upgrade Mobile App?

Is the Upgrade mobile app secure?

Can I view my credit score in the Upgrade mobile app?