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Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Unison's account

Finanso.Multilogin™

How to register an account

In order to create a new account, you will need to click on the "Get an estimate" button. You then will be transferred to the page that requires you to enter your address. If your property is eligible, you will receive an estimate and will be prompted to create an account with your email address.

How to reset a password

Your password can be reset via the "Forgot password?" button available on the sign-in page. In case you can't use the address or require additional guidance, don't hesitate to contact their helpful support team.

How to delete an account

Your account can be deleted after you get in touch with their support team. The customer service representative will handle your request, and you will then receive a confirmation later.

Personal account features

When you first log in, Unison asks you to select the property you will be dealing with. There's also an option to modify your settings without picking a home, and you can set your communication preferences, security settings, and more.

Once you select the property, you can either monitor or move the process of applying for Unison's funding. You can upload documents and enter important information.

FAQ

How to sign up with Unison?

In order to create a Unison account on this company's website, you need to click on the "Get an estimate" button. If your property is eligible, you will be able to easily create an account with only your email address.

Should I visit Unison in-store?

You should visit the offices if that's more convenient for you. Unison has only two offices, one is in San Francisco, and the other one is in Omaha.

How does Unison contact me?

You can set communication preferences in your user profile. Unison representatives can get in touch with you by phone, text, or email. Unlike business loan companies, there are no unwanted, predatory, or abusive messages.

Calculate loan payments in Unison

Unison calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount
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Enter the desired loan amount

USD
USD
30000 $
500000 $
Loan term
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Specify the loan term for the calculation

years
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5
30

What to focus on before applying for a loan with Unison

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Unison and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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