Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.5
(20 Ratings)

Apply For Tower Loan

Advertiser Disclosure

How to apply

Requirements

To be eligible to take loans in this company, Candidates must:

  • Be at least 18 years old (19 in the state of Alabama);

  • Live in one of the Tower Loan service areas;

  • Be employed or have a consistent source of income;

  • Have a valid email address and a savings/checking account.

Application details

The documents a customer should attach to the application include geographical location, credit score, monthly income, debt levels, and the financial history of the borrower. The verification process only takes a few hours, and if the application is rejected, it only means the candidate did not meet the requirements of the loan.

How to apply for a loan

Complete the application, verify your identity, sign, and receive your funds to receive this loan.

  1. Fill out an application online, call, or visit a branch near you. Some personal, financial, and employment information will be requested in order to provide an immediate decision on the loan application.

  2. Following the completion of the online application, the customer's identity will be verified, or the customer will be required to visit the nearest branch to have a loan specialist verify their identity, income, and collateral (if applicable), as well as discuss loan options.

  3. Following the selection of the term options, the documents will be electronically signed, and the funds will be deposited into the account you specified within 72 business hours (excluding federal holidays). If you are in the office, the loan will be approved.

FAQ

How do you get approved for a tower loan?

To get approved for the company's loan, simply provide everything requested of you, and make sure they meet basic requirements.

Can I apply for a loan online?

Yes, anyone can apply online using our simple application, and some will even be able to complete the entire process online, including electronically signing documents. To apply, click Apply Now, or to learn more, click Learn More.

How long does it take Tower Loan to approve?

It takes only a few hours for the company to approve an application.

Financial products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.46
(20 Ratings)
Recommended FinScore™
0
300
650
1000
1000.00 – 20000.00 $
Rate
i

Effective interest rate on the product

32.99%
Term
i

Loan term for the financial product

1 years – 36 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
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Effective interest rate on the product

from 0.05 %
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Loan term for the financial product

5 days – 3 months
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
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Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
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Effective interest rate on the product

to 160.00 %
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All Tower Loan’s reviews by may 2024
Leave feedback
4.6
Advantages
The staff at Tower Loans is not only professional but also incredibly kind. Every visit to their store is a pleasant experience, as they never fail to bring a smile to my face. I look forward to working with them now and in the future. A big shout-out to Tower Loans for always being there when I needed them!
Complain
4.8
Advantages
Tower Loan representatives exhibited a high level of professionalism and compassion, comprehending my financial needs and expeditiously processing my loan approval.
Complain
2.4
Disadvantages
Tower Loan preys on individuals who may not have adequate financial education, exploiting their situation. They impose interest rates that are twice as high as most credit cards and three times higher than those of banks. Contrary to their promises, they fail to report on-time payments but are quick to report missed ones, resorting to harassing your family members to apply pressure. Their claim of disconnected computer systems for branch payments is misleading, as only the originating branch can provide loan terms information. They are not hesitant to take legal action, suing you and garnishing your paycheck while still charging exorbitant interest fees. It is strongly advisable to steer clear of them at all costs.
Complain
4.2
Advantages
I felt at ease with the questions asked during the process, and the management was courteous. They didn't rush me and made me feel respected, regardless of whether I ultimately secured the loan or not.
Complain
4.4
Advantages
Obtaining my loan was a breeze, thanks to the kind and informative staff who guided me through the process. I'm truly grateful for their assistance.
Complain
2
Disadvantages
I'm dissatisfied with their business ethics, and I'm eagerly anticipating the day I can pay off my loan with Tower Loan. I have no intention of ever doing business with them again, regardless of the circumstances.
Complain
4.2
Advantages
The process was quick, taking only a few minutes. I do have one suggestion for improvement: it would be more convenient if you could streamline the phone payment process, as it currently requires sharing your information every time a payment is made.
Complain
2
Disadvantages
This is absolutely the last place you'd want to engage with for business. The representatives display a complete absence of care, respect, professionalism, ethics, and basic human decency. I strongly advise against using this business. Look for alternatives and spare yourself the unnecessary stress.
Complain
4.4
Advantages
What truly made my experience exceptional with this company is their consistent reliability. Every time I reached out to them, they were there to assist me, and I genuinely appreciate their unwavering support. I understand that my interest rates were slightly high, but when I explained my needs to their representative, he ensured they were met on every occasion. Thank you all so much for your outstanding service.
Complain
4.4
Advantages
My experience with Tower Loan was excellent. If I ever need another loan in the future, I won't hesitate to return, and I would gladly refer a friend if they require similar assistance.
Complain
Overall company rating
3.5
/ 5
20 reviews
Execution of an application
3.3
Support service
3.7
Mobile app
3.5
Service quality
3.6
Your satisfaction level
3.3
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