Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.7
(25 Ratings)

Target Cash Now Account Review

Advertiser Disclosure

The Target Cash Now online account is a convenient platform that allows users to apply for loans, manage their accounts, and make payments securely. With features like an intuitive dashboard, secure login, and easy access to customer support, it simplifies the loan management process for users. However, it's important for users to understand the loan terms and fees before committing to ensure they make informed financial decisions.

target finance now account

Key Features

  • Loan Application Management. Users can easily apply for loans and track the status of their applications directly from their account.

  • Account Dashboard. The dashboard provides a centralized location to manage loan details, view payment history, and monitor outstanding balances.

  • Secure Login. The account includes a secure login process, allowing users to access their accounts using an email address and password.

  • Payment Processing. Users can make payments, set up automatic payments, and view upcoming due dates.

Step-by-step Registration

  1. Apply For A Loan. Go to the Target Cash Now website and complete the online application form with your personal and financial information, including your name, address, employment details, and bank account information.

  2. Wait For Approval. After submitting your loan application, Target Cash Now will review your information. If approved, you will receive an email with instructions on how to sign your loan agreement.

  3. Sign Your Loan Agreement. Carefully review the loan agreement, including details like interest rates, fees, and repayment schedule. If you agree to the terms, sign the agreement electronically.

  4. Create Your Personal Account. After signing your loan agreement, contact Target Cash Now customer support at 1-800-346-9348. A representative will help you create your account and provide your login credentials.

  5. Log In To Your Account. Once your account is created, log in using your email address and password. From your account dashboard, you can manage your loans, view loan history, make payments, and access customer support.

How to Log In?

  1. Go To The Website. Visit the Target Cash Now website.

  2. Click On "Returning Customer Login." Find and click the "Returning Customer Login" link at the top of the page.

  3. Enter Your Email Address. In the "Email Address" field, enter the email address you used when registering for your Target Cash Now account.

  4. Enter Your Password. In the "Password" field, type in your account password.

  5. Click On "Login." Click the "Login" button to access your account.

How to Activate My Account?

Target Cash Now does not require you to activate your account. Once you have signed your loan agreement, you will be able to log in to your account using the email address and password you provided during the loan application process. If you have trouble logging in to your account or need assistance with account-related issues, you can contact Target Cash Now customer support through phone, email, or online chat.

How to Delete My Account?

  • Phone. Call customer care agents at 1-800-346-9348 and request that your account be closed.

  • Email. Send an email to CustomerService@TargetCashNow.com and request that your account be closed. Be sure to include your full name, email address, and any other relevant account information in your email.

  • Online Chat. Log in to your account and use the online chat feature to request that your account be closed. A representative will assist you in closing your account.

How to Reset My Password?

  1. Go To The Website. Visit the Target Cash Now website.

  2. Click On "Forgot Your Password?" Find the "Forgot Your Password?" link below the login form and click on it.

  3. Enter Your Email Address. In the provided field, enter the email address associated with your Target Cash Now account and click the "Submit" button.

  4. Check Your Email. Look for an email from Target Cash Now with instructions on how to reset your password.

  5. Reset Your Password. Click the password reset link in the email and follow the prompts to create a new password.

  6. Log In With New Password. After creating a new password, you’ll be redirected to the Target Cash Now login page. Log in using your email address and new password.

Editorial Opinion

A Target Cash Now online account offers a straightforward and accessible way for users to manage their loans, providing a user-friendly platform for loan applications, account management, and payment processing. While it caters to those in need of quick financial solutions, it's essential for potential users to carefully consider the terms and conditions, including interest rates and fees, to ensure that they fully understand the financial commitments involved. Overall, the platform's simplicity and convenience are balanced by the necessity for cautious financial decision-making.

Important

Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

  1. Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.

  2. Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.

  3. Carefully review all the terms and conditions of your payday loan contract.

  4. Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.

  5. Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.

  6. Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.

Additional Resources

FAQ

How do I contact Target Cash Now?

To contact Target Cash Now, you can use any of the following methods:

  1. Phone. You can call customer care agents at 1- 800-346-9348 for general inquiries or loan specialists at the same number if you have questions about your loan.
  2. Email. Send an email to CustomerService@TargetCashNow.com for general inquiries or if you have questions about your loan.
  3. Online chat. You can use the online chat feature available on the "Contact" page of the Target Cash Now website to get in touch with a customer service representative.
  4. Mail. You can write to Target Finance, LLC, at P.O. BOX 581, Hays, MT 5952.
  5. Hotline. If you have a complaint that you are not able to resolve through the other channels, you can contact the Fort Belknap Tribal Hotline at 1-888-517-3696 from 9:00 am to 5:00 pm MST.
  6. Past-Due Payments. If you have past-due payments, you can call 1-855-269-0632 for assistance.

When contacting Target Cash Now, make sure to have your account information handy, including your loan number and any relevant personal information.

Can I manage my loan payments through my Target Cash Now account?

Yes, you can manage your loan payments directly through your account. Simply log in and navigate to the payments section to make payments or view your payment history.

Why can't I access my Target Cash Now account online?

If you are having trouble accessing your Target Cash Now account online, there are several common issues and their solutions to consider. These include ensuring that you are entering the correct login credentials, resetting your password if necessary, addressing technical difficulties by clearing your browser cache and cookies or trying a different web browser or device, contacting customer support if your account has been suspended or closed due to non-payment or other issues, being aware of system maintenance that may temporarily prevent access to your account, and contacting Target Cash Now customer support via phone, email, online chat, or mail if none of the above solutions work.

Offers
Target Cash Now
Short-term loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.786
(23 Ratings)
Recommended FinScore™
0
300
650
1000
$400-$2500
Rate
i

Interest rate

APR 795%
Term
i

Loan term for the financial product

1-6 months
Apply
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Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
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Interest rate

6.34 – 35.89 %
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Loan term for the financial product

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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 1399 days
Apply
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Target Cash Now calculator
Interest rates are given in accordance with the rates of the Target Cash Now of 25.01.2025
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Target Cash Now reviews 2025
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4.4
Pros
They guided me through the process over the phone and displayed a great deal of patience, especially since I'm not very computer-savvy.
Complain
4.4
Pros
I received excellent assistance, and my loan application was approved. This will help me improve my credit score.
Complain
4.4
Pros
Initially, I had doubts and thought it might be a scam, but to my surprise, it was legitimate, quick, and I received my funds on the same day. Thank you!
Complain
4.6
Pros
Having a conversation with the representative and receiving assistance in making my payments manageable was a positive experience.
Complain
2.4
Cons
I take responsibility for not thoroughly reviewing the interest terms. I find it astonishing that they can charge such a high rate. I borrowed $500, and now I'm required to repay them a total of $2,225!
Complain
1.4
Cons
This company was effective in securing the loan, but unfortunately, their communication and customer support left much to be desired. The information they provided during the loan process didn't align with reality. After obtaining the loan, they became unresponsive and it became nearly impossible to reach a real person for assistance. For a week, I made calls, but I was consistently placed on hold for more than 30 to 45 minutes each time. It seemed their primary focus was on withdrawing funds from my account, and when I stopped those withdrawals, they became uncooperative in addressing any issues I had with the account.
Complain
2
Cons
I'm currently facing a temporary financial challenge, and I reached out to inquire about the possibility of reducing my monthly payment. Unfortunately, I was informed that such accommodations weren't available. I must admit, I feel disappointed and wish there had been an effort to accommodate my request. Despite this, I will make the full payment as required. However, I've decided not to utilize their services in the future.
Complain
4.6
Pros
Target Cash Now was exceptionally fast, and I received my funds the very next day! I will certainly turn to them again if I find myself in a tight spot in the future.
Complain
4.4
Pros
The person I spoke with was incredibly friendly and helpful. I required assistance with funding after paying my son's college fees, and they were able to provide the support I needed. Thus far, I've had a great experience with their customer service.
Complain
1.8
Cons
The experience was just overly aggressive. I was nearly finished with my online loan application when I received a phone call from your company. The representative insisted I complete the process with her, essentially requiring me to do it all over again, which felt like a waste of time. As I was speaking with the customer service representative, I received another call from your company, which seemed quite excessive.
Ultimately, I did secure the loan, and I appreciate the assistance during my time of need. However, I must point out that your interest rates are extraordinarily high. It feels like you take advantage of individuals with lower incomes who can afford it the least.
Complain
Company rating
3.7
/ 5
25 reviews
Application
3.6
Support service
3.6
Mobile App
3.7
Service quality
3.8
Your satisfaction level
3.7
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