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Apply For Sun West Mortgage

Advertiser Disclosure

How to apply for a loan?

  1. Apply for a loan by creating a personal account on the Sun West Mortgage Company Website;

  2. You must provide your last and first name, password, email address, loan number, and Social Security Number;

  3. Submit all the requirements for the loan;

  4. Wait for a conditioned approval until 8 am the next day;

  5. Review the loan conditions;

  6. Complete the property's closing.

Requirements

The customers of the company should:

  • Be at least 18 years of age;

  • Have an excellent credit score (700 and above);

  • If possible, maintain a low debt-to-income ratio (DTI) (at least 43 percent or less);

  • Evidence that there is cash available on hand.

Application details

If you want to receive a mortgage through Sun West, the firm will need to verify every single one of your sources of income. To verify your income, your mortgage lender may ask to see your most recent W-2 form and potentially a couple of recent pay stubs (or their electronic equivalents). Both ‌documents must be within the past few months. The lender may ask for a letter from your new employer certifying your income if you have recently shifted jobs. 

Sun West Mortgage application

FAQ

What credit score do I need to qualify for Sun West Mortgage?

There is no requirement for a down payment, and there are no payments necessary monthly for mortgage insurance. The required credit score must be at least 500, although it can be as low as 450.

How long does Sun West Mortgage take to approve?

Sun West Mortgage provides a streamlined processing system with an instant underwriting engine. As a result, your loan will be underwritten entirely by 8 AM the following morning.

What income documentation does Sun West Mortgage accept?

To get a mortgage with Sun West, you'll need to have your income verified by the company. Your mortgage lender may want to see your most recent W-2 form and possibly a couple of recent pay stubs (or their electronic equivalents) to verify your income.

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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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650
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