How to apply for a loan?
Apply for a loan by creating a personal account on the Sun West Mortgage Company Website;
You must provide your last and first name, password, email address, loan number, and Social Security Number;
Submit all the requirements for the loan;
Wait for a conditioned approval until 8 am the next day;
Review the loan conditions;
Complete the property's closing.
Requirements
The customers of the company should:
Be at least 18 years of age;
Have an excellent credit score (700 and above);
If possible, maintain a low debt-to-income ratio (DTI) (at least 43 percent or less);
Evidence that there is cash available on hand.
Application details
If you want to receive a mortgage through Sun West, the firm will need to verify every single one of your sources of income. To verify your income, your mortgage lender may ask to see your most recent W-2 form and potentially a couple of recent pay stubs (or their electronic equivalents). Both documents must be within the past few months. The lender may ask for a letter from your new employer certifying your income if you have recently shifted jobs.