Choose a country
United States
Select a city
Select a city
Select language
English
Select country
Choose a country
United States
Canada
España
México
Philippines
United States
Việt nam
Казахстан
Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Sunset Finance

Advertiser Disclosure

About lender

Sunset Finance provides small secured personal loans ranging from $100 to $3,000 with fixed monthly payments based on your financial situation. It's a lifesaver for clients who find themselves in need of emergency cash due to unforeseen costs. The company also provides help with filing your taxes. They assist clients daily with unexpected necessities like car repairs, utility bill payments, medical expenses, etc. As a bonus, they provide consumers with financial aid for travel, holidays, back-to-school, and other requirements. You can use the money to pay bills to fix your house and car. 

Sunset Management bought its first Georgia store in Augusta in July 2001, and today it runs 45+ Georgia and South Carolina consumer finance shops. Individuals can apply for an installment loan and get their taxes done at any Sunset Finance location. Sunset Management, Inc. has been in business for almost 20 years, and its founders have more than 50 years of expertise in the consumer finance industry.

Pros and cons

Pros 

  • Offers tax preparations

  • Provides small secured loan

  • Help customers with their emergency costs

  • Available in several physical offices

  • Simple online application procedure.

Cons

  • Lack of transparency

  • Not available in all locations

  • Open only on Saturdays seasonally

  • Don't have an online payment option.

Terms and conditions

Personal loan

Borrowing money through a personal loan gives you the flexibility to put that cash toward whichever goals you choose. Any reason is acceptable when applying for a personal loan, from dental and medical care in an emergency to vacation and back-to-school costs, car and home repair loans, holiday purchases, even a down payment on a house, starter loans, and sudden bills. From $100 to $3,000, you can acquire a personal loan from Sunset Finance with fixed monthly payments based on your income and financial situation. 

Tax Preparation

The professionals at Sunset Finance can help you file your taxes. Generally speaking, tax preparation entails drafting tax returns (often income tax returns) for someone other than the taxpayer in exchange for payment. You can get a free, no-hassle estimate from them. Within 24 to 48 hours after IRS acceptance, you can get up to $6,000 from Sunset Finance. Returns to the Internal Revenue Service, your state, or your municipality can all be prepared by a tax professional. 

Funding a loan

A personal loan is a loan that is paid back quickly and in one lump sum, sent directly into your bank account. Commonly, loans have set interest rates and repayment schedules. Depending on the lender, payback terms can range from one to ten years.

Sunset Finance makes it as easy as possible to apply online. You can do it quickly and easily in a few minutes. Most personal loans take between 1 and 7 business days to process. Most of the time, approval takes one to three business days, and payment takes the same amount of time or less (1–5 business days).

Sunset Finance is available to customers Monday through Friday, 8:30 am - 5:30 pm. On non-holiday Saturdays, they're unavailable.

Sunset Finance

FAQ

How do I sign up with Sunset Finance?

To sign up with Sunset Finance, you must submit your information via their website. After that, Sunset Finance will determine if your financial situation makes you qualified for a loan.

What can I do through my Sunset Finance account?

Your Sunset Finance account is your application and dashboard for keeping track of your small, secured personal loan. You can get the money you need to deal with your emergency.

What info do I need to open a Sunset Finance account?

When you sign up for a Sunset Finance account, you'll need to provide your first and last name, phone number, city, state, ZIP code, email address, and street address.

Company documents

Privacy Policy
Terms & Conditions

After 20-plus years, Sunset Management Inc. is still a family-owned business, with over 50 years combined experience in the consumer finance industry. Being an experienced, family-owned company allows us to treat our customers on a personal level, which other companies often overlook. It also allows us the flexibility to make quick business decisions to better serve our current and potential customers.

© Sunset Finance

Sunset Finance service available states 

  • State of Georgia (GE)
  • State of South Carolina (SC)
Sunset Finance service available states 

Financial products

Sunset Finance
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100-$3,000
Term
i

Loan term for the financial product

up to 90 days

Similars products

Happy Money
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

5
Recommended FinScore™
0
300
650
1000
$5,000 - $40,000
Rate
i

Effective interest rate on the product

up to 24.99%
Term
i

Loan term for the financial product

up to 60 months
MaxLend
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100-$3,000
Rate
i

Effective interest rate on the product

up to 841%
Term
i

Loan term for the financial product

up to 300 days
Opploans
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$4,000
Rate
i

Effective interest rate on the product

up to 160%
Term
i

Loan term for the financial product

9-18 months
East Line Lending
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$200-$10,000
Rate
i

Effective interest rate on the product

up to 780%
Term
i

Loan term for the financial product

up to 12 months
Speedy Cash
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.75
Recommended FinScore™
0
300
650
1000
$50-$26,000
Rate
i

Effective interest rate on the product

up to 460%
Term
i

Loan term for the financial product

up to 30 days

What to focus on before applying for a loan with Sunset Finance

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Sunset Finance and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All Sunset Finance’s reviews by november 2022
Leave feedback

Similar companies

Spruce
One H&R Block Way, Kansas City, MO 64105
+1 (855) 977-7823
Line
353 Sacramento St, San Francisco, CA 94111
+1 (323) 641-4224
GO2bank
P.O. Box 5100, Pasadena, CA 9111
+1 (855) 459-1334
Mission Lane
Mission Lane LLC PO Box 105286 Atlanta, GA 30348-5286
+1 (855) 570-3732
Advance Financial
100 Oceanside Drive, Nashville, TN 37204
+1 (615) 341-5900