Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.6
(22 Ratings)

Sunbit Account Review

Advertiser Disclosure

A Sunbit personal account provides users with an easy and secure way to manage their financing needs online. With features such as a user-friendly dashboard, secure login, and straightforward password reset, users can effortlessly view and manage their account details and transaction history. Additionally, dedicated customer support ensures that any account-related issues, including deletions and password recovery, are handled efficiently, making it a practical choice for individuals seeking accessible and reliable financial management.

sunbit account

Key Features

  • Easy Account Creation. Simple and quick process to create an account online using your Social Security Number and email address.

  • User-Friendly Dashboard. Access to a dashboard where you can view account details, transaction history, and manage your information.

  • Secure Login. Secure login process with case-sensitive password protection.

  • Password Reset. Easy password reset option available through email verification and Social Security Number confirmation.

Step-by-step Registration

  1. Visit The Sunbit Website. Go to the official Sunbit website using your web browser.

  2. Click On "Customer Login". Find and click the "Customer Login" button located at the top right corner of the page.

  3. Select "Create Account". On the login page, look for and click on the "Don't have an account? Create Account" button.

  4. Enter Your Information. You will be directed to the registration page where you need to enter the last 4 digits of your Social Security Number (SSN) and your email address.

  5. Review Policies And Agree. Carefully review the Privacy Policy and Terms of Use. Then, check the box next to "Agree & Sign Up" to confirm your agreement.

  6. Complete Registration. Click on the "AGREE & SIGN UP" button to finalize your registration and create your Sunbit personal account.

How to Log In?

  1. Open The Sunbit Website. Visit the official Sunbit website using your web browser.

  2. Click On "Customer Login". Find and click on the "Customer Login" link located at the top right corner of the page.

  3. Enter Your Email Address. On the Sunbit login page, enter the email address you used to create your Sunbit account in the "Email Address" field.

  4. Enter Your Password. In the "Password" field, type in your password. Ensure you enter the correct password, as it is case sensitive.

  5. Click On "Login". After entering your login credentials, click the "Login" button.

  6. Access Your Account. If your login credentials are correct, you will be directed to your Sunbit account dashboard, where you can view your account details, transaction history, and other information.

How to Activate My Account?

When you sign a loan agreement and make your first payment, your Sunbit account is usually activated automatically. However, if you encounter any issues or your account has not been activated, you can reach out to Sunbit's customer support team for assistance.

Sunbit may ask you to complete additional steps to activate your account, such as providing more documentation or verifying your identity, depending on the specific issue. Additionally, the company may send you a physical letter to complete the activation process.

If you haven't received any communication from Sunbit about activating your account, you can contact their customer support team via phone or email. They can assist you with checking the status of your account and guide you through the necessary steps to activate it.

How to Delete My Account?

  1. Contact Customer Support. To delete your Sunbit account, contact their customer support team by calling their toll-free number at 1-855-678-6248 or filling out the online form on the “Contact Us” page.

  2. Request Account Deletion. When you are in touch with a customer support representative, inform them that you want to delete your Sunbit account. They may ask for information to verify your identity, such as your name, address, and email address.

  3. Confirm Deletion. After verifying your identity, the customer support representative will confirm that they have deleted your Sunbit account. They may also provide additional information or answer any questions you have about the account deletion process.

  4. Check For Confirmation. Once the deletion process is complete, you should receive a confirmation email from Sunbit confirming that your account has been deleted.

How to Reset My Password?

  1. Go To The Sunbit Website. Visit the official Sunbit website using your web browser.

  2. Click On "Customer Login". Find and click the "Customer Login" button located at the top right corner of the page.

  3. Select "Forgot Password". On the login page, click on the "Forgot Password? Click Here" link.

  4. Enter Your Information. You will be taken to a page where you need to enter the last four digits of your Social Security Number (SSN) and the email address associated with your Sunbit account.

  5. Request Reset Link. After entering your SSN and email address, click on the "Get Reset Link" button.

  6. Follow Email Instructions. You will receive an email with instructions on how to reset your password. Follow the instructions in the email to reset your password.

Editorial Opinion

A Sunbit personal account offers a straightforward and user-friendly platform for managing personal financing needs. The process of creating an account and logging in is seamless, with clear instructions that cater to users of varying tech-savviness. The ability to reset passwords and delete accounts through their customer support ensures that users have control over their information and account status. Overall, Sunbit's personal account services provide a balanced mix of convenience and security, making it a practical option for individuals seeking accessible financial solutions.

Important

Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

  1. Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.

  2. Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.

  3. Carefully review all the terms and conditions of your payday loan contract.

  4. Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.

  5. Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.

  6. Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.

Additional Resources

FAQ

How do I contact Sunbit?

There are a couple of ways to contact Sunbit:

  1. Phone. You can call Sunbit's toll-free number at 1-855-678-6248 to speak with a customer support representative.
  2. Online form. You can also contact Sunbit by filling out the online form on their website. To do so, go to the Sunbit website and click on the "Contact Us" link at the bottom of the page.

Once you submit the online form, a customer support representative will respond to your inquiry as soon as possible.

Can I make early or additional payments on my loan?

Yes, you can make early or additional payments on your Sunbit loan without any fees. You can do this online through your account dashboard or by contacting customer support.

Why can't I access my Sunbit account online?

If you are having trouble accessing your Sunbit account online, there may be several reasons behind it. Here are some common causes and potential solutions:

  1. Incorrect login credentials. Check that you have entered your correct email address and password, with no typos or errors. If you're unsure of your password, use the "Forgot Password?" feature to reset it.
  2. Account activation. If you've recently applied for financing with Sunbit, you may need to activate your account before accessing it. Look for an activation email from Sunbit in your inbox and follow the instructions to activate your account.
  3. Technical issues. Sunbit's website may experience technical issues that can prevent account access. Try accessing your account from a different device or web browser, or wait a while and try again later.
  4. Account suspension. Sunbit may suspend your account if there are issues with your loan or payment history. Reach out to Sunbit's customer support team to determine the status of your account and how to resolve any problems.

If you have attempted these solutions and are still unable to access your Sunbit account, contact their customer support team for further assistance. They can assist you with troubleshooting the issue and getting you back into your account as soon as possible.

Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.592
(22 Ratings)
Recommended FinScore™
0
300
650
1000
50.00 – 20000.00 $
Rate
i

Interest rate

to 35.99 %
Term
i

Loan term for the financial product

3 months – 5 years
Apply
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Sunbit reviews 2025
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4.4
Pros
I was faced with the challenge of affording significant dental procedures. After scheduling a consultation to understand the costs, I turned to Sunbit for assistance. To my relief, they approved me in under two minutes. Such a weight lifted off my shoulders.
Complain
2
Cons
I won't be opening an account with this company. I was exploring financing options for some vehicle repairs, but their offerings for someone with exceptional credit are underwhelming. A 29% interest rate for top-tier credit? Regardless of whether this is standard for them, I can secure 0% elsewhere. They've lost me as a potential customer.
Complain
1.6
Cons
While I appreciate the option to make payments over time, I experienced a decline in my credit score. This was unexpected, especially since the provided information indicated it would be a soft credit check without any impact on the score.
Complain
2.2
Cons
I was assured that the loan application wouldn't result in a hard inquiry on my credit. However, a month later, I discovered it did, causing a 20-point drop in my credit score. This misleading information is truly disappointing. Had I known, I would have simply used my credit card instead of adversely impacting my credit.
Complain
4.8
Pros
I'm grateful to Sunbit for aiding me in achieving my dream of getting Invisalign. The application process was swift and straightforward.
Complain
2
Cons
Sunbit seems to target customers who find themselves in emergency situations with limited options, and they're fully aware of it. What's concerning is how closely they work with businesses to ensure most loans are directed their way, even when there are alternatives that don't charge double or triple the original bill amount. Moreover, they subtract interest from any extra payments unless you settle the entire amount. I'd strongly recommend seeking alternatives or asking the business for more favorable options.
Complain
4.6
Pros
I'm deeply appreciative of Sunbit for assisting me with the financial aspect of my vehicle repairs. The fact that it's exclusively for my vehicle offers me a sense of security. Plus, it ensures I don't misuse my credit line on unrelated purchases.
Complain
4.6
Pros
Many thanks to Sunbit for supporting my dental financing. I urgently required a crown and had two more planned, in addition to two cavities that needed filling. Sunbit presented multiple payment options, making it all feasible.
Complain
1.8
Cons
I attempted to settle my bill using a credit card, but they insisted on a debit card. This posed a challenge since I had recently dealt with fraud on my primary debit card, leading me to cancel it and await a replacement. While I did reach out to Sunbit to communicate the issue, their representative, though kind, couldn't offer a tangible solution. Despite my attempts to pay with two separate credit cards, Sunbit continuously sent "gentle" reminders about my overdue payment. Eventually, I had to resort to paying through my bank account details, which left me uneasy about potential security risks. Sunbit, please reconsider this policy to protect your customers from potential fraud risks.
Complain
4.2
Pros
I took my vehicle to the dealership because of a warning light. Turns out, some animal had chewed through wires, and the repair cost exceeded my checking account balance, and I don’t use credit cards. The dealership representative introduced me to Sunbit as a payment option. I made an initial payment that day, followed by monthly installments to settle the bill. Not only was I content with this solution, it was a real lifesaver.
Complain
Company rating
3.6
/ 5
22 reviews
Application
3.5
Support service
3.6
Mobile App
3.5
Service quality
3.6
Your satisfaction level
3.7
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