Applying for Sunbit financing is a straightforward process that begins with visiting the Sunbit website and using the "Find Sunbit Near You" feature to select a merchant. After choosing a merchant, you can pre-qualify by entering your phone number and selecting your preferred contact method. Following this, you'll agree to the terms and complete the application form. Applicants must be at least 18 years old, have valid contact information, a street or AFO/APO address, and a bank-issued debit card for payment. If approved, loan amounts, terms, and APR will be provided within specified ranges.
How to Apply for a Sunbit Loan
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Go To The Website. Visit the official Sunbit website using your web browser.
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Click "Find Sunbit Near You". Click on the "Find Sunbit Near You" button.
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Choose The Merchant Category. Select the category of the merchant you are interested in.
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Choose The Merchant. Pick the specific merchant you want to apply for a loan with.
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Click "Pre-Qualify Today". Click on the "Pre-Qualify Today" button.
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Enter Your Phone Number. Provide your phone number and choose whether to be contacted by call or SMS.
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Click "Agree And Continue". Click the "Agree and Continue" button.
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Fill Out The Application Form. Complete the rest of the application form with the required information.
Conditions
Loan Amount. Ranges from $50 to $20,000.
Loan Term. Terms are available from 3 to 72 months.
Annual Percentage Rate. APR varies from 0% to 35.99%.
Requirements
Age Requirement. Applicants must be 18 years or older, as required by state law.
Contact Information. A valid email address and mobile phone number are necessary.
Address. A valid street address or AFO/APO address is required.
Payment Method. A bank-issued debit card is required for the payment due at checkout.
Approval Terms. If approved, the rates, terms, and loan amounts offered will fall within the specified ranges.
Reasons for Rejection
Insufficient Income. If your annual income is below the required minimum, your application may be rejected due to an inability to meet the repayment obligations.
Lack Of Required Documentation. Failure to provide necessary documents, such as a copy of your paycheck stub, can result in your application being denied.
No Bank Account Or Credit Card. Not having a bank account or credit card as an alternative payment method can lead to rejection since it is a mandatory requirement.
Employment Verification Issues. Inaccurate or unverifiable employment information, such as discrepancies in your employer's details or job title, can cause your application to be rejected.
Age Restriction. Applicants under the age of 18 are not eligible for the program, and any application from individuals below this age will be automatically rejected.
