How to apply for a loan?

After you have clicked on the "Get Started" button, enter your email address and click on the "Continue" button. Select from the list of loan officers with whom you work. You need to register your account. 

Enter your name and phone number and come up with a password. Click on the "Register account" button. Tap on your loan application. Choose for what purpose you are taking financing, select the method of making the first payment, and choose which property you are buying. Next, select the occupation type of your future property. Enter the purchase amount and the down payment amount and your residential address. You will need to provide information about where you currently live and whether this housing belongs to you. In the next window, enter your Social Security Number and information about your citizenship. You will need to enter additional information about yourself. Fill in information about your annual income and its source, where you work, and download the verification of assets. Provide information about your finances, such as data about your bank account and balance. Next, enter your demographic information. Then read the agreement and click "I agree" and "Submit Loan app".

Requirements

The minimum credit point for an FHA loan is 580 and for a conventional loan is 680. 

To get a bank statement loan, you need to provide bank statements for the last 12 or 24 months, depending on the loan term.

For a conventional loan, it is necessary that the property you are buying must be in good condition and cannot have any health or safety deficiencies. If you buy land with this loan, this land cannot be used to generate income.

To receive a doctor loan, you must have confirmation that you are working as a doctor or will start working as a doctor within the next 90 days. You must also have an MD, DO, DDS, or DMO certificate.

If you take a Hobby Farm Home Loan, then you should not use the purchased land as your main source of income.

Application details

There is an important criterion for each company loan except the Bank Statement loan - you must use the real estate purchased with a home loan as your primary residence. You cannot buy an investment property with a mortgage.

You may not be eligible for an FHA loan if you are seriously delinquent on your federal student loans or income taxes.

For an ITIN loan, instead of pay stubs, written verification of employment and bank statement payroll deposits may be utilized in qualifying for this type of loan.

To apply, you will need to upload your Social Security Number and your bank account details.