Lender
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For Stilt

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How to apply

You'll need to complete an online application to get a Stilt loan. To be eligible for a personal loan, you must live in the U.S. and have:

  • Your bank account in the US;

  • Personal phone number in the United States;

  • An address in the United States is in a state where Stilt is licensed to do business;

  • A valid visa is good for at least six months.

All non-US citizens and permanent residents must be prepared to produce the following documentation:

  • A photocopy of your passport;

  • A photocopy of your visa;

  • If you are a student, you will need I-20 paperwork.

Stilt personal loans are available from Monday to Friday, 8 AM to 6 PM PT. Within 24 hours, Stilt will let you know what's going on. It could be an approval or a request for more information. Again, if they approve of you, they usually put the money into your bank account in two to three days.

You can get a personal loan from Stilt online. Start by doing the following steps:

  1. Go to Stilt's website, click 'Get Started,' and fill out the required fields.

  2. A representative will contact you and encourage you to apply if you match Stilt's primary eligibility conditions.

  3. Stilt performs a soft credit pull if you have a Social Security number, goes through your finances after submitting your application, and then contacts you for a fast verification call to ensure your correct information.

  4. Stilt will give you an offer if you are authorized. Before signing, carefully read your loan terms and conditions. Stilt will make a hard credit inquiry, impacting your credit score.

  5. Stilt will transfer your money to your bank account.

After you send in your application, a loan specialist should get back to you within 24 hours to tell you what to do next. Depending on your application, they might ask you to show recent bank statements and other proof. Stilt might ask to associate to your bank account so it can see what you've done in the past. It gives its team another way to look at how you've handled your money in the past. It could help you get a bigger loan or a better rate. If you get the loan, the money should be in your bank account two to three business days after signing the paperwork.

FAQ

Does Stilt make a hard inquiry?

Remember that Stilt will only check your credit if you accept and sign an offer letter. It will make a hard inquiry about your credit score from different consumer reporting agencies to see if you qualify for their loan offer. After you apply, Stilt will let you know what's going on within 24 hours. You might hear that you're accepted or that they need more information.

What credit bureau does Stilt use?

Right now, Stilt reports to Experian and TransUnion, which are two of the three major bureaus.

How long does Stilt take to verify documents?

When Stilt gets all of your documents, it usually takes 24 hours to check them. Borrowers receive a promissory note to sign once they've approved that all the information is correct. Once this is signed, Stilt will start the transfer right away.

How long before a loan hits a bank account?

The lender promises to provide you with an update on the progress of your application within 24 hours. If approved, funding usually arrives in your bank account within two to three days.

Financial products
Stilt
General Loan
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
650
1000
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Best Quick Loan Today 27.05.2024*
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
i

Effective interest rate on the product

from 0.05 %
Term
i

Loan term for the financial product

5 days – 3 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 1500.00 $
Rate
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Effective interest rate on the product

to 160.00 %
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Interest rates are given in accordance with the rates of the Stilt of 27.05.2024
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