Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.4
(20 Ratings)

Spotloan Reviews may 2025

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Konstantin Tochonyi - CEO Finanso®
Konstantin Tochonyi - CEO Finanso®

We have developed for you a convenient company page for Spotloan in the US . Here you can learn more about the company, get acquainted with its credit products, read the rules for the provision of services, watch video instructions, read customer reviews and leave your own one. Pay attention to our bonus system.

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Konstantin Tochonyi - CEO Finanso®
Konstantin Tochonyi - CEO Finanso®

Finanso believes everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. 

The exclusive right to Spotloan trademarks of third parties, including financial organizations, depicted on Finanso® belongs to their copyright holders in accordance with publications in the open registers of authorized bodies. Trademarks of third parties depicted on finanso.com, are indicated for informational purposes only.

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Spotloan reviews 2025

10.01.2024 at 21:30
4.4
Pros
The cost of my loan was quite high, however, you were there for me in my time of need. I am immensely grateful for the assistance provided when I needed it most! I cannot express my thanks enough.
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04.01.2024 at 22:25
2.2
Cons
Spotloan imposes exorbitantly high interest rates on loans, along with hefty charges for early payoffs. They don’t honor the quoted payoff amount on the specified date, instead providing a payoff date 4 or 5 days later. This setup forces you to pay according to their schedule, not yours.
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29.12.2023 at 05:08
1.8
Cons
They exploit the desperate and impoverished, embodying the essence of a predatory lender. For a $600 loan, they demanded 21 bi-weekly payments of $116. Their practices are reprehensible and they should be driven out of town!
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22.12.2023 at 06:10
4.4
Pros
I've never encountered issues when borrowing money, and the option to call in advance for a payment extension is always available if needed.
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19.12.2023 at 08:08
1.8
Cons
If you miss a payment, they deactivate your login, forcing you to call them during their business hours to make a payment. The sole purpose of the login is to facilitate payment. This approach seems quite dubious and blatantly unscrupulous.
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12.12.2023 at 08:10
4.4
Pros
My experience with Spotloan has been delightful. The representatives I interacted with were incredibly helpful and friendly, making me feel valued. They genuinely cared about me as a customer.
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07.12.2023 at 05:08
4.6
Pros
Spotloan has been excellent in assisting me with my financial challenges.
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01.12.2023 at 04:50
2.2
Cons
I took out a $300 loan only to find out they expect $1348.80 in repayment. The full details were not disclosed until the process was complete. When I called to cancel, I was told the information wasn't yet in the system and was advised to call back the next day. Upon calling back, I was informed it was too late to cancel. With a staggering 420% interest rate, this doesn’t seem legal.
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24.11.2023 at 23:35
2
Cons
They collect all your banking and personal details as though you're going to receive the loan, only to decline you afterward. This company appears to be quite dubious and lacks transparency.
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18.11.2023 at 21:45
2.4
Cons
Denying customers access to their online accounts is not an effective method for ensuring repayment or helping customers get back on track. This is the only loan company I've encountered that employs such a tactic, making it exceedingly difficult to make payments. Given my graveyard shift work schedule, phoning them wasn't a feasible alternative. I would rate this company with zero stars if I could.
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Welcome to the review page of Spotloan!

Here, you will find client reviews about their experience with Spotloan. We understand that deciding on a lending company can be a challenging and crucial step. That's why we have gathered opinions from those who've already made that choice.

You can learn about the benefits and potential challenges that may arise when applying for a loan with Spotloan. Additionally, these reviews will help you evaluate the favorable terms and offers the company can provide for you.

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