Second Loan

Loan Amount. The loan amount you can borrow from Speedy Cash may vary depending on the state laws where you reside. Typically, the loan amount can go up to $700, but this may differ from state to state. Some states may have lower loan limits.

Interest Rates and Finance Charges. State regulations also determine the interest rates and finance charges for Speedy Cash loans. Different states may impose different maximum interest rates and fees that lenders can charge. For example, the finance charge for a $150 payday loan in Texas could be 730.80%, but this may vary in other states.

Repayment Schedule. Speedy Cash payday loans are typically short-term loans that require repayment on your next payday. The repayment schedule and options may vary depending on state laws and your agreement with Speedy Cash.

Credit Check and Eligibility. Speedy Cash may perform a credit check to assess your eligibility for a loan, but they also consider other factors like your income and ability to repay.

Application and Approval Process. The application process can often be completed online, and approval is usually fast. Once approved, the loan amount is usually deposited into your checking account.

Renewals and Extensions. Some states allow loan renewals or extensions, but this may be subject to additional fees and regulations.

Minimum Age Requirements. You must be at least 18 years old (age may vary by state) to be eligible for a payday loan.

Valid ID. You must provide a valid government-issued identification document, such as a driver's license or state ID.

Proof of Steady Income. You are required to show proof of a steady source of income. This could include pay stubs, bank statements, or other documents demonstrating your ability to repay the loan.

Open and Active Checking Account. To receive the loan funds and for repayment purposes, you must have an active checking account.

Working Phone Number. A working phone number is necessary for communication and verification purposes during the loan application process.