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Казахстан
Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.0

Speedy Cash's pay off

Advertiser Disclosure

Repayment of loan

Speedy Cash offers multiple repayment periods for customers. It includes debit card, cash payoff, automatic payments from your savings account, and a post-dated paycheck. The company approves any of this process.

Conditions of Loan Extension

A loan extension, in the broadest sense, is a sort of bridge loan that allows you to postpone several immediate payments and add them to the back of the debt. Generally, this is for individuals who fail making returns because of unanticipated circumstances. In most situations, the maturity date of the loan is then extended by the number of delayed payments. There is no transparent information available on how Speedy Cash utilizes this method. If it's essential for your situation, please contact them and let them know about your questions and expectations from the lender.

Early Payoff

There is an option of paying off your debt early. Repaying a credit early might save you money on rates and fees, depending on your credit. You won't be charged a fee if you settle your loan early with Speedy Cash.

FAQ

How do I make a payments on Speedy Cash?

You can settle your debt in person by directly going to the company's branch shops in different states. You can also resolve your loan through a banking account.

What happens if you don't pay back Speedy Cash?

If you cannot repay a payday debt, your account may be turned over to a collection agency, which can harm your credit.

Can you pay off Speedy Cash early?

Yes, there are no prepayment penalties in resolving your debts early.

Can Speedy Cash sue you?

Yes, the creditor can sue you. They can engage a lawyer to sue you for the underlying debt, bills, and expenses in a breach of a contract dispute.

Financial products

Speedy Cash
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.75
Recommended FinScore™
0
300
650
1000
$50-$26,000
Rate
i

Effective interest rate on the product

up to 460%
Term
i

Loan term for the financial product

up to 30 days

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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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$5,000 - $40,000
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MaxLend
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$100-$3,000
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Effective interest rate on the product

up to 841%
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Loan term for the financial product

up to 300 days
Opploans
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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$500-$4,000
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up to 160%
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East Line Lending
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Recommended FinScore™
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$200-$10,000
Rate
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Effective interest rate on the product

up to 780%
Term
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Loan term for the financial product

up to 12 months
Avant
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.3
Recommended FinScore™
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300
650
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$2,000-$35,000
Rate
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Effective interest rate on the product

up to 35.99%
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Loan term for the financial product

24-60 months

Calculate loan payments in Speedy Cash

Speedy Cash calculator will allow you to calculate an approximate payment schedule for the loan

Speedy Cash calculator
Interest rates are given in accordance with the rates of the Speedy Cash of 01.12.2022
Loan amount
i

Enter the desired loan amount

USD
USD
1000 $
26000 $
Loan term
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Specify the loan term for the calculation

days
months
14
30
State

What to focus on before applying for a loan with Speedy Cash

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Speedy Cash and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All Speedy Cash’s reviews by december 2022
Leave feedback
1 reviews
Personal loan Go
5
Advantages
A convenient office and friendly service from its employees, I made an application on the website, and I came to their office to get it, because I needed cash. During the issuance process, the employee recommended me to immediately install a mobile application so as not to miss the notification of upcoming payments, I used it and I do not regret it, a really great reminder. On a short-term loan, I was able to return the money even earlier than the deadline, there are no barriers to this, unlike some companies, we will not name their names) I liked how quickly you can solve your financial problem with Speedy Cash
Disadvantages
No
Complain
1 reviews
5
Advantages
Accidentally, when making a mistake with the document number, I had to contact customer support and solve this problem, it's good that they work quickly and I didn't have to wait long, I had to submit the application again. After entering the data, the review began, after which I received a decision to issue funds. My office is located nearby, so it was not difficult for me to walk and pick up the money. It's simple and you can use the company's services in the future. I want to note that the company officially conducts its activities, so there are no fears for me as a client that I will receive my money
Disadvantages
no
Complain
1 reviews
Personal loan Go
5
Advantages
It is worth noting that on weekends there is no possibility to issue a loan and you need to take care of this in advance. In general, I feel good about the company, because I have repeatedly been bailed out with money before paycheck, everything is clear when making out, the contract is signed electronically, but you can also do it in the office. When repaying in accordance with the schedule, it turns out that the percentage per day is equal to 1 or a little more, so the most important thing is to meet the deadline and avoid delay, for which a fine is also provided. I think this company has the most loyal conditions for its customers, so I recommend
Complain
1 reviews
Personal loan Go
0
Advantages
With this company, I can issue and receive money in just 10 minutes, as well as pay off the debt in the future without waiting for the last payment date for it-early repayment is acceptable here. You can also pay off the money by bank transfer, or visit a branch of the company, for me this method is more reliable, because immediately they give me a check that I have deposited all the money under the contract. Plus, there is a very convenient mobile application for which you can check any information regarding payment or loan status, it is convenient and always at hand, you do not need to download a laptop to go to the site
Disadvantages
No
Complain
1 reviews
Personal loan Go
5
Advantages
Quickly apply for a loan and get it in a convenient format-either to the card according to the specified details, or in the office in cash format. I use it periodically when difficulties arise, it is easy to get a loan and it does not require collecting certificates, just those documents that are always available at hand. The system makes a decision in just 10 minutes, after which the money is transferred, I write about this method, since I use it, I do not need to visit the office. The service has support, which you can contact for any reason and solve the problem as soon as possible. I will use it again
Complain
Overall company rating
4.0
/ 5
5 reviews
Execution of an application
4.0
Support service
4.0
Mobile app
4.0
Service quality
4.0
Your satisfaction level
4.0

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