Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.3
(25 Ratings)

Speedy Cash PayOff

Advertiser Disclosure

Repaying a Moneytree loan is a straightforward process designed for convenience. Borrowers can log in to their Moneytree account on the website, navigate to the "Make a Payment" section, and choose their preferred payment method. Payments can be made directly from an existing bank account or another bank account by providing the necessary details. By following the on-screen instructions, borrowers can easily manage and complete their loan repayments, ensuring timely and hassle-free transactions.

speedy cash repay

Make Payments Online Through the Bank Account

  1. Go to the Website. Visit the Moneytree website.

  2. Click "Make a Payment." Scroll to the bottom of the website and click on "Make a Payment" under the loans section.

  3. Choose Account Type. Select whether to register a new account or use an existing online account.

  4. Follow Instructions. Follow the on-screen instructions to complete your loan repayment.

Make Payments Through a Different Bank

  1. Log In to Your Moneytree Account. Go to the Moneytree website and log in to your account.

  2. Navigate to the Payment Section. Find and click on the "Make a Payment" option in your account dashboard.

  3. Select Payment Method. Choose the option to pay from a different bank account.

  4. Enter Bank Details. Provide the necessary details of the different bank account, including account number and routing number.

  5. Confirm and Submit. Review the payment details and confirm the transaction to complete the payment.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making payments. Look for "Loan Payment" or a similar option.

  4. Enter Payment Details. Provide the necessary details, such as your Moneytree loan account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your loan payment.

Additional Resources

FAQ

What to do if you can't pay the loan?

If you are unable to pay off your loan from Speedy Cash, it's important to contact the lender as soon as possible to discuss your options. Here are some steps you can take if you can't pay your loan:

  1. Communicate with the lender: The first step is to reach out to the lender and let them know about your situation. Be honest about your financial circumstances and see if there are any alternatives or solutions that can help you repay the loan.

  2. Consider a loan extension: If you need more time to pay off the loan, you may be able to apply for a loan extension or a payment plan. However, this may come with additional fees, so it's important to understand the terms and conditions of any loan extension before agreeing to it.

  3. Seek outside help: If you are struggling with debt, you may want to consider seeking help from a credit counseling service or a financial advisor. These organizations can help you develop a budget, negotiate with creditors, and find ways to improve your financial situation.

  4. Negotiate a repayment plan: If you are unable to repay the loan in full, you may be able to negotiate a repayment plan with the lender that allows you to repay the loan over a longer period of time with lower payments.

It's important to remember that failing to repay a loan can have serious consequences, including damage to your credit score and legal action by the lender. If you are struggling with a loan from Speedy Cash, it's important to reach out to the lender as soon as possible to discuss your options and find a solution that works for both parties

What to do if you fall behind on your payments?

If you fall behind on your payments for a loan from Speedy Cash, it's important to take action as soon as possible to avoid further consequences.

How delinquency affects credit rating?

Delinquency on a loan from Speedy Cash can have a negative impact on your credit rating. When you miss a payment or default on a loan, it is reported to the credit bureaus, which can decrease your credit score. A lower credit score can make it more difficult to obtain new credit or loans in the future, and may also result in higher interest rates and fees. If you are having difficulty making payments on a Speedy Cash loan, it may be in your best interest to contact the lender and discuss your options for avoiding delinquency and preserving your credit rating.

What are the consequences if you don't pay your loan?

If you do not pay your Speedy Cash loan, there can be several consequences, including:

  1. Damage to your credit score. Not paying your loan can result in a negative mark on your credit report, which can lower your credit score and make it harder for you to get approved for future loans or credit.
  2. Collection actions. Your lender may take legal actions to collect the debt, including wage garnishment, bank account levies, and property liens.
  3. Legal consequences. In some cases, not paying a loan can result in a court case and potentially even criminal charges.
  4. Higher costs. If your loan goes into default, you may incur additional fees and interest charges, which can increase the amount you owe.

It is important to take your loan obligation seriously and to take steps to repay your loan on time. If you are facing financial difficulties, reach out to Speedy Cash to discuss your options and avoid these consequences

Offers
Rating by Finanso®
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Recommended FinScore™
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300
650
1000
to 5000.00 $
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to 360.00 %
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.09
(20 Ratings)
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650
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.75
Recommended FinScore™
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300
650
1000
to 5000.00 $
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Interest rate

to 680.71 %
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Loan term for the financial product

to 2 years
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 7500.00 $
Rate
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Interest rate

to 426.64 %
Term
i

Loan term for the financial product

to 2 years
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Calculate loan payments in Speedy Cash

Speedy Cash calculator will allow you to calculate an approximate payment schedule for the loan

Speedy Cash calculator
Interest rates are given in accordance with the rates of the Speedy Cash of 09.02.2025
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Speedy Cash reviews 2025
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4.6
Pros
If you're considering borrowing from Speedy Cash's online platform and need funds quickly, I'd advise against the online route. The response can take hours or even a couple of days. Personally, I find visiting their physical store more efficient; you get immediate assistance there.
Complain
5
Pros
I'm a big fan of Speedy Cash! Their customer service is outstanding and very accommodating. Securing a loan with them is a breeze. Extremely satisfied.
Complain
4.2
Pros
Excellent customer service, and they consistently deposit into my checking account swiftly. Speedy Cash delivers promptly every time.
Complain
4.8
Pros

Their customer service is top-notch, and the team is incredibly welcoming. From the moment I entered, I was promptly greeted and assisted. The teller quickly processed my details and had me on my way in under 15 minutes. I'll definitely be recommending them to anyone in need. Exceptional service all around!
Complain
1.4
Cons
They have a lengthy and tedious process only to potentially deny you in the end. If you're in a financial bind, it might not be worth your time.
Complain
1.8
Cons
Last year, I took out a payday loan with this company and was shocked at the exorbitant interest rates. I needed funds to make ends meet, so I secured both a payday loan and a car title loan. Altogether, the repayment was about $3,000, despite the payday loan being only $600 and the car title loan $500. It feels like this company exploits those in desperate situations, which I find unjust.
Complain
2.4
Cons
I strongly regret choosing them. I ended up repaying an amount that was almost four times the original. The way this company operates is baffling. You're better off saving every penny than using their services. I'll never turn to them again!
Complain
4.4
Pros
For urgent situations, this service is valuable. While the interest rates are high, if you apply early on a business day, you can receive the loan in your bank account within 24 hours.
Complain
2.2
Cons
We've consistently made our payments on time, especially since they're automatically deducted. However, we missed one payment due to an overdraft, as we often barely cover our bills and groceries. We make payments bi-weekly, and to our surprise, without any prior notification – no calls, emails, or texts detailing the amount – they deducted almost our entire paycheck. Now we're in a bind, unable to cover our other bills because of this. The communication gap with this company is deeply disappointing.
Complain
1.4
Cons
I'd advise against wasting your time here. Both the app and website are unreliable. Despite using Speedy Cash on multiple occasions, I won't be a returning customer. I've faced repeated issues accessing my account and have received little to no support in response. The constant website and app downtimes prevent me from checking statements or making payments. Yet, I'm still held accountable for any late fees, even when I can't access my account to settle them. The only alternative is calling, but even that's hit or miss on whether they pick up. This is not how good business should operate.
Complain
Company rating
3.3
/ 5
25 reviews
Application
3.1
Support service
3.3
Mobile App
3.3
Service quality
3.3
Your satisfaction level
3.4
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