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Lender
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The rating by Finanso™ is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Speedy Cash account

Finanso.Multilogin™

How to register an account on Speedy Cash

The application procedure for a Speedy Cash loan is relatively simple. You must give your full name and birthday, valid ID, home address, stable source of income, and open an account while applying on their official website. The company runs a credit check on the applicant, which might lower your credit score by a few points. These loan documents can be sent as a snapshot, fax, or e-mail attachment. The company's application procedure is generally short. Consider that your application's approval varies on the valid documents you submitted during the process. The entire procedure takes around 10 minutes, from application to money. If the application is granted, this approach ensures same-day cash.

There are a few ways to acquire a payout. There's direct deposit, which includes cash being electronically sent to your savings account via the ACH method. It also accepts debit card deposits directly. You may choose this option when you sign up, and you'll get your cash soon after electronically finalizing the loan contract. This service is only offered by a provider. You can also go into their shop and pick up your cash. You'll need to produce your picture ID to verify your identity. It's unnecessary to visit an ATM or a bank, and same-day funding is accessible.

How To Reset a Password?

You are encouraged to add Speedy Cash's customer service to your e-mail address book or safe sender list before resetting your password.

How To Delete an Account?

If you want to cancel and return your loan, send an e-mail to customer service with the subject "rescind" in the subject line, requesting that the cash be promptly withdrawn and deleted from your account.

FAQ

How Does Speedy Cash Work?

Speedy Cash offers flexible credit 24 hours a day, seven days a week. During regular working hours, it provides virtual support and assists you in resolving immediate and short-term funding issues. They come handier than other lenders since they don't require any documentation or require you to wait in line. The entire financing process takes place digitally.

How Do I Contact Speedy Cash?

You may reach the company by visiting or calling their 20 locations in BC, Alberta, Saskatchewan, and Nova Scotia. You can call them at or send an e-mail.

Calculate loan payments in Speedy Cash

Speedy Cash calculator will allow you to calculate an approximate payment schedule for the loan

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1000 $
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Specify the loan term for the calculation

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What to focus on before applying for a loan with Speedy Cash

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Speedy Cash and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All Speedy Cash’s reviews by May 2022