Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.3
(25 Ratings)

Speedy Cash Account Review

Advertiser Disclosure

A Speedy Cash online account offers users convenient access to manage their financial needs, including applying for loans, making payments, and tracking account activities in real-time. The platform provides secure transactions, flexible payment options, and instant updates on loan status and account changes. With easy access to customer support and various financial tools, a Speedy Cash online account simplifies personal finance management, ensuring users can handle their finances efficiently from anywhere.

speedy cash account

Key Features

  1. Easy Account Management. Access and manage your account anytime, anywhere through the online portal.

  2. Quick Loan Application. Apply for loans quickly and easily online, with a streamlined application process.

  3. Real-Time Updates. Get real-time updates on your loan status, payments, and account activities.

  4. Secure Transactions. Enjoy secure transactions with advanced encryption to protect your personal and financial information.

How to Create a Speedy Cash Account

Online

  1. Go to the Website. Begin by navigating to the Speedy Cash website.

  2. Click Sign In. On the homepage, find and click the "Sign In" button.

  3. Click Create Your Account. Next, click on the "Create Your Account" option.

  4. Enter Email Address. Provide your email address in the designated field.

  5. Create Password. Create a secure password for your account.

  6. Select a Security Question. Choose a security question from the available options.

  7. Follow Instructions. Follow the on-screen instructions to complete the account creation process.

Offline

  1. Visit a Local Speedy Cash Store. Find and visit a nearby Speedy Cash location.

  2. Request Account Creation. Speak to a representative and request to create an account.

  3. Provide Necessary Information. Fill out the required forms with your personal information, including your name, address, and contact details.

  4. Verify Your Identity. Present a valid ID or any other required documents for identity verification.

  5. Receive Confirmation. Once your information is processed, you'll receive confirmation of your new account and instructions for accessing it.

Step-by-step Registration

  1. Go to the Website. Begin by navigating to the Speedy Cash website.

  2. Click Sign In. On the homepage, find and click the "Sign In" button.

  3. Click Create Your Account. Next, click on the "Create Your Account" option.

  4. Enter Email Address. Provide your email address in the designated field.

  5. Create Password. Create a secure password for your account.

  6. Select a Security Question. Choose a security question from the available options.

  7. Type the Security Question Answer. Enter the answer to your selected security question.

  8. Click Get Started. Click the "Get Started" button to proceed.

  9. Follow Instructions. Follow the on-screen instructions to complete the account creation process.

How to Log In?

  1. Go to the Speedy Cash Website. Visit the Speedy Cash website and click on the "Sign In" tab.

  2. Enter your login information. Enter your email address and password that you used to register for the account.

  3. Log in. Click on the "Sign In" button to access your account dashboard.

How to Activate My Account?

  1. Register for an Account. Go to the Speedy Cash website and click on the "Sign In" or "Create Your Account" button. Fill out the required information, including your name, contact information, and password.

  2. Verify Your Email Address. Speedy Cash will send a verification email to the email address you provided. Follow the instructions in the email to verify your account.

  3. Log In. Once your email address is verified, log in to your account using the login information you created.

  4. Complete Profile Information. You may need to provide additional information, such as your Social Security number, employment information, and banking information, to complete your profile.

  5. Verify Your Identity. Speedy Cash may require you to provide additional information to verify your identity, such as a government-issued photo ID.

  6. Start Using Your Account. Once your account is activated, you can start using your account to apply for loans, manage your loan information, and make payments.

How to Delete My Account?

  1. Log In to Your Account. Go to the Speedy Cash website and log in to your account by entering your email address and password.

  2. Contact Customer Support. Contact Speedy Cash customer support either through the website's live chat, by phone, or by visiting a local store. Explain that you would like to close your account and provide the necessary information to verify your identity.

  3. Request Account Closure. Request that the customer support representative close your account. They will guide you through the process and provide any necessary forms to complete the closure.

  4. Confirm Account Closure. After your account has been closed, you should receive confirmation either through email or in writing.

How to Reset My Password?

  1. Click on "Forgot Password". Find the "Sign In" button on the top right corner of the website and click on it. Then, click on the "Forgot Password" link.

  2. Enter Your Email Address. Enter the email address that you used to register for your Speedy Cash personal account.

  3. Request Password Reset. Click on the "Submit" button to request a password reset.

  4. Check Your Email. Speedy Cash will send an email to the address you provided with instructions on how to reset your password.

  5. Reset Your Password. Follow the instructions in the email to reset your password.

  6. Log In. Once you have reset your password, you can log in to your Speedy Cash personal account with your new password.

Editorial Opinion

The Speedy Cash online account offers a practical solution for managing personal finances, providing users with convenient features such as easy loan applications, secure transactions, and real-time account updates. Its user-friendly interface and comprehensive customer support enhance the overall experience, making it a valuable tool for those seeking efficient financial management. However, as with any financial service, it's important for users to carefully review terms and conditions, ensure they understand all fees and interest rates, and use the service responsibly to avoid potential pitfalls.

Important

Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

  1. Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.

  2. Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.

  3. Carefully review all the terms and conditions of your payday loan contract.

  4. Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.

  5. Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.

  6. Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.

Additional Resources

FAQ

How does Speedy Cash work?

Speedy Cash offers flexible credit 24 hours a day, seven days a week. During regular working hours, it provides virtual support and assists you in resolving immediate and short-term funding issues. They come handier than other lenders since they don't require any documentation or require you to wait in line. The entire financing process takes place digitally.

How do I contact Speedy Cash?

You may reach the company by visiting or calling their 20 locations in BC, Alberta, Saskatchewan, and Nova Scotia. You can call them at or send an e-mail.

Why can't I access my Speedy Cash account online?

If you are unable to access your Speedy Cash account online, there could be several reasons for this, including:

  1. Incorrect login information. Double-check that you are entering your email address and password correctly.
  2. Forgotten password. If you have forgotten your password, you can reset it by clicking on the "Forgot Password" link on the login page.
  3. Account suspension or termination. If Speedy Cash suspects fraud or unauthorized activity on your account, they may temporarily suspend or terminate your account. If this happens, you will need to contact Speedy Cash customer support to resolve the issue.
  4. Technical issues. If you are encountering technical issues, such as a slow or unresponsive website, try clearing your browser cache and cookies, or accessing the site from a different device or network.

If you continue to have trouble accessing your Speedy Cash account, it's a good idea to contact their customer support for assistance. They can help you resolve any issues and restore access to your account.

Offers
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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to 5000.00 $
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to 360.00 %
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3.09
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.75
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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to 7500.00 $
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to 2 years
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Calculate loan payments in Speedy Cash

Speedy Cash calculator will allow you to calculate an approximate payment schedule for the loan

Speedy Cash calculator
Interest rates are given in accordance with the rates of the Speedy Cash of 17.03.2025
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Speedy Cash reviews 2025
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4.6
Pros
If you're considering borrowing from Speedy Cash's online platform and need funds quickly, I'd advise against the online route. The response can take hours or even a couple of days. Personally, I find visiting their physical store more efficient; you get immediate assistance there.
Complain
5
Pros
I'm a big fan of Speedy Cash! Their customer service is outstanding and very accommodating. Securing a loan with them is a breeze. Extremely satisfied.
Complain
4.2
Pros
Excellent customer service, and they consistently deposit into my checking account swiftly. Speedy Cash delivers promptly every time.
Complain
4.8
Pros

Their customer service is top-notch, and the team is incredibly welcoming. From the moment I entered, I was promptly greeted and assisted. The teller quickly processed my details and had me on my way in under 15 minutes. I'll definitely be recommending them to anyone in need. Exceptional service all around!
Complain
1.4
Cons
They have a lengthy and tedious process only to potentially deny you in the end. If you're in a financial bind, it might not be worth your time.
Complain
1.8
Cons
Last year, I took out a payday loan with this company and was shocked at the exorbitant interest rates. I needed funds to make ends meet, so I secured both a payday loan and a car title loan. Altogether, the repayment was about $3,000, despite the payday loan being only $600 and the car title loan $500. It feels like this company exploits those in desperate situations, which I find unjust.
Complain
2.4
Cons
I strongly regret choosing them. I ended up repaying an amount that was almost four times the original. The way this company operates is baffling. You're better off saving every penny than using their services. I'll never turn to them again!
Complain
4.4
Pros
For urgent situations, this service is valuable. While the interest rates are high, if you apply early on a business day, you can receive the loan in your bank account within 24 hours.
Complain
2.2
Cons
We've consistently made our payments on time, especially since they're automatically deducted. However, we missed one payment due to an overdraft, as we often barely cover our bills and groceries. We make payments bi-weekly, and to our surprise, without any prior notification – no calls, emails, or texts detailing the amount – they deducted almost our entire paycheck. Now we're in a bind, unable to cover our other bills because of this. The communication gap with this company is deeply disappointing.
Complain
1.4
Cons
I'd advise against wasting your time here. Both the app and website are unreliable. Despite using Speedy Cash on multiple occasions, I won't be a returning customer. I've faced repeated issues accessing my account and have received little to no support in response. The constant website and app downtimes prevent me from checking statements or making payments. Yet, I'm still held accountable for any late fees, even when I can't access my account to settle them. The only alternative is calling, but even that's hit or miss on whether they pick up. This is not how good business should operate.
Complain
Company rating
3.3
/ 5
25 reviews
Application
3.1
Support service
3.3
Mobile App
3.3
Service quality
3.3
Your satisfaction level
3.4
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