Self Visa® Credit Card

The Self Visa® Credit Card is designed to help individuals build or improve their credit by leveraging their Credit Builder Account savings as the security deposit. With no hard credit pull required, users can set their credit limit based on their savings progress, starting at $100 or more. The card offers opportunities for credit limit increases over time, and it can be used anywhere Visa is accepted in the U.S. Responsible use impacts key credit factors, including payment history, making it a useful tool for those looking to strengthen their credit score.

Key Features

• Credit Building. Responsible use impacts 75% of your credit score by addressing amounts owed, account age, and payment history.

• No Upfront Fees. The credit limit is secured by your Credit Builder Account savings, with no additional upfront costs.

• Credit Limit Increase. Accounts in good standing may qualify for credit limit increases over time.

• Buying Power. The card is accepted anywhere Visa credit cards are accepted within the U.S.

Pros and Cons

How to Apply for a Self Visa® Credit Card

1. Open Credit Builder Account. Ensure you have an active Credit Builder Account and meet the income and eligibility requirements.

2. Choose Your Credit Limit. Decide how much of your savings progress ($100 or more) will secure your card and set your credit limit.

3. Order Your Card. Confirm your delivery address and place your order for the card.

4. Receive & Activate. Once you receive the card in the mail, activate it to start using it where Visa credit cards are accepted in the U.S.

5. Track & Pay On Time. Monitor your spending and make timely payments to build credit.

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Editorial Opinion

Additional Resources

• About Self
• Full Self Account Review
• How to Apply for a Self Loan
• How to Repay a Self Loan
• Self Mobile App
• All Self Coupons and Promo for October 2024

Sources

• Self Visa® Credit Card