Self is a financial technology company that provides a unique and innovative approach to building credit for those who may not have traditional credit histories or who are looking to improve their credit scores. Self's flagship product is the Self Credit Builder Account, which is designed to help consumers establish credit by making monthly payments into a CD-like account. The money in the account is held as collateral, and each on-time payment is reported to the three major credit bureaus, allowing users to establish a positive credit history. Self also offers a mobile app called the Self App, which allows users to manage their Self Credit Builder Account, monitor their credit score, and access other financial tools and resources. Through the app, users can set up automatic payments, view their payment history, and track their credit score over time. The app also provides educational content to help users understand credit and financial management. Self has received positive reviews for its user-friendly platform, transparent pricing, and its focus on helping individuals build credit and improve their financial health.
Mobile App Features
- Self Credit Builder Account. The app allows users to open a Self Credit Builder Account, where they can make monthly payments that are reported to the three major credit bureaus. Users can set up automatic payments and monitor their payment history through the app.
- Credit Monitoring. The app provides users with access to their credit score and credit report from TransUnion. Users can track their score over time and receive alerts when there are changes to their credit report.
- Financial Education. The app offers educational content and resources to help users understand credit, debt, and personal finance. Users can access articles, videos, and other resources to improve their financial literacy.
- Budgeting Tools. The app includes budgeting tools that allow users to track their spending and create a budget. Users can categorize their expenses and set spending limits for different categories.
- Goal Setting. The app allows users to set financial goals, such as saving for a down payment on a house or paying off credit card debt. Users can track their progress and receive tips and advice to help them achieve their goals.
- Customer Support. The app provides access to customer support through chat, phone, and email. Users can get help with account issues, billing questions, and other concerns.
How to Download the Self App?
For iOS
Open the App Store. Unlock your iOS device and find the App Store icon. Tap on it to open the App Store.
Search for "Self". In the search bar at the bottom of the screen, type "Self" and tap the search button.
Select the Self App. From the search results, find the Self app. It should have the Self logo. Tap on the app to view its details.
Download the App. Tap the "Get" button next to the Self app. You may be prompted to enter your Apple ID password or use Face ID/Touch ID to confirm the download.
Open the App. Once the app has been downloaded and installed, tap "Open" to launch the Self app. You can also find it on your home screen.
For Android
Visit the Website. Go to the official Self website.
Click "Download for Android". Scroll to the bottom of the page and click the "Download for Android" button.
Click "Download for Android" Again. On the next page, click the "Download for Android" button to begin the download.
Install the App. Once the download is complete, open the file and follow the prompts to install the Self app on your Android device.
How to Apply in the Self App?
Open App. Launch the Self app on your mobile device.
Tap Start. Select "Start with the Rent Reporting."
Complete Application. Fill out the necessary information to finalize your application.
How to Make Payments Through the Self App?
Log In. Open the Self app on your mobile device and log in.
Select Credit Builder. Tap "Credit Builder" at the bottom of the screen.
Make Payment. Tap "Make a payment."
Enter Amount. Input the amount you wish to pay.
Review Payment. Ensure your preferred payment method is selected.
Confirm Payment. Verify the payment details, including any debit card fees, and tap "Confirm payment."
How to Delete the Self App?
For iOS
Locate the Self App. Find the Self app on your home screen.
Tap and Hold the App Icon. Press and hold the Self app icon until all the app icons start to jiggle.
Tap the "Remove App" Option. A small menu will appear above the app icon. Tap "Remove App."
Confirm Deletion. Tap "Delete App" in the confirmation prompt that appears.
Finalize the Deletion. Confirm the deletion once more if prompted. The app will be removed from your device.
For Android
Locate the Self App. Find the Self app icon on your home screen or in the app drawer.
Tap and Hold the App Icon. Press and hold the Self app icon until a menu appears or the icon starts to move.
Drag the App to the Uninstall Area. Drag the app icon to the "Uninstall" option that appears at the top or bottom of the screen.
Confirm Uninstallation. A confirmation prompt will appear. Tap "OK" or "Uninstall" to confirm.
Finalize the Uninstallation. The app will be removed from your device.
