Repayment of loan
You can make a payment with your credit/debit card or a bank account via ACH for the USA and PAD for Canada. If you use bank transactions, no fees are issued. If you use a debit or credit card, a 2.50$ fee may be included depending on your state laws.
You can access the payment options via the app or your account on the website. You will need to log in and choose the "Individual Plan'' option. Under the "My payments" tab, you will see your scheduled payments. After clicking the "Make a payment" option, fill in your card data and tap the "Confirm&Pay" button.
Early payoff
There is no early payoff penalty or fee in Scratchpay. If you want to pay off your loan early or add a certain amount of money to your basic monthly payment, there are no obstacles to doing that.
