Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Scratchpay Account Review

Advertiser Disclosure

How to register an account

To create a new account with Scratchpay, go to the main webpage and fill in your phone number. Scratchpay will send you an SMS and verify your identity.

If you already have a Scratchpay account, you can enter your details on the login webpage with the confirmation code sent to your mobile phone for secure login. To proceed with your payment plan, link your plan to your account. You will be able to see your plan details and update your information under the Home tab.

How to reset a password

To change a password, enter your email address in the password reset field and check your email for a password reset link or contact the support team to provide you with a link.

How to delete an account

You need no further actions to delete your account. The account will be automatically shut down after 30 days without use.

FAQ

How do I contact Scratchpay?

Scratchpay support team is ready to answer your questions by phone, email, or by sending an inquiry with a "Submit a request" link.

  • Submit a request – click the link on the top right corner of the page

  • Phone: 855-727-2395

  • Email: [email protected]

How do I cancel Scratchpay?

If you have accidentally applied for an incorrect loan amount, entered wrong personal data, or have any other reasons to cancel payment, contact the support team via phone at 855-727-2395 or email [email protected]. If you have applied for a payment plan but do not need medication anymore and the clinic did not yet confirm the payment, you do not have to do anything. The plan will expire 13 days from the application date. If you decide to use another payment method, inform your doctor to void your Scratchpay invoice and accept alternative payments.

How do you use Scratchpay?

Check your clinic on the Scratchpay list or map to know the available service. If your clinic is a Scratchpay partner, your doctor will let you know and clarify the process.

  • Sign up using a website account or an app and apply for a payment plan;

  • Wait for your clinic to confirm your payment plan via the Scratchpay dashboard;

  • Now you can get your medical care.

Offers
Scratchpay
Scratch Plan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$150 - $10,000
Rate
i

Interest rate

up to 36% APR
Term
i

Loan term for the financial product

from 6 to 24 month
Similars products
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Interest rate

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 1399 days
Apply
Calculate loan payments in Scratchpay

Scratchpay calculator will allow you to calculate an approximate payment schedule for the loan

Scratchpay calculator
Interest rates are given in accordance with the rates of the Scratchpay of 12.12.2024
Loan amount
i

Enter the desired loan amount

USD
USD
200 $
10000 $
Loan term
i

Specify the loan term for the calculation

months
days
6
24
State
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Scratchpay reviews 2024
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