Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For Scratchpay

Advertiser Disclosure

How to Apply

Requirements

To be eligible to apply for a payment plan, you should meet the following criteria:

  • Credit score. Your credit score should be above 580;

  • Age. Borrowers should be at the age of 18 or more;

  • Previous or current debts. You should not have any other overdue payments from any Scratchpay account.

Application details

Scratchpay can collect your personal information, such as social security number, income, payment history, transaction history, credit history, and credit scores, depending on the type of medication you want.

Text PLAN to 97364 or click "Find a payment plan" on the website after providing your phone number. Once Scratchpay contacts you, complete the application form by providing your personal and financial information, and wait for an approval decision. If Scratchpay approves your application, you will receive an email with an "Agree and Submit" option. Click this button and get your medical care.

FAQ

Is it hard to get approved for Scratchpay?

Every case is individual, but if you meet the basic criteria, you have a good chance of getting fast approval.

Is Scratchpay easy to get?

According to online reviews from real customers, people do not have problems getting approval. If you are worried about your chances of getting a loan, contact the support team to make sure that you have the best chance of approval.

What score is needed for Scratchpay?

You need to have a minimum score of 580 — or higher — to receive approval at Scratchpay.

Offers
Scratchpay
Scratch Plan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$150 - $10,000
Rate
i

Interest rate

up to 36% APR
Term
i

Loan term for the financial product

from 6 to 24 month
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
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Interest rate

from 0.05 %
Term
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Loan term for the financial product

5 days – 3 months
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Interest rate

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 1500.00 $
Rate
i

Interest rate

to 160.00 %
Calculate loan payments in Scratchpay

Scratchpay calculator will allow you to calculate an approximate payment schedule for the loan

Scratchpay calculator
Interest rates are given in accordance with the rates of the Scratchpay of 22.06.2024
Loan amount
i

Enter the desired loan amount

USD
USD
200 $
10000 $
Loan term
i

Specify the loan term for the calculation

months
days
6
24
State
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Scratchpay reviews 2024
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