How to Apply
Requirements
To be eligible to apply for a payment plan, you should meet the following criteria:
Credit score. Your credit score should be above 580;
Age. Borrowers should be at the age of 18 or more;
Previous or current debts. You should not have any other overdue payments from any Scratchpay account.
Application details
Scratchpay can collect your personal information, such as social security number, income, payment history, transaction history, credit history, and credit scores, depending on the type of medication you want.
Text PLAN to 97364 or click "Find a payment plan" on the website after providing your phone number. Once Scratchpay contacts you, complete the application form by providing your personal and financial information, and wait for an approval decision. If Scratchpay approves your application, you will receive an email with an "Agree and Submit" option. Click this button and get your medical care.




