How to apply for a loan?
After you have clicked on the "Get started" button, you need to fill in some information about yourself and the property you want to purchase. You need to fill in the address of the house for which you are taking out a mortgage, occupation type, purpose of financing, your name, source, and amount of your annual income. You also need to come up with a password for your account on the site since you automatically register with the application. Then click on the "I agree" button. For any service, you can make an online application.
Requirements
To get your loan application approved, you must provide information about your employment history for the last two years, two months of bank account statements, have no bankruptcies in the last two years, and have a debt-to-income ratio of up to 43%. The minimum loan is usually 620, but the higher it is, the more favorable the mortgage conditions. If your credit score is 800, then you have the opportunity to get the minimum annual percentage rate (APR) for the loan.
Application details
To complete the application, you need to upload some documents. You need to provide a Social Security number, and you may be asked to document the data about the house you are buying or about your income.
