Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.6
(22 Ratings)

Rise Credit PayOff

Advertiser Disclosure

Repaying Rise Credit loans is straightforward, offering flexible payment options through an online account portal. Borrowers can manage their payments by logging into their account, where they can schedule one-time or recurring payments. The service rewards consistent, on-time payments with potential rate reductions, making it beneficial for borrowers to maintain a good payment history. Additionally, Rise Credit provides clear terms and no hidden fees, helping borrowers understand their repayment obligations fully.

rise credit repay

Make Payments Online Through the Bank Account

  1. Go To The Website. Visit the Rise Credit website.

  2. Click Sign In. Click on the "Sign In" button.

  3. Enter Your Username And Password. Enter your username and password to access your account.

  4. Log In To My Account. Log in to your account and select "Make a Payment.”

Make Payments Through a Different Bank

  1. Obtain Payment Details. Gather all necessary information, including your loan account number and the Rise Credit account details where the payment should be sent.

  2. Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.

  3. Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the Rise Credit payment details, including the bank account number and routing number.

  4. Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.

  5. Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making bill payments. 

  4. Enter Payment Details. Provide the necessary details, such as your Rise Credit account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your payment.

Additional Resources

FAQ

Can I pay off Rise Credit early?

Yes, you can pay the Rise loan early. The company doesn't charge any prepayment fees and even encourages borrowers to pay their debts earlier.

Will Rise Credit sue you?

Rise sells its debts to collection agencies. The lawsuit, therefore, may follow from a third party.

Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.6
(22 Ratings)
Recommended FinScore™
0
300
650
1000
300.00 – 5000.00 $
Rate
i

Interest rate

60.00 – 299.00 %
Term
i

Loan term for the financial product

7 months – 2 years
Apply
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
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1000
450.00 – 12000.00 $
Rate
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Loan term for the financial product

6 months – 3 years
Apply
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Rise Credit reviews 2025
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2
Cons
This company is terrible to deal with due to a loan issue that wasn't approved from the customer's end in the first place. I strongly advise against obtaining a loan from this company.
Complain
2
Cons
During the loan application process, I didn't come across any documentation that indicated my payments would be automatically withdrawn from my account. Additionally, I wasn't aware that my monthly payments would occur every other week. This situation has put me in a more challenging financial position than before. I am unable to manage bi-weekly payments of $123, as I initially believed this was a monthly payment arrangement. This has left me in a difficult situation.
Complain
4.6
Pros
I've been a customer of Rise for nearly two years now, and I've never encountered any problems when needing emergency funds. Just this month, after making my payment, I faced another emergency and was swiftly approved without any hassles. This has been a valuable way for me to work on rebuilding my credit.
Complain
4.4
Cons
Rise consistently fails to provide accurate balance information, often being several months behind and displaying random amounts. Unfortunately, they have been unresponsive and unhelpful when I've brought this issue to their attention.
Complain
4.2
Pros
The simplicity of the entire process made it a breeze. The funds appeared in my account the following business day, and this loan allowed me to consolidate my credit into a single payment, which I appreciated. I was also pleased that I wasn't inundated with phone calls. The overall experience has left me with a positive impression, and I would return if the need arises in the future.
Complain
4.6
Pros
Obtaining a loan swiftly and effortlessly was quite beneficial. The company provides ample information to guide you through the process and understand what steps to take.
Complain
2
Cons
I required additional funds urgently for an emergency situation. However, the interest rates offered by this company are incredibly high. I would not consider taking out another loan with them in the future.
Complain
4.6
Pros
Rise came to my rescue in a pinch. The application process was refreshingly simple and straightforward, in contrast to the lengthy and intimidating applications of some other credit providers. Their decision came back exceptionally fast, and the deposit was in my account a day earlier than anticipated. What's great is that they offer an affordable payment plan, with the flexibility to pay off the loan sooner and save on interest.
Complain
4.6
Pros
I had an excellent experience with Rise. I submitted my application, was swiftly approved for the loan, and had the funds deposited into my bank account just two days later. Despite my credit history, they provided me with a fantastic interest rate and a repayment schedule that suits my needs. I anticipate being able to fully repay the loan in just 7 months, which is a highly favorable arrangement for me.
Complain
4.8
Pros
I'm a big fan of using Rise for my loan requirements. The payments are affordable, and they are quite flexible when assistance is required. If you consistently make your payments on time, you even have the option to renew your loan or request additional funds.
Complain
Company rating
3.6
/ 5
22 reviews
Application
3.9
Support service
3.6
Mobile App
3.5
Service quality
3.6
Your satisfaction level
3.5
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