About Credit Union
Redstone Federal Credit Union (Redstone FCU) is a not-for-profit financial cooperative that was founded in 1951 by 11 members who each contributed $5 into a shoebox. Today, Redstone FCU has grown to become one of the 25 largest federal credit unions in the United States, with over $7.5 billion in assets and members all over the world.
At Redstone FCU, the focus is on helping members turn their dreams into reality. Redstone FCU is committed to providing its members with better rates, personalized service, and customized financial education as a member-owned credit union. The credit union gives back to its members through dividends, CashBack, and better rates on loans, credit cards, savings accounts, and insurance.
In addition to providing financial services, Redstone FCU is also committed to making a difference in the community through its involvement in civic, educational, and charitable non-profit organizations in the Tennessee Valley. The credit union supports over 280 organizations in seven counties each year, and its employees volunteer with dozens of organizations to enrich the communities they serve.
Redstone FCU is also committed to taking care of the environment through eco-friendly initiatives. The credit union has three LEED-certified branches that were constructed with recycled and recyclable materials, LED lighting, water-saving bathroom facilities, and native plants that require less water. Redstone FCU has also implemented eco-smart strategies in all of its branches, including energy management systems, LED lights, and recycling programs for various materials.
Overall, Redstone FCU is a credit union that is committed to providing personalized service, financial education, and support to its members while also making a positive impact in the community and taking care of the environment.
Key Features
Redstone Federal Credit Union (Redstone FCU) offers a variety of key features that set it apart from other financial institutions. As a federally insured credit union, Redstone FCU provides its members with personalized service and tailored solutions to meet their unique needs and goals.
Redstone FCU is committed to giving back to its members, with surplus funds returned in the form of dividends, CashBack, and better rates on loans and other financial products. Members can also benefit from trusted advice through free financial counseling, seminars, and resources that help them make informed decisions about their finances. Redstone FCU partners with non-profit organizations like BALANCE to provide confidential financial counseling on a wide variety of subjects.
With a focus on outstanding service, Redstone FCU offers exceptional customer support whether members prefer to visit a branch in person or use online and mobile banking options. The credit union also provides 24-hour support for account-related questions and issues. Additionally, Redstone FCU is deeply involved in the communities it serves, supporting over 280 organizations in seven counties and encouraging its employees to volunteer with dozens of organizations to make a positive impact.
Redstone FCU is committed to environmental sustainability, with three LEED-certified branches and eco-smart strategies implemented in all of its branches. The credit union also encourages members to opt for eStatements to reduce paper waste.
Overall, Redstone FCU provides a range of benefits and features that prioritize member satisfaction, financial education, community involvement, and environmental sustainability. With convenient and reliable solutions for managing finances, Redstone FCU is a federally insured credit union that members can trust.
Requirements
To become a Redstone Federal Credit Union member, you must meet one of the eligibility requirements. These include belonging to one of Redstone's Membership Partner organizations, having an immediate family member who is a Redstone member, living in a household with a Redstone member, being a government employee or contractor, being in the military or a military dependent, being a member of the military reserve, or being a member of the National Guard in certain counties. Redstone has a list of over 1,800 member partners, and if you are not sure if you qualify, you can contact Redstone or visit a branch to find out. Employers or group leaders can also become Redstone Membership Partners for free and offer their employees or members Redstone memberships.
Access on the Go
Redstone Federal Credit Union offers several convenient ways for members to access their accounts on the go. With the Redstone mobile app, members can manage their accounts, deposit checks, transfer funds, and pay bills right from their smartphones. The app also offers a My Money Manager feature, which allows users to set budgets, track spending, and monitor their overall financial health.
In addition to the mobile app, Redstone offers online banking services that allow members to access their accounts from their computers or tablets. With online banking, members can check account balances, view transaction history, transfer funds, pay bills, and manage their accounts from anywhere with an Internet connection.
Redstone offers access to a network of surcharge-free ATMs across the United States and abroad for members who prefer to use ATMs. Members can use their Redstone debit card to withdraw cash, make deposits, and check account balances at these ATMs.
Overall, Redstone Federal Credit Union provides its members with a range of convenient and reliable solutions to access their accounts on the go. Whether you prefer to use your smartphone, computer, or ATM, Redstone has you covered.
Redstone Credit Union products
Redstone Federal Credit Union offers a range of products and services to meet the financial needs of its members. These include:
Personal Banking:
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Checking accounts (Rewards Checking, Safeguard Checking, and Easy Checking Account; monthly maintenance fees vary)
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Savings accounts (Share Certificates, Money Market, Brighter Day Savings, Regular Share Savings Account, "You Name It" Savings, Christmas Club, IRA Savings, IRA Certificates, and STAR Club Savings)
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Mobile banking
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Online banking
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Certificates of deposit
Personal Credit Cards:
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Visa Signature
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Visa Traditional
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Home loans
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Recreational vehicle loans
Investing:
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401(k) accounts
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Stocks and bonds
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Annuities
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College investment plans
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Retirement planning
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IRA investing
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Managed accounts
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Mutual funds
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Online brokerage access
Insurance:
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Auto insurance
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Travel insurance
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Disability insurance
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Homeowner's insurance
Redstone Credit Union also offers a range of products and services for businesses, including business accounts, checking and savings accounts, cash management, mobile banking, and online banking. The credit union also provides credit cards and Visa debit cards for business use. Redstone Business Visa debit cardholders can earn rewards on every purchase with the MyChoice Rewards program. With every transaction, businesses can earn six points that can be redeemed for CashBack, gift cards, charitable donations, or travel options with no restrictions. AmpliFI Loyalty Solutions administers Redstone's My Choice Rewards program. It's important to note that Redstone Federal Credit Union (RFCU) and ampliFI are two distinct and separate entities. Moreover, with a UAH Visa® debit card, Redstone will donate 10 cents towards education programs at the University of Alabama in Huntsville every time you use it.
In addition, Redstone Credit Union offers a variety of loan options for businesses, including commercial real estate loans, business vehicle loans, lines of credit, and SBA loans. With a focus on providing personalized service and tailored solutions, Redstone Credit Union is a great option for businesses looking for reliable financial products and services.
Which Associations does Redstone Credit Union Belong to?
Redstone Credit Union is a member of several associations, including the National Credit Union Administration (NCUA), which is a federal agency that regulates and insures credit unions in the United States. Redstone Credit Union is a member of the Credit Union National Association (CUNA), the League of Southeastern Credit Unions, and the National Association of Federally-Insured Credit Unions (NAFCU). These associations work to promote and support the credit union movement and advocate for the interests of credit unions and their members.
Redstone Credit Union Reliability
Redstone Credit Union is a federally insured credit union and is a member of the National Credit Union Administration (NCUA), which provides deposit insurance coverage to its members. Additionally, Redstone Credit Union is a member of the Credit Union National Association (CUNA), which is the largest national trade association for credit unions in the United States. CUNA provides advocacy, education, and training services to its members.
