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Community Bank & Trust

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About

Community Bank & Trust is a community bank that operates in several locations in Georgia and Alabama. It was founded in 1945 and provides a range of financial services.

Community Bank & Trust has several branches located in various cities across Georgia, including Cornelia, Toccoa, and Gainesville. The bank is committed to providing personalized service and building strong relationships with its customers.

In Alabama, the bank has a branch located in Waverly, providing similar services to individuals and businesses in the surrounding area.

Some of the products and services offered by Community Bank & Trust include checking and savings accounts, online and mobile banking, mortgages, and business and personal loans. The bank also offers wealth management services, including investment and retirement planning.

Overall, Community Bank & Trust is a local bank that is committed to serving the financial needs of its communities in Georgia.

Key Features

Community Bank & Trust is a community bank that offers a range of financial products and services to individuals and businesses. Some of the key features:

  1. Personalized Service. The bank is committed to providing personalized service to its customers. It values building strong relationships with its customers and works to understand their unique financial needs.
  2. Local Decision Making. As a community bank, Community Bank & Trust makes decisions locally. This means that loan and credit decisions are made by people who understand the local market and are invested in the success of the community.
  3. Range of Products and Services. Customers are offered a range of products and services, including checking and savings accounts, online and mobile banking, mortgages, personal and business loans, and wealth management services.
  4. Technology. Community Bank & Trust offers modern banking technology to its customers, including online banking and mobile banking, allowing customers to manage their accounts from anywhere, at any time.
  5. Community Involvement. The financial institution is committed to giving back to the communities it serves. It supports local organizations and events through charitable donations and volunteer work.

Overall, Community Bank & Trust is a customer-focused community bank that strives to provide excellent service and support to individuals and businesses in the communities it serves.

Requirements

The specific requirements to open an account at Community Bank & Trust may vary depending on the type of account you wish to open and your individual circumstances. However, in general, to open a personal checking or savings account at the bank, you will typically need to provide the following:

  1. Personal identification. You will need to provide a valid government-issued photo ID, such as a driver's license or passport.
  2. Social Security Number. You will need to provide your Social Security number or tax identification number.
  3. Initial Deposit. You will need to make an initial deposit to open your account. The amount of the deposit may vary depending on the type of account you are opening.
  4. Address and Contact Information. You will need to present your current address and contact information, such as your phone number and email address.
  5. Employment and Income Information. You may be asked to provide information about your employment status and income.

If you are opening a business account, you will typically need to provide additional documentation, such as a business license or articles of incorporation.

It's always a good idea to contact Community Bank & Trust directly to confirm the specific requirements for opening an account and to ask any questions you may have about the account opening process.

Access on the Go

Community Bank & Trust offers a range of options for accessing your accounts on the go, making it easy to manage your finances from anywhere. Some of the access on the go options provided by the bank include:

  1. Online Banking. The online banking platform allows you to access your accounts and manage your finances from any computer or mobile device with an internet connection. You can view account balances and transactions, transfer funds between accounts, pay bills, and more.
  2. Mobile Banking. The bank's mobile app allows you to access your accounts from your smartphone or tablet. You can view account balances and transactions, transfer funds between accounts, deposit checks using your phone's camera, pay bills, and more.
  3. ATMs. Community Bank & Trust has a network of ATMs that you can use to withdraw cash, check your account balance, and more.

Overall, Community Bank & Trust offers a range of convenient options for accessing your accounts on the go, making it easy to manage your finances from anywhere.

Products and Services

Community Bank & Trust offers a range of financial products and services to its customers:

  1. Personal Checking and Savings Accounts. The bank has a range of personal checking and savings accounts to suit the needs of different customers. These include basic checking and savings accounts, as well as interest-bearing accounts and money market accounts.
  2. Online and Mobile Banking. These services allow customers to access their accounts, transfer funds, pay bills, and more from their computer or mobile device.
  3. Mortgages. The bank offers a range of real estate mortgages products to help customers finance the purchase or refinance of a home.
  4. Personal Loans. The financial institution provides personal loans to help customers finance personal expenses, such as home improvements, and auto loans.
  5. Business Banking. Community Bank & Trust offers a range of banking services for businesses, including checking and savings accounts, cash management services, and business loans.
  6. Wealth Management. The bank's wealth management division offers a range of investment and financial planning services to help customers manage their wealth and plan for their future.

Overall, Community Bank & Trust offers a comprehensive range of financial products and services to help individuals and businesses achieve their financial goals.

Which associations does Community Bank & Trust belong to?

Community Bank & Trust is a member of several professional and industry organizations, including:

  1. Independent Community Bankers of America (ICBA). This is a national trade association that represents community banks in the United States.
  1. Georgia Bankers Association (GBA). It is a trade association that represents banks in the state of Georgia.

  2. Alabama Bankers Association (ABA). This is a trade association that represents banks in the state of Alabama.

  3. American Bankers Association (ABA). It is a national trade association that represents banks of all sizes in the United States.

By belonging to these organizations, Community Bank & Trust is able to stay up-to-date with industry developments and best practices, as well as network with other banks and financial institutions.

Community Bank & Trust

FAQ

Who owns Community Bank & Trust?

Community Bank & Trust is a subsidiary of CB&T Bancshares, Inc., which is a privately held bank holding company based in LaGrange, Georgia. CB&T Bancshares, Inc. is owned by a group of local shareholders and has been in operation since 2005. The bank operates as a community bank, with a focus on providing personalized banking services to individuals and businesses in the local communities it serves.

Is Community Bank & Trust a good bank?

Community Bank & Trust has been in operation for over 70 years and has a strong presence in several communities in Georgia and Alabama. The bank has consistently received positive ratings from independent rating agencies such as Bauer Financial, which rates the bank as "Excellent" based on its financial performance and stability.

Community Bank & Trust offers a range of financial products and services to individuals and businesses, including personal and business banking, loans, mortgages, and wealth management services. The bank is committed to providing personalized customer service and building long-term relationships with its customers.

In addition, the bank has a strong focus on community involvement and supports local organizations and initiatives through donations and volunteer work.

Overall, Community Bank & Trust appears to be a well-established and financially stable bank that provides a range of services to its customers. However, as with any financial institution, it is important to evaluate its products, services, and fees to determine if they meet your specific needs and preferences.

Is Community Bank & Trust hard to get approved for?

Community Bank & Trust, like any financial institution, has certain requirements that customers must meet in order to be approved for its products and services. However, the specific requirements may vary depending on the type of account or service that you are applying for.

For example, to open a basic checking account, you will typically need to provide some personal information, such as your name, address, and Social Security number. The bank may also require a minimum opening deposit and may perform a credit check as part of the application process. If you have a good credit history and meet the bank's requirements, you should be able to open a checking account with Community Bank & Trust without any difficulty.

Similarly, to be approved for a loan or mortgage with Community Bank & Trust, you will need to provide more detailed financial information, such as your income, employment history, and credit score. The bank will evaluate this information to determine if you meet its requirements for approval. If you have a strong credit history and meet the bank's income and employment requirements, you may be approved for a loan or mortgage with Community Bank & Trust.

Overall, the difficulty of being approved for products and services with Community Bank & Trust will depend on your individual financial situation and credit history. It is always a good idea to check the bank's specific requirements before applying for any products or services.

Community Bank & Trust disputes number

If you need to dispute a transaction or have any other issues with your Community Bank & Trust account, you can contact Red Apple Customer Care Call Center at 1-866-902-2265 or 1-800-432-6785. This is the toll-free number for the bank's customer service department, and you can call it to speak with a representative about any issues or concerns you may have.

Company documents

Privacy Policy of Community Bank & Trust of West Georgia
Privacy Policy of Community Bank & Trust of Alabama

We are a financial institution that specializes in serving you, our customer. We’re focused on offering personalized products and services that are unparalleled in our industry.

© Community Bank & Trust
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