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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply for a QuickBridge's loan


How to Apply


To borrow from QuickBridge Funding, you need to:

  • Have at least 500 credit score;

  • Your business should be in operation for at least 6 months;

  • The annual gross sales of your business should be at least $150,000.

Application details

One of the most important things to remember when applying for financing through QuickBridge Funding is to attach all necessary documentation. This includes:

  • Company information;

  • Financial statements;

  • Tax returns;

  • Bank statements.

If you can provide all the required documentation and have a strong business plan, you should have no problem getting financing through QuickBridge Funding. The entire QuickBridge application process can be completed in as little as 24 hours.

How to apply for a loan

After clicking the "Apply Now" button on QuickBridge Funding, a user will be taken to a page where they can fill out an application form. The form will ask for basic information, such as the user's name, contact information, and financial history. If you have a Smarter Funding card, enter its number into the appropriate field. You will then need to provide the purpose of your loan, the amount of it, and your business details.

Once the form is complete, the user will submit it for review. A representative from QuickBridge Funding will then contact you to discuss the options and ask for additional details. You will undergo a hard credit inquiry and sign the agreement.


How long does QuickBridge Funding take to fund my loan?

Small business loans can be funded in as little as 24 hours, and unsecured lending products can be funded in 48 hours. 

Can I qualify for QuickBridge Funding with poor credit?

QuickBridge Funding is difficult to obtain if your credit is poor. You should have at least a 500 credit score.

Can I take a loan with QuickBridge Funding if I'm self-employed?

If you're self-employed, you can get a loan. Many business owners are self-employed, so QuickBridge Funding will consider your application and can approve it in case you meet the requirements.

Calculate loan payments in QuickBridge

QuickBridge calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

5000 $
500000 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with QuickBridge

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between QuickBridge and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All QuickBridge’s reviews by September 2022
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