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Quick2Lend application


How to apply

The Quick2Lend platform allows you to apply for a loan online through their website easily. To apply, follow the steps below:

  1. Visit the official website and click on Request Funds to begin the process.

  2. Select how much you need and the purpose for the loan and click on Next Step

  3. Select that you have a checking account and enter your zip code; click on Next Step

  4. An inquiry form will be visible on the screen. Enter personal details like your name, date of birth, mobile number, work phone number, email, Social Security number, driver's license number, and issuing state, and select whether you are currently serving in the military or not; click Next Step.

  5. Fill in your income information such as type of employment, employer name, job title, years at the employer, payment type, how often you are paid, and net monthly pay amount. Then click on Next Step

  6. Then you confirm where you live and click on Next Step

  7. Next is the number of times you are at home and your residential status; choose either "owned" or "rented", and click on Next Step

  8. Fill in your bank account information and click on Next Step

  9. Click on Agree to terms and conditions and click on Get my Quote

  10. Then the system analyzes your application and links you up with suitable lenders.

The Quick2lend application method is entirely online and begins when the borrower submits an online inquiry form, which takes around 5 minutes to complete. To apply for a loan, the borrower must supply personal information and the amount of money they desire to borrow. After completing the form, the system matches them with a lender based on their information and credit check. Before applying for a loan, the borrower should carefully study the conditions and maintain all necessary papers on hand to expedite the procedure. Before heading into the application process, it is important to know all the necessary information related to the loans they offer.

There are multiple types of unsecured loans and secured loans that come under the category of personal loans. The major types of online personal loans popular among borrowers include fixed interest rate personal loans, variable-rate personal loans, debt consolidation personal loans, co-signed and joint personal loans, personal line of credit loans, and buy now, pay later online personal loans, etc.

Quick2Lend deals in basic customized personal loans which are dedicated to the borrower and their financial requirements. These loans are identical to a form of installment credit. Unlike credit cards where the repayment has to be one shot, these are debt consolidation loans that deliver a one-time cash payment to borrowers. Then, borrowers can pay back their existing debt along with its interest in regular monthly installments depending on the loan term.

The company offers loans even to applicants with a low FICO score. The loan amounts for these quick loans range between $200 to $3000. All the loans offered by the company irrespective of the loan amounts come with zero upfront fees. The repayment starts with a basic loan term of just 61 days, and if required, the loan credit union also offers the maximum loan repayment term of 72 months. As the company is not the direct service provider, the interest rates may vary depending on the loan terms, total payback value, and the applicant's bad credit score. In general, the company's data reveal that its offered APR range from 5.99% to 35.99%.


Quick2lend is not a lending institution. It links you with lenders. Thus, the lenders may have additional requirements for different loan kinds, which means you must read about them before choosing your chosen lender.

You must have the following to apply for a loan on Quick2Lend:

  • Legally dwelling in one of the US states

  • Have a legitimate checking account in your name.

  • Possess a valid driver's license

  • Have a job and evidence of income.

Application details

The application procedure begins as soon as the online form is completed. It does, however, take around five minutes to finish. After filling out the form, the system matches you with a lender based on your information. Additional options include short-term loans, installment loans, and the personal loan market.


Reasons for rejection

Your loan application may be rejected if you have an outstanding balance or more than one loan. It can also be rejected if you have a bad credit history or your bank account does not meet the standard for loan approval. For whatever reasons, Quick2Lend reserves full rights to reject your application if it doesn't meet any of its requirements.

How long does it take to get approved by Quick2Lend?

Quick2Lend will typically provide a credit approval decision in less than five minutes and allow you to review the presented offer. Some lenders may take up to five business days to process a loan after being linked.

How trustworthy is Quick2Lend?

Quick2Lend is a reputable peer-to-peer lending site, and they are trustworthy because they are registered and licensed under state law. The company also acts in compliance with the Truth in Lending Act (TILA) and the Consumer Financial Protection Bureau.

Will Quick2Lend verify income?

Yes, they verify income after submission to link you with suitable lenders.

Can Quick2Lend hurt your credit score?

Yes, if you don't keep to the loan term. Their lenders report to the major credit reference agencies, which will record your on-time payments and untimely repayments, so don't get a loan if you cannot afford to repay it.

Calculate loan payments in Quick2Lend

Quick2Lend calculator will allow you to calculate an approximate payment schedule for the loan

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