A Purchasing Power personal account allows employees to acquire essential and name-brand products immediately and pay for them over time through automatic payroll deductions, all with 0% APR. This program eliminates the need for traditional credit checks and interest charges, offering a wide selection of over 40,000 items. With user-friendly management via a website and mobile app, it provides a convenient and flexible way to make purchases and handle repayments directly from one's paycheck.
Key Features
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Interest-Free Payments. Purchases are paid for over time directly from your paycheck, with 0% APR, eliminating additional interest charges.
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Wide Product Selection. Access to over 40,000 name-brand products, providing a variety of options for essential and desirable items.
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Automatic Payroll Deductions. Payments are conveniently deducted from your paycheck, ensuring timely and hassle-free repayment.
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No Credit Checks. Eligibility is based on employment status rather than credit history, making it accessible to a broader range of users.
Step-by-step Registration
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Go To The Website. Visit the official Purchasing Power website to begin the account creation process.
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Click On The "Log In" Button. Locate and click the "Log In" button at the top right corner of the homepage.
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Click On The "Sign Up" Link. On the login page, find and click the "Sign Up" link below the login fields.
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Answer Employment Questions. Provide details about your employment status, such as your employer's name and your job title.
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Enter Your Email And Password. Enter a valid email address and create a secure password for your account.
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Accept Terms And Conditions. Carefully review the terms and conditions of the Purchasing Power program and accept them.
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Click On The "Join For Free" Button. Complete the registration process by clicking the "Join For Free" button.
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Confirm Your Emai . You will receive a confirmation email at the address you provided. Follow the instructions in the email to confirm your account.
How to Log In?
Visit Website. Go to the Purchasing Power website.
Click "Log In". Click on the "Log In" button at the top right corner.
Enter Email. Enter your email address and click “Continue”.
Enter Password. Enter your password and click "Log In".
How to Activate My Account?
Check Your Email. After signing up, look for a verification email from the company.
Click On The Verification Link. Click on the link provided in the email to activate your account. This will take you to a confirmation page.
Confirm Your Email. Follow the prompts on the page to confirm your email address.
Set Up Your Account. Once your email is confirmed, log in to your Purchasing Power account using your email address and password. Enter your personal and payment information to complete the setup.
How to Delete My Account?
Call Customer Support. Dial 1-888-923-6236 to reach Purchasing Power customer support.
Explain Your Request. Inform the representative that you would like to delete your account.
Verify Your Identity. Be prepared to verify your identity and provide some account information as requested by the representative.
Account Deletion Confirmation. The representative will proceed to delete your account and provide you with confirmation of the deletion.
How to Reset My Password?
Visit Website. Go to the Purchasing Power website.
Click "Log In". Click on the "Log In" button at the top right corner.
Click "Forgot Email Or Password". On the login page, click the "Forgot email or password" link below the login fields.
Enter Email And Last Name. Enter the email address associated with your account and your last name, then click "Submit".
Check Your Email. You will receive an email with instructions on how to reset your password.
Follow Instructions. Follow the instructions in the email to reset your password and regain access to your account.
Editorial Opinion
Important
How to Choose a Lender
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Make sure to confirm whether the lender is licensed to operate in your state. You can verify this information with your state regulator or attorney general.
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Check if the lender is a member of a reputable association, such as the Community Financial Services Association of America. Membership in such organizations may provide an extra level of reliability.
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Carefully review all the terms and conditions of your payday loan contract.
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Thoroughly examine the interest rates on payday loans and ensure that your contract includes a detailed breakdown of the total cost of the loan.
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Take advantage of your right of rescission. Usually, you can rescind the loan within three days after signing the agreement. Alternatively, there is typically a "cooling-off" period, which allows you several days to thoroughly review the contract before making an informed decision to enter into a consumer loan agreement based on the terms specified by the lender.
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Choosing a payday lender is a significant decision that demands careful consideration and a good understanding of how such organizations operate.