Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.7
(20 Ratings)

Apply For Purchasing Power

Advertiser Disclosure

Requirements

If you want to be a customer of Purchasing Power, you must be at least 18 years old and have been an active and full-time employee of the University System of Georgia for at least 12 months. Your annual income must be a minimum of $20,000 a year, and also, you need to have a credit card or bank account if you won't pay via payroll deduction.

Application details

The specific documents employees will have to upload usually depend on where they work (kind of organization). But typically, Purchasing Power customers have to upload a copy of a paycheck stub. If they place phone orders, then they will need to sign an online authorization form. All details about required documents employees can obtain through My Account.

How to apply for a loan

After pushing the Get started button, a user will see the same form as after clicking Sign Up Today. After filling out the form, users will get access to many brand-name products and more.

FAQ

What is a Purchasing Power order packet?

An order pack is how Purchasing Power sends customers the details related to their orders. The order packet includes the customer's receipt, complete contact details, and information about documents.

What document do I need to send to Purchasing Power?

You need to send a copy of a paycheck stub.

How long does Purchasing Power take to get approved?

If the client submits an allotment confirmation from an online payroll system, it takes two business days. If Purchasing Power finds some errors in your paperwork, you will get an email with some instructions for correction. If you upload corrected paperwork for the second time, then Purchasing Power takes 1-2 additional business days to review the corrections.

Financial products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.7
(20 Ratings)
Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

6 months – 12 months
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
i

Effective interest rate on the product

from 0.05 %
Term
i

Loan term for the financial product

5 days – 3 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 1500.00 $
Rate
i

Effective interest rate on the product

to 160.00 %
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All Purchasing Power’s reviews by may 2024
Leave feedback
4.4
Advantages
I had a wonderful experience using my Purchasing Power credit to shop, encountering no issues at all.
Complain
4.2
Advantages
The website is user-friendly, and their communication is outstanding.
Complain
4.2
Advantages
I have consistently had positive experiences with this company. The entire process, from start to finish, is straightforward and hassle-free. They offer quality products from reputable companies and manufacturers. The affordable monthly payments make Purchasing Power a valuable resource, especially when you need it the most.
Complain
4.8
Advantages
My interaction with Purchasing Power was incredibly smooth and hassle-free. I easily found and ordered the items I desired. The products were delivered punctually and in excellent condition. The payment process was also straightforward and convenient.
Complain
1.8
Disadvantages
When I made the call, I was informed that the accounting department was closed, and I should try again tomorrow. As a result, I intend to resume my calls this morning until I receive a resolution to this issue. I'm committed to calling daily until my concern is satisfactorily addressed.
Complain
4.2
Advantages
I'm thoroughly impressed with this company! The flexibility in spending is fantastic, and the service they provide is top-notch. Additionally, the staff is approachable and easy to communicate with.
Complain
2.8
Disadvantages
This service is a scam! They not only demand payments through your payroll, but if you overpay, which is common with most deductions, you'll have to go through a complex process to get your money refunded. My advice: Avoid using this service at all costs!
Complain
1.6
Disadvantages
I strongly advise against using this service, as you'll end up paying significantly more for the same items that can be found at much lower prices elsewhere.
Complain
4.4
Advantages
PurchasingPower is truly valuable. I appreciate the direct paycheck deductions for payments, which is a major plus for me. The only minor drawback is that the website could benefit from some improvements, as it tends to run a bit slowly. However, overall, it's a good option.
Complain
4.6
Advantages
The website has a straightforward layout. I purchased perfume recently and shoes a couple of months ago. Both orders arrived swiftly, taking less than a week. It's worth noting that the prices are slightly higher compared to in-store purchases, but the absence of interest charges is a notable advantage.
Complain
Overall company rating
3.7
/ 5
20 reviews
Execution of an application
3.7
Support service
3.7
Mobile app
3.7
Service quality
3.8
Your satisfaction level
3.7
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