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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Purchasing Power's app


Users of the Purchasing Power app can do the following:

  • View promotions and popular categories
  • Navigate product categories with ease
  • Choose from multiple shipping options
  • Filter and sort of find their favorites
  • See account details at a glance

How to download the app

For iOS users

To download the Purchasing Power app, you need to find it in the App Store and push the "Install" button, and then open it on your phone.

Purchasing Power on App Store


For Android users

If you want to download this app on Android, you need to go to Google Play and push the "Install" button, and then open it on your phone.

Purchase Power on Google Play


How to delete the app

There are two ways to delete the Purchasing Power app on the IOS:

  1. You can press and hold the app. Click Delete Application and then click Delete to confirm.
  2. If the app it's not on your home screen, you can delete it through the settings. Open the Settings on your iPhone and select Basic. Here, select Storage. A list of all your applications will be displayed. Select the Purchasing Power application to delete. Click Delete App and confirm the action. If you want to delete the app on Android, you need to click open the Settings and select Apps, and then click on All Apps and choose the Purchasing Power app from the list of your applications to delete.


Does Purchasing Power have an app?

Yes, Purchasing Power has an app, which you download from both GooglePlay and App Store.

Where do I go to check my current Purchasing Power balance?

You should use "Account" in the bottom navigation bar to reach the "Account Summary" page, where you can see your current balance and spending limit.

How do I upload to the Purchasing Power mobile app?

You can upload by clicking on the "Use Account" in the bottom navigation bar and "Upload Documents" from the menu.

Calculate loan payments at Purchasing Power

Purchasing Power calculator will allow you to calculate an approximate payment schedule for the loan

Purchasing Power calculator
Interest rates are given in accordance with the rates of the Purchasing Power in Washington, D.C. as of 03.10.2022
Loan amount

Specify the desired loan amount

500 $
20000 $
Loan term

Specify the loan term for the calculation


What to focus on before applying for a loan with Purchasing Power

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between Purchasing Power and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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All Purchasing Power’s reviews by October 2022
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