Premier Bank

About Bank

Premier Bank is a community bank based in Omaha, Nebraska. The bank was founded in 1891 and has been serving its customers for over a century. Premier Bank offers a range of financial products and services to individuals, businesses, and agricultural customers.

Personal banking services provided by Premier Bank include checking and savings accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), personal loans, and credit cards. Business banking services offered by the bank include commercial loans, lines of credit, merchant services, and cash management solutions.

In addition, Premier Bank provides agricultural banking services, which include farm loans, equipment financing, and crop insurance. The bank has a team of experienced agricultural lenders who work closely with farmers and ranchers to understand their unique financial needs.

Premier Bank is committed to supporting its local communities and businesses. The financial institution has several locations throughout Omaha, Nebraska and offers online banking and mobile banking services to make banking more convenient for its customers. The bank also supports various community outreach programs and charities.

At Premier Bank, customer service is a top priority. The bank's staff is friendly, knowledgeable, and always available to help customers with their banking needs. The bank's mission is to build lasting relationships with its customers and help them achieve their financial goals.

Key Features

Some key features of Premier Bank are:

1. Personal and Business Banking. The bank offers a range of financial products and services to individuals, businesses, and agricultural customers. This includes checking and savings accounts, personal loans, commercial loans, lines of credit, and cash management solutions.
2. Agricultural Banking. The financial institution has a team of experienced agricultural lenders who work closely with farmers and ranchers to understand their unique financial needs. The bank offers farm loans, equipment financing, and crop insurance to help agricultural customers succeed.
3. Community Focus. Premier Bank is committed to serving its local communities and supporting local businesses. The bank has several locations throughout Nebraska and supports local charities and organizations.
4. Online and Mobile Banking. Customers are offered online banking and mobile banking services to make banking more convenient for its customers. This includes online bill pay, mobile check deposit, and account management tools.
5. Customer Service. Premier Bank prides itself on providing excellent customer service. The bank's staff is friendly and knowledgeable, and they are always available to help customers with their banking needs.

Requirements

The specific requirements to open an account with Premier Bank may vary depending on the type of account you are interested in and your individual circumstances. However, here are some common requirements that you may need to meet:

1. Personal identification. You will need to present a valid form of personal identification, such as a driver's license or passport.
2. Proof of Address. You will need to provide proof of your address, such as a utility bill or lease agreement.
3. Social Security Number or Tax ID Number. You will need to provide your Social Security Number (SSN) or Tax ID Number (TIN) for tax purposes.
4. Minimum Deposit. Some accounts may require a minimum deposit to open, so you will need to have the funds available.
5. Age Requirement. Some accounts may have age requirements, such as being 18 years or older.
6. Additional Documentation. Depending on the type of account you are opening, you may be required to provide additional documentation such as proof of income or business documentation.

It's best to contact Premier Bank directly to get more specific information on the requirements for opening an account, as they can vary based on the type of account and your individual circumstances.

Access on the Go

Premier Bank offers several options for accessing your account on the go:

1. Mobile Banking App. It allows you to check account balances, view transactions, transfer funds, and pay bills from your mobile device. The app is available for free download on the App Store or Google Play.
2. Online Banking. You can access your Premier Bank account online using a web browser on your computer or mobile device. Online banking allows you to check account balances, view transactions, transfer funds, and pay bills.
3. Text Banking. The bank also offers text banking, which allows you to check account balances and view transaction history by sending a text message to a designated number.
4. ATMs. Premier Bank has ATMs located throughout the Omaha area, as well as in other parts of the country through its partnership with the MoneyPass network. You can use your debit card to withdraw cash, check account balances, and transfer funds at these ATMs.

With these options, Premier Bank makes it easy for you to manage your account from anywhere, at any time.

Products and Services

Premier Bank offers a range of products and services for individuals, businesses, and organizations. Here are some of the products and services offered by the bank:

1. Checking and Savings Accounts. The financial institution provides a variety of checking and savings account options, including interest-bearing accounts, accounts with no minimum balance requirements, CDs, and IRAs.
2. Personal Loans. The bank offers personal loans for a variety of purposes, including auto loans, home equity loans, and construction loans.
3. Business Loans. Premier Bank provides a range of financing options for small businesses, including commercial real estate loans, auto lease, equipment loans, and more.
4. Mortgages. The bank offers a variety of mortgage products, including conventional, FHA, and VA loans.
5. Credit and Debit Cards. Premier Bank has several options, including rewards cards and cards with low introductory rates.
6. Trust and Investment Services. The bank offers a range of investment services, including wealth management, financial planning, and retirement planning.
7. Cash Management Services. Premier Bank provides cash management services for businesses, including ACH origination, wire transfers, and remote deposit capture.
8. Online Banking. Customers can access their accounts 24/7 through Premier Bank's online banking platform, which includes features such as bill payment, mobile deposit, and account alerts.

Overall, Premier Bank offers a comprehensive suite of financial products and services to meet the needs of its customers.

Which associations does Premier Bank belong to?

Premier Bank is a member of several associations and organizations in the banking industry. These include:

• Federal Deposit Insurance Corporation (FDIC). Premier Bank is a member of the FDIC, which insures deposits up to $250,000 per depositor.
• Independent Community Bankers of America (ICBA). This is a trade association representing community banks across the country.
• Nebraska Bankers Association (NBA). This is a statewide trade association representing banks and financial institutions in Nebraska.
• MoneyPass Network. It is a network of ATMs that allows Premier Bank customers to withdraw cash and perform other transactions without paying surcharges.

By belonging to these associations and organizations, Premier Bank is able to stay up-to-date on industry trends and best practices, and provide its customers with access to a wider range of financial products and services.