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Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply for a PopCash Funding's loan

Finanso.Multilogin™

How to apply

After registration, you can apply for a loan or other financial products. First, click Apply Now. Business owners need to provide information on their businesses to receive funds. Then, your bank account will be checked by Plaid. It is a verification service which analyzes your information and provides you with a decision on your application.

Once you receive a decision, review the loan details. If you are ready to accept them, sign your contract. PopCash uses DocuSign, an electronic signature service. After that, you only need to tap Get Funded.

Requirements

PopCash is a good option for businesses to cover their day-to-day operations. To receive funds, a business needs to be in operation for at least 3 months. Its monthly deposits should be at least $1,500. The minimum average daily balance to qualify for PopCash is $150.

Application Details

To apply for a loan, go to the official website. Be ready to provide the following documents:

  • Questionnaire,

  • Passport,

  • Registration at the place of residence,

  • Documents confirming the financial condition and employment of the borrower/co-borrower/guarantor.

The package of documents may vary depending on the type of loan.

The application is considered from 3 to 48 hours. After approval, funds can be transferred within 2-5 business days. Please note that the most common reasons for refusal may be a bad credit history, low scores or non-compliance with rights.

FAQ

How much can I borrow from PopCash Funding?

You can borrow up to $1,500.

To whom does PopCash Funding provide funds?

PopCash Founding provides funds for every business owner and citizens.

Who can apply for PopCash funding?

Every business owner can apply for PopCash funding.

Calculate loan payments in PopCash Funding

PopCash Funding calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount
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Enter the desired loan amount

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USD
150 $
1500 $
Loan term
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Specify the loan term for the calculation

months
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1
12

What to focus on before applying for a loan with PopCash Funding

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between PopCash Funding and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
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