Choose a country
United States
Select a city
Select a city
Select language
English
Select country
Choose a country
United States
Canada
España
México
Philippines
United States
Việt nam
Казахстан
Россия
Україна
Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

PopCash Funding

Finanso.Multilogin™

About lender

PopCash Funding is an online platform for financing medium-sized and small business owners. Pop-Cash Funding was created to combine the needs of companies and the needs of the population in a simple, profitable and reliable investment tool. The core team comprises professionals who have extensive experience in business financing.

This organization started in 2021. The company states there are no hidden fees and no credit checks. You only need a business bank account to get funds. The company doesn't actually issue loans, yet the procedure and purpose are similar to personal loans. However, PopCash purchases a portion of your business's future receivables.

Pros and cons

Pros:

  • PopCash Funding is a secure platform for borrowers with a high protection.

  • Loan agreements in PopCash Funding have relatively simple policies.

  • Combining on the community grounds allows PopCash Funding to be more loyal to borrowers.

  • There are allegedly no hidden fees and no credit checks.

Cons:

  • When joining PopCash Funding, you need to open a profile, agree with policies and make an initial payment.

  • High interest rates from many lenders can alienate a potential borrower.

Terms and conditions

PopCash Funding offers various lending options for business owners. Among them is a consumer loan, which is the best option for borrowers. Good credit history can lower the upper limit somewhere up to 15% per annum.

Qualified businesses can get funding up to $1,500. Businesses with a good remittance history can take additional funds in the future. The funding usually takes less than three days to transfer.

Funding a loan

PopCash offers 3 lending options:

  • For small business owners,

  • Merchant cash advance,

  • Various credit lines.

If you want to get financing as small business owners, then PopCash is ready to provide you with a loan of $1,500. The application is processed within 48 hours. So be prepared to provide the four latest credit checks and loan applications.

The PopCash Funding has the fast funding system. The loan approval takes place within 4 hours. After approval, the transfer of funds takes place within three days. You don't need a high interest rates or an excellent credit history.

It is a particular type of loan provision which provides for the use of funds within the established limit. Repayment and disbursement of funds take place in stages, and such operations are referred to as a tranche. As a rule, the schedule of cash flow of the credit line is set in the most convenient mode for the borrower. When the debt is fully repaid, the borrower is offered to open a credit line again, often on more options and terms within the framework of a new contract.

FAQ

Is PopCash a source of funding?

Yes, it is. PopCash is an online platform for financing business. 

How long does PopCash take to finance?

The loan is approved almost instantly by an automatic system. The company transfers funding within three days.

Is Pop cash legal?

Yes. The company has all the licenses that you can find on the official website. PopCash has all the required permissions which you can find on the official website.

Company documents

Terms
Privacy Policy

PopCash is a new exciting online funding platform designed to help small business owners get the cash they need fast and easy. Founded by industry leading professionals dedicated to helping your business grow and succeed.

© PopCash Funding

Calculate loan payments in PopCash Funding

PopCash Funding calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount
i

Enter the desired loan amount

USD
USD
150 $
1500 $
Loan term
i

Specify the loan term for the calculation

months
days
1
12

What to focus on before applying for a loan with PopCash Funding

To ensure the lender is legitimate, check if it meets the following criteria:

How do you know if a loan company is registered?

The lending company is registered with the US Securities and Exchange Commission (SEC) and has a tax identification number (EIN). Note that tribal lending companies operate under the jurisdiction of tribal laws, and they don't have to register with the SEC. But still, tribes must act under federal consumer protection laws enforced by the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

According to the FTC requirement, the lending company is registered in your state, excluding tribal lenders abiding by tribal and federal laws only. That is why tribal lending companies can charge interest rates exceeding your state's maximum.

Finally, the State Attorney General can verify the registration of the lending company if you need additional proof of whether it is legitimate.

If a US lending company scams you, please report to local law enforcement, your state attorney general, CFPB, or FTC.

Finanso® also recommends

Learn the total cost of a loan, including:

It will be best to read a loan agreement carefully before signing it. If any part of the agreement seems incomprehensible, do not hesitate to ask the lender about particulars.

Remember that you don’t have to make an immediate decision when considering getting a loan. However, you must be sure that you are ready to repay following your loan documents. If the lender’s terms and conditions are uncomfortable for you, you are free to search for another proposal, as there are about 780 lending companies in the US.

What’s the difference between PopCash Funding and a bank?

  1. You need to have a good credit history to qualify for a credit card with a bank. In contrast, even bad credit history debtors can borrow money from US lenders with personal or payday loans. 
  2. Interest rates and annual percentage rate for a loan with an online lending company are significantly higher than with a credit card released by a bank.
  3. Applying for an online loan with a lending company doesn’t require paperwork or even visiting their office. Instead, a borrower can apply entirely online and receive money via direct deposit on the next business day.
  4. The online lending business is high-risk for investors, and their capital is not protected from unfair borrowers.
  5. A loan with legitimate loan companies for bad credit is a simple but expensive form of borrowing to resolve financial hardship.
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All PopCash Funding’s reviews by October 2022
Leave feedback

Similar companies

Mission Loans
19500 Jamboree, Suite 300 Irvine, CA 92612
855-959-4500
Accredited Debt Relief
9525 Towne Centre Dr, Suite 100, San Diego, CA 92121
800-497-1965
LoanMe
1900 S. State College Blvd, Ste 300, Anaheim, CA 92806
844-956-2663
Advance.Cash
PO Box 10, Parshall, ND 58770
855-259-3401
Wintrust Mortgage
9700 W. Higgins Road, Ste. 300, Rosemont, IL 60018
847-939-9500