How to apply
After clicking the "Get Started" button, a user will need to fill out the address to see whether they qualify. Then, after address confirmation, if you are seeking a homeownership option, you will need to join the waitlist to see if you qualify. To take the first step towards ownership, you are to write down your name, email, phone number, and the state you are buying a house in. After getting pre-qualified, you will be connected with Point partners to find you the most suitable mortgage.
Requirements
The major requirements the company has for its customers are:
Home equity line of credit is secured by your property and is accessible for a single-family residence
2-4 unit owner-occupied
Condominiums excluding co-ops should be located in California
All loans require a credit union membership.
Application details
To apply for Points' services, a customer should attach to the application their address, SSN, account balances, transaction history, length of membership with third-party institutions, and information about education and profession.
Commonly, applications are considered within a few weeks. It also depends on the efficiency of proving all the credit history by the clientele.
