Park National Bank

About Bank

Park National Bank is a community bank headquartered in Newark, Ohio, that provides personal and business banking services across Ohio, Kentucky, and other neighboring states.

Their personal banking services include checking and savings accounts, loans, mortgages, credit cards, and investment services. They also offer a range of business banking services such as business checking and savings accounts, credit cards, merchant services, online banking, and business loans.

The bank also has a trust and investment division that provides a variety of services such as estate planning, retirement planning, and investment management.

Park National Bank was founded in 1908 and has since grown to operate more than 100 branches throughout Ohio and other states. The bank prides itself on its commitment to customer service and community involvement, with a focus on supporting local businesses and organizations.

Key Features

Here are some key features of Park National Bank:

1. Personal and Business Banking. The bank offers a variety of personal and business banking services, including checking and savings accounts, CDs, loans, mortgages, credit cards, and investment services.
2. Trust and Investment Services. Park National Bank has a dedicated trust and investment division that provides a range of services such as estate planning, retirement planning, and investment management.
3. Online and Mobile Banking. These services allow customers to manage their accounts, pay bills, and transfer money from anywhere.
4. Community Involvement. Park National Bank is committed to supporting the communities it serves through various charitable initiatives and volunteer work.
5. Multiple Branch Locations. The bank operates more than 100 branches across Ohio and other neighboring states, making it convenient for customers to access its services.
6. Focus on Customer Service. The financial institution places a strong emphasis on customer service, striving to provide a personalized banking experience to all of its customers.

Requirements

The requirements to open an account at Park National Bank may vary depending on the specific account type and the state where you reside. Here are some general requirements that you may need to fulfill to open an account:

1. Identification. You will need to provide a valid government-issued ID, such as a driver's license, passport, or state ID.
2. Social Security Number. You will be required to provide your social security number or taxpayer identification number (TIN).
3. Proof of Address. You may need to provide proof of your current address, such as a utility bill, lease agreement, or bank statement.
4. Opening Deposit. You will need to make an opening deposit to fund your account. The amount of the deposit may vary depending on the account type.
5. Legal Age. You must be at least 18 years old to open a checking or savings account, and you may need to be 21 years old to open some types of accounts.

It's always a good idea to contact the bank or visit their website to find out the specific requirements for the account you are interested in opening.

Access on the Go

Park National Bank offers mobile banking services that allow customers to access their accounts on the go. Here are some of the ways you can access your account:

1. Mobile App. It is available for both iOS and Android devices. With the app, you can check your account balances, view transactions, transfer funds, pay bills, and more.
2. Online Banking. You can also access your account online through Park National Bank's website. This allows you to check balances, view transactions, transfer funds, pay bills, and more from any computer or mobile device with internet access.
3. Mobile Check Deposit. With the mobile app, you can also deposit checks by taking a picture of the front and back of the check with your smartphone or tablet.
4. Text Banking. Park National Bank offers text banking services that allow you to check your account balances and view recent transactions by sending a text message.
5. ATM Access. You can also access your account through Park National Bank's network of ATMs, which are located throughout Ohio and other neighboring states.

These mobile banking services make it easy and convenient to manage your account from anywhere at any time.

Products and Services

Park National Bank offers a wide range of products and services to its customers. Here are some of the most popular ones:

1. Personal Checking Accounts. The bank has a variety of checking accounts to meet your personal banking needs, including free checking, interest-bearing checking, and student checking.
2. Savings Accounts. Customers are offered different savings accounts including a money market account, statement savings account, youth savings account, health savings account, and holiday club savings account.
3. Certificates of Deposit. Park National Bank offers competitive rates on CDs for various terms from 3 months to 60 months.
4. Loans. The bank provides a variety of loan products including personal loans, vehicle loans, home equity loans, and mortgage loans.
5. Credit Cards. Customers can get credit cards with various rewards and benefits to its customers.
6. Online and Mobile Banking. Park National Bank provides online and mobile banking services that allow customers to manage their accounts, pay bills, transfer money, and more.
7. Investment and Wealth Management. These services include retirement planning, trust and estate planning, and investment management.
8. Business Banking. The financial institution provides a range of business banking products and services, including business checking and savings accounts, merchant services, and cash management.
9. Insurance. Customers are offered insurance products including homeowners, auto, and life insurance.
10. Other services. Park National Bank provides other services such as safe deposit boxes, notary services, and wire transfers.

These products and services are designed to meet the financial needs of individuals, families, and businesses, and the bank is committed to providing excellent customer service to its customers.

Which associations does Park National Bank belong to?

Park National Bank is a member of several banking associations, including:

• Federal Deposit Insurance Corporation (FDIC). Park National Bank is an FDIC-insured bank, which means that customer deposits are insured up to the maximum amount allowed by law.
• American Bankers Association (ABA). This is the largest banking trade association in the United States.
• Ohio Bankers League (OBL). This is a statewide trade association representing Ohio's banking industry.
• Community Bankers Association of Ohio (CBAO). It is a trade association representing community banks in Ohio.
• Independent Community Bankers of America (ICBA). This is a national trade association representing independent community banks in the United States.
• Ohio Chamber of Commerce. It is a statewide business advocacy organization representing Ohio's business community.

These associations provide resources and support to Park National Bank and help the bank stay up to date on industry trends and regulations.