Mortgages by OVM
OVM Financial, Inc is a mortgage lending company based in Chesapeake, Virginia, USA. It was established in 2001 by Mark Jones and originally operated as a broker. OVM Financial offers a variety of mortgage products, including conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and renovation loans. The company claims to provide personalized service and cutting-edge technology to simplify the mortgage process for its customers.
Mortgages by OVM is a mobile app that provides a personal home financing assistant designed to make the mortgage process as easy as possible. The app allows users to complete their pre-approval application, show sellers they are a serious buyer, and track their mortgage application from start to finish, all from their smartphone.
Mobile App Features
Mortgages by OVM Mobile app is designed to simplify the home financing process for users. Here are some of its features:
- Apply for a home loan directly on the app. Users can apply for a home loan directly from their smartphones, making it easier and more convenient to begin the mortgage process.
- Compare different lending options. The app allows users to compare various lending options, enabling them to make informed decisions about their home financing.
- Speak with experienced Loan Originators directly. Customers can ask their questions and get answers from experienced Loan Originators in real-time, providing them with guidance and support throughout the process.
- Scan-in required documents from your phone. The app allows users to scan and upload required documents from their phone, eliminating the need for paperwork and streamlining the process.
- Stay up to date on industry news. Customers can stay informed about the latest news and updates in the home financing industry, allowing them to make informed decisions about their mortgage.
- Access your application easily and view status updates. Users can easily access their mortgage application and view status updates, giving them visibility into the progress of their mortgage process.
Overall, Mortgages by OVM Mobile app aims to streamline the mortgage process by providing a user-friendly and convenient platform for users to apply for and manage their mortgage.
How to Download
To download the Mortgages by OVM Mobile app, follow these steps:
- Open the App Store or Google Play Store on your smartphone.
- In the search bar, type "Mortgages by OVM" and press enter.
- From the list of results, select the Mortgages by OVM app.
- Tap on the "Install" or "Get" button to begin downloading the app.
- Wait for the app to finish downloading and installing on your device.
- Once the app is installed, open it and follow the on-screen instructions to create an account or log in if you already have an account.
That's it! You should now have the Mortgages by OVM Mobile app downloaded and installed on your mobile device, ready to help you with your home financing needs.
How to Apply in the App
To apply for a mortgage through the Mortgages by OVM Mobile app, follow these steps:
- Open the Mortgages by OVM app on your smartphone and log in to your account.
- Tap on the "Apply" button on the app's home screen.
- Select the type of loan you want to apply for (e.g., Conventional, FHA, VA, etc.).
- Fill out the application form with your personal information, employment details, and financial information. Make sure to provide accurate information as this will affect your application.
- Upload any required documents, such as pay stubs, tax returns, and bank statements, directly through the app. You can use the camera on your phone to take photos of the documents and upload them to the app.
- Review your application to ensure that all the information is accurate and complete.
- Submit your application to OVM Financial for processing.
Once you've submitted your application, a Loan Originator from OVM Financial will contact you to discuss your options and guide you through the next steps of the mortgage process.
How to Make Payments Through the App?
To make payments through the Mortgages by OVM Mobile app, follow these steps:
- Open the Mortgages by OVM app on your smartphone and log in to your account.
- Tap on the "Payments" button on the app's home screen.
- Select the loan account you want to make a payment towards.
- Choose the payment method you prefer. The app offers different payment methods, such as ACH, credit card, or debit card.
- Enter the payment amount and select the date you want to make the payment.
- If you choose to pay via ACH, enter your bank account information, including your routing and account numbers.
- If you choose to pay via credit or debit card, enter your card information, including the card number, expiration date, and CVV code.
- Review the payment details to ensure that everything is correct.
- Submit your payment.
Once you've submitted your payment, it will be processed by OVM Financial. You can also view your payment history and account balance through the app's "Payments" section.
How to Delete an App?
To delete the Mortgages by OVM Mobile app from your smartphone, follow these steps:
- Find the Mortgages by OVM app on your smartphone's home screen or app drawer.
- Press and hold the app icon until a menu appears.
- Tap on the "Uninstall" or "Remove" option in the menu.
- A confirmation message will appear asking if you're sure you want to delete the app. Tap "OK" to confirm.
- Wait for the app to be uninstalled from your device. This may take a few seconds or minutes, depending on your device and the app's size.
Once the Mortgages by OVM Mobile app has been deleted from your smartphone, all of its data, including your login information and any saved documents, will also be deleted. If you want to use the app again in the future, you will need to reinstall it and create a new account.