Broker
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Otto application

Advertiser Disclosure

How to apply for a loan?

To apply for Otto, you only need your bank account and personal identification. To start the process, click Get Started to join the service. You will be required to link your bank account to the platform, so the company can identify your bill payments it can pay. Once you choose the bill you want to pay with Otto, you will receive a virtual card. You can create your monthly budget and get notifications from Otto when the bill is due.

Otto application

FAQ

What documents do I need to apply for Otto?

Otto doesn’t require you to attach any documents except your bank account and personal identification.

Is Otto a Buy Now, Pay Later company?

No, Otto is a service allowing you to pay bills and subscriptions while it earns money on the merchants with each transaction.

How long does it take Otto to issue the card?

Otto issues the card the same day you’ve decided on the bills you want to use the platform to pay for.

Financial products
Otto
Bill payment service
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

0%
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Finanso
Need a Quick Loan Now?
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 20000.00 $
Rate
i

Effective interest rate on the product

from 0.05 %
Term
i

Loan term for the financial product

5 days – 3 months
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Effective interest rate on the product

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
to 1500.00 $
Rate
i

Effective interest rate on the product

to 160.00 %
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