Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.3
(20 Ratings)

Opploans Reviews february 2025

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Opploans reviews 2025

4.6
Pros
The process was straightforward, quick, and efficient. I filled out a form and promptly received a text message confirming the application's receipt. Another message informed me that my application was under review, followed by a text indicating approval. Within 24 hours, the funds were in my account. It was a remarkably smooth and hassle-free experience.
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4.4
Pros
My experience with OppLoans was stress-free, as I received the funds even quicker than I anticipated. The approval process was particularly swift, especially since I'm a returning customer.
Complain
4.2
Pros
Exceptional service! This is undoubtedly the most convenient loan option I've come across. They are fair, honest, and provide excellent assistance throughout the entire process. Their approach is so seamless that it's almost like they complete the application for you. After searching for days, I can confidently say there's no better loan company out there – this one is the genuine article.
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4.6
Pros
I've turned to OppLoans twice for new loans and once for a refinance, and in my opinion, they stand head and shoulders above any other online loan company out there. Their interest rates are the most competitive in the industry for this type of loan. Their staff is not only friendly but also incredibly polite. Their loan application process is quick and straightforward, and the best part is that their loans can genuinely help rebuild your credit. I wholeheartedly recommend them to anyone in need of a loan for any purpose. They deserve a resounding five thumbs up! OppLoans is an excellent loan company, especially if your credit is below average.
Complain
4.4
Cons
I applied for an emergency loan, and it took more than a week and a half for them to respond, with an additional four days to deposit the approved amount into my account. In a genuine emergency, this delay could cause significant issues. This company is exceptionally slow, and the customer service leaves much to be desired.
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4.6
Pros
OppLoans is outstanding. They approved me swiftly and provided the necessary funds the following business day. Managing payments is straightforward, and their service is top-notch. I highly recommend checking them out!
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4.6
Pros
My experience with Opploans was unlike any other. They made the loan application process incredibly user-friendly and straightforward, providing a smooth and easily understandable online experience. I would highly recommend Opploans to anyone. They've set the standard for how applying for loans online should be.
Complain
4.8
Pros
OppLoans is undoubtedly one of the best choices out there! They are incredibly accommodating and make the entire process hassle-free. I've been a loyal customer for over three years, and I appreciate how, after at least three months, they offer the option to refinance if you desire. Their services are outstanding, and their terms are very reasonable.
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2.2
Cons
This company is highly problematic. They appear to engage in predatory lending practices, frequently circumventing federal regulations in discreet and concerning ways that often go unnoticed by borrowers.
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4.2
Pros
I required a short-term loan, and OppLoans delivered it promptly and without any hassle. Their customer service and professionalism were excellent, and they even followed up to ensure the deposit had been received.
Complain

Welcome to the review page of OppLoans!

Here, you will find client reviews about their experience with OppLoans. We understand that deciding on a lending company can be a challenging and crucial step. That's why we have gathered opinions from those who've already made that choice.

You can learn about the benefits and potential challenges that may arise when applying for a loan with OppLoans. Additionally, these reviews will help you evaluate the favorable terms and offers the company can provide for you.

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