Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.3
(20 Ratings)

Opploans PayOff

Advertiser Disclosure

OppLoans offers its clients easy and convenient ways to pay back their personal installment loans. Most of the borrowers prefer payments through EFT (electronic fund transfer). Also, you pay back using your debit card or paper checks. OppLoans accepts EFT and debit cards if it's one-time payments.

opploans repay

Make Payments Online Through the Bank Account

  1. Log Into Your Account. Visit the OppLoans website and log into your account using your credentials. Ensure you have your username and password handy.

  2. Navigate To The Payment Section. Once logged in, find the payment section in your account dashboard. This section allows you to manage your payments and view your loan details.

  3. Choose Your Payment Method. Select the payment method you prefer. You can use your saved bank account (ACH) or a debit card to make a payment. If you prefer, you can also send additional payments via checks.

  4. Enter The Payment Amount. Decide on the amount you wish to pay. You can pay off your entire loan or make additional payments to reduce your balance.

  5. Confirm And Submit. Review the payment details, ensure everything is correct, and then confirm and submit your payment. You will receive a confirmation of your payment, which you should save for your records.

Make Payments Through a Different Bank

  1. Obtain Payment Details. Gather all necessary information, including your loan account number and the OppLoans account details where the payment should be sent.

  2. Log in to Your Bank Account. Access your bank’s online banking portal by logging in with your credentials.

  3. Set Up a New Payee. Navigate to the bill pay or transfer section of your bank's website. Select the option to add a new payee and enter the OppLoans payment details, including the bank account number and routing number.

  4. Schedule the Payment. Choose the payment date and enter the amount you wish to pay. Confirm the details and schedule the payment. You can choose to make a one-time payment or set up recurring payments if your bank supports this feature.

  5. Confirm and Track the Payment. After scheduling the payment, confirm the transaction. Keep an eye on your bank account to ensure the payment is processed and funds are deducted.

Via ATM

  1. Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.

  2. Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.

  3. Select the Payment Option. Navigate through the ATM menu and select the option for making bill payments. 

  4. Enter Payment Details. Provide the necessary details, such as your OppLoans account number. You might also need to enter the amount you wish to pay.

  5. Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your payment.

Additional Resources

FAQ

What are OppLoans monthly payments?

OppLoans' monthly payments depend on the amount of money that you borrow. They depend on the loan amount, term, and APR.

Can I pay off OppLoans early?

Yes, you can pay the OppLoans early. The company doesn't have pre-payment fees or penalties.

Will OppLoans sue you?

Yes, the company has a right to sue you. OppLoans will conduct a lawsuit if you violate the terms of the agreement.

Offers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.25
(20 Ratings)
Recommended FinScore™
0
300
650
1000
500.00 – 4000.00 $
Rate
i

Interest rate

to 179.00 %
Term
i

Loan term for the financial product

273 days – 574 days
Similars products
Finanso
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000.00 – 100000.00 $
Rate
i

Interest rate

6.34 – 35.89 %
Term
i

Loan term for the financial product

2 months – 72 months
Apply
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
100.00 – 4000.00 $
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.93
(20 Ratings)
Recommended FinScore™
0
300
650
1000
450.00 – 12000.00 $
Rate
i

Interest rate

27.50 – 81.29 %
Term
i

Loan term for the financial product

6 months – 1399 days
Apply
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Opploans reviews 2025
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4.6
Pros
The process was straightforward, quick, and efficient. I filled out a form and promptly received a text message confirming the application's receipt. Another message informed me that my application was under review, followed by a text indicating approval. Within 24 hours, the funds were in my account. It was a remarkably smooth and hassle-free experience.
Complain
4.4
Pros
My experience with OppLoans was stress-free, as I received the funds even quicker than I anticipated. The approval process was particularly swift, especially since I'm a returning customer.
Complain
4.2
Pros
Exceptional service! This is undoubtedly the most convenient loan option I've come across. They are fair, honest, and provide excellent assistance throughout the entire process. Their approach is so seamless that it's almost like they complete the application for you. After searching for days, I can confidently say there's no better loan company out there – this one is the genuine article.
Complain
4.6
Pros
I've turned to OppLoans twice for new loans and once for a refinance, and in my opinion, they stand head and shoulders above any other online loan company out there. Their interest rates are the most competitive in the industry for this type of loan. Their staff is not only friendly but also incredibly polite. Their loan application process is quick and straightforward, and the best part is that their loans can genuinely help rebuild your credit. I wholeheartedly recommend them to anyone in need of a loan for any purpose. They deserve a resounding five thumbs up! OppLoans is an excellent loan company, especially if your credit is below average.
Complain
4.4
Cons
I applied for an emergency loan, and it took more than a week and a half for them to respond, with an additional four days to deposit the approved amount into my account. In a genuine emergency, this delay could cause significant issues. This company is exceptionally slow, and the customer service leaves much to be desired.
Complain
4.6
Pros
OppLoans is outstanding. They approved me swiftly and provided the necessary funds the following business day. Managing payments is straightforward, and their service is top-notch. I highly recommend checking them out!
Complain
4.6
Pros
My experience with Opploans was unlike any other. They made the loan application process incredibly user-friendly and straightforward, providing a smooth and easily understandable online experience. I would highly recommend Opploans to anyone. They've set the standard for how applying for loans online should be.
Complain
4.8
Pros
OppLoans is undoubtedly one of the best choices out there! They are incredibly accommodating and make the entire process hassle-free. I've been a loyal customer for over three years, and I appreciate how, after at least three months, they offer the option to refinance if you desire. Their services are outstanding, and their terms are very reasonable.
Complain
2.2
Cons
This company is highly problematic. They appear to engage in predatory lending practices, frequently circumventing federal regulations in discreet and concerning ways that often go unnoticed by borrowers.
Complain
4.2
Pros
I required a short-term loan, and OppLoans delivered it promptly and without any hassle. Their customer service and professionalism were excellent, and they even followed up to ensure the deposit had been received.
Complain
Company rating
4.3
/ 5
20 reviews
Application
4.3
Support service
4.3
Mobile App
4.2
Service quality
4.2
Your satisfaction level
4.4
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