Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.9
(20 Ratings)

Oportun Reviews june 2024

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Oportun reviews 2024

4.6
Pros
Oportun is an exceptionally professional company that treats its customers with respect. Everyone needs a helping hand at some point, and this company collaborates with you, making it a pleasure to do business with them. Such an experience is quite uncommon in today's world.
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4.2
Pros
The loan process was swift and efficient. I applied on a Saturday, completed the documentation by Sunday, and had the funds in my account by Monday. I appreciated being able to choose a payment amount, date, and terms that suited my budget. I would certainly recommend using this service if necessary.
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4.4
Pros
The application was straightforward without any complications. The verification was simple, and funds were accessible promptly.
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4.4
Pros
The team at Oportun really exceeds expectations – they are truly the best! Their rates are fair, and the payments are manageable. I've already recommended Oportun to my friends and family.
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1.6
Cons
Terrible customer service and inadequate information provided about their loan process! I do not recommend them. They initially tell a convincing story, only to change things unexpectedly later.
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4.8
Pros
Oportun is the best loan service I've experienced, offering low monthly payments and quick access to funds. I've had no problems with them or the money, and this is my third loan through them. I highly recommend their services.
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4.6
Pros
I'm pleased that I qualified for a loan. The process overall was quite speedy. I would definitely recommend it. I'm hoping this establishes a lasting relationship with Oportun for future endeavors.
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2
Cons
I discovered an offer through ck, needing a loan of $5,100 primarily to diversify my credit mix and for some necessary purchases. I completed the entire application process, but frustratingly, they don't disclose the loan amount until after conducting a credit check. They only mention that loan details will be discussed post-approval, indicating you might be approved for more or less than requested. After they checked my credit, they offered just $1,500 without any prior indication of this amount. Despite confirming with them after being asked for additional information, it turned out to be a complete waste of time. I ended up canceling the loan and will have to accept the hit on my credit.
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4.4
Pros
I received instant approval for my loan. The repayment process was smooth and straightforward. The customer service was exceptional, with the team going above and beyond to assist with any issues. I wholeheartedly recommend Oportun.
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4.4
Pros
The process was very straightforward, though it's disappointing that it takes a week for the check to clear in my account. I'm waiting to see it clear by Friday. My main need was catching up on utility payments. Nonetheless, I'm thankful for the positive experience I had with the staff.
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Oportun loans emerge as a viable solution for individuals with no credit history or those with damaged credit, offering a lifeline during emergencies or income gaps. They are lauded for their quick service, with funds being deposited as swiftly as on the second business day post-approval. Customers appreciate the flexibility in loan terms ranging from 6 to 46 months, allowing for a repayment plan tailored to individual needs. With over 60,000 five-star reviews on platforms like Google and Trustpilot, and an A+ rating from BBB, Oportun is recognized for its commitment to customer satisfaction.

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