Oportun, adorned with its recognizable Oportun logo icon, offers a wide array of financial services, including personal loans and the Oportun credit card, also known as the Oportun visa credit card. With various payment options at your fingertips, managing your finances has never been easier. Whether you prefer to pay online, by phone, in-person, or by mail, Oportun has you covered. No matter which method you choose, punctual payments are key to enhancing your credit score and paving the path to a secure financial future.
Make Payments Online Through the Bank Account
Log in to Your Oportun Account. First, you'll need to log in to your Oportun account. This can be done through the Oportun website or mobile app. If you don't have an account yet, you'll need to create one using the information provided when you took out your loan.
Access the Payment Section. Once logged in, navigate to the payment section. Here, you have the option to make a one-time payment or set up automatic payments (autopay).
Enter Your Bank Account Information. To make a payment, you'll need to provide your bank account and routing number.
Make a One-Time Payment or Set Up Autopay. If you prefer to make a single payment, enter the amount you wish to pay and confirm your bank details. Review the information and submit the payment. To set up automatic payments, choose the autopay option. This will allow Oportun to automatically deduct your loan payments from your bank account on the due dates. Enter the required details and confirm the setup to ensure timely payments without needing to remember each due date.
Make Payments Through the App
Download the Oportun App. If you haven’t already, download the Oportun app from the App Store or Google Play Store.
Log in to Your Account. Open the app and log in with your credentials. If you don’t have an account, you will need to create one using your loan information.
Navigate to the Payment Section. Once logged in, find and select the payment section within the app.
Choose Payment Method. Select the payment method you prefer. You can use your bank account, debit card, or other available options.
Enter Payment Details. Provide the necessary details, such as your bank account and routing number, or your debit card information.
Make a One-Time Payment or Set Up Autopay. For a one-time payment, enter the amount you wish to pay and confirm the details. To set up automatic payments, choose the autopay option and follow the instructions to ensure your payments are made on time.
Make Payments Through a Different Bank
Log in to Your Oportun Account. Access your Oportun account through the website or mobile app using your login credentials.
Navigate to the Payment Section. Once logged in, go to the payment section where you can manage your loan payments.
Select Payment Method. Choose the option to add or change your payment method.
Enter New Bank Information. Provide the new bank's account number and routing number. Double-check the details to ensure they are correct.
Confirm and Submit Payment. Choose whether to make a one-time payment or set up autopay with the new bank information. Review all details and confirm the payment.
Via ATM
Locate an ATM. Find an ATM that supports loan payments. Some banks and financial institutions offer this service.
Insert Your Debit Card. Insert the debit card linked to your bank account into the ATM.
Select the Payment Option. Navigate through the ATM menu and select the option for making payments. Look for "Loan Payment" or a similar option.
Enter Payment Details. Provide the necessary details, such as your Oportun loan account number. You might also need to enter the amount you wish to pay.
Confirm and Complete the Transaction. Review the payment details for accuracy. Confirm the transaction to complete your loan payment.
Oportun offers several repayment options. They are automatic payments from your bank account or debit card; cash payments in Oportun offices or any point of sale accepting CheckFreePay, MoneyGram, or PayNearMe; online payments via a debit card or bank account; payments over a phone.
What happens if you don't pay back Oportun?
Oportun charges a late payment fee if you delay payment for more than ten days. If a borrower keeps defaulting on a loan, Oportun will start calling and sending email reminders. After a time, the lender can file a lawsuit. Besides, Oportun reports to national credit bureaus, which affects your credit score if you default your loan.
Can you pay off Oportun early?
Yes, you can repay your loan before its term ends, and Oportun doesn’t charge any prepayment penalties.
Can Oportun sue you?
Yes, Oportun can file a lawsuit against a borrower if they don’t repay the debt in time. It concerns all types of loans, even if they don’t exceed $1,000. If a borrower loses in a small claims court, the maximum judgment won’t exceed $2,500.
