The Oportun mobile app is a smart and effortless tool to help you manage your money and meet your financial goals. The app considers your spending habits, income, expenses, and financial situation to guide your money towards your goals. You can save effortlessly, borrow when you need to, and make budgeting a breeze with Oportun. The app also offers a Direct Visa Debit Card and investing options that work for you.
Smart Saving. The app learns your spending habits and saves small amounts that add up over time. You can set up unlimited savings goals and track your progress within the app.
Effortless Borrowing. Oportun loans are designed to help you build your credit, and you can apply without a credit history. Once approved, you can manage your loan alongside other financial tools within the app.
Easy Budgeting. The app calculates smarter amounts to budget into a dedicated Bills account, helping you stay out of debt and plan ahead. You can track your spending and savings in real-time, making budgeting effortless.
Direct Visa Debit Card. This card only pulls money from your Spending account, so you can use it worry-free without impacting your budget.
Personalized Investing. The app considers your spending habits, bills, bank balance, and saving goals to find smarter amounts to invest that won’t take away from your expenses or budget.
How to Download the Oportun App?
For iOS
Open the App Store. Unlock your iOS device and find the App Store icon. Tap on it to open the App Store.
Search for "Oportun". In the search bar at the bottom of the screen, type "Oportun" and tap the search button.
Select the Oportun App. From the search results, find the Oportun app. It should have the Oportun logo. Tap on the app to view its details.
Download the App. Tap the "Get" button next to the Oportun app. You may be prompted to enter your Apple ID password or use Face ID/Touch ID to confirm the download.
Open the App. Once the app has been downloaded and installed, tap "Open" to launch the Oportun app. You can also find it on your home screen.
For Android
Open Google Play Store. Unlock your Android device and find the Google Play Store icon. Tap on it to open the Play Store.
Search for "Oportun". In the search bar at the top of the screen, type "Oportun" and tap the search button.
Select the Oportun App. From the search results, locate the Oportun app. It should display the Oportun logo. Tap on the app to view more details.
Install the App. Tap the "Install" button. The app will begin downloading. You may need to grant permission or accept terms and conditions before the installation begins.
Open the App. After the app has been downloaded and installed, tap "Open" to launch the Oportun app. You can also find it in your app drawer.
How to Apply In the Oportun App?
Download and Open the Oportun Mobile App. Download the Oportun app from the App Store or Google Play Store. Once downloaded, open the app on your device.
Tap on the "Apply Now" Button. On the home screen of the app, tap on the "Apply Now" button for Personal Loans.
Fill in the Required Information. Enter your ZIP code, name, birthdate, and contact details. After filling in this information, proceed to pre-qualify.
Review and Select a Loan Offer. Review the loan offers presented to you. Select the one that best fits your budget and financial needs.
Submit a Formal Loan Application. Complete the loan application by providing any additional documents required, such as W-2s or pay stubs.
Choose a Repayment Plan. Once your loan is approved, choose a repayment plan from the options provided.
Set Up a Repayment Plan. Set up a plan for repayment. Consider setting up automatic payments to manage your loan payments effectively.
How to Make Payments Through the Oportun App?
Download the Oportun App. If you haven’t already, download the Oportun app from the App Store or Google Play Store.
Log in to Your Account. Open the app and log in with your credentials. If you don’t have an account, you will need to create one using your loan information.
Navigate to the Payment Section. Once logged in, find and select the payment section within the app.
Choose Payment Method. Select the payment method you prefer. You can use your bank account, debit card, or other available options.
Enter Payment Details. Provide the necessary details, such as your bank account and routing number, or your debit card information.
Make a One-Time Payment or Set Up Auto Pay. For a one-time payment, enter the amount you wish to pay and confirm the details. To set up automatic payments, choose the autopay option and follow the instructions to ensure your payments are made on time.
How to Delete the Oportun App?
For iOS
Locate the Oportun App. Find the Oportun app on your home screen.
Tap and Hold the App Icon. Press and hold the Oportun app icon until all the app icons start to jiggle.
Tap the "Remove App" Option. A small menu will appear above the app icon. Tap "Remove App."
Confirm Deletion. Tap "Delete App" in the confirmation prompt that appears.
Finalize the Deletion. Confirm the deletion once more if prompted. The app will be removed from your device.
For Android
Locate the Oportun App. Find the Oportun app icon on your home screen or in the app drawer.
Tap and Hold the App Icon. Press and hold the Oportun app icon until a menu appears or the icon starts to move.
Drag the App to the Uninstall Area. Drag the app icon to the "Uninstall" option that appears at the top or bottom of the screen.
Confirm Uninstallation. A confirmation prompt will appear. Tap "OK" or "Uninstall" to confirm.
Finalize the Uninstallation. The app will be removed from your device.
Yes, there is an app for Oportun - it's free to download and use for loan and credit card management, plus has savings and investing tools that are free for 30 days and $5 per month after. It's available in English and Spanish, and existing loan or credit card customers get their first year free.
Is Oportun a safe app?
Oportun is a legit, safe app that is accredited by the Better Business Bureau with an A+ rating and is registered to do business in its states of service. Your deposits are also FDIC-insured for up to $250,000 through its partner bank, Pathward, N.A., so you can be confident that your money is secure.
What credit score is needed for Oportun?
Oportun offers loan options to consumers who have a credit score range of 300-700, as well as those with no credit. With flexible eligibility requirements and secured and unsecured loan options available, Oportun is the perfect choice for individuals in search of personal loans.
Does Oportun take bad credit?
Oportun offers installment loans to people with bad credit or no credit history, making it a great option for those who don't have access to other more cost-effective lending options. With a few simple pieces of information, you can prequalify and see what rates and terms Oportun may offer you.
What did the Oportun app used to be called?
Oportun's savings app was originally called Digit, but it was rebranded when Oportun acquired the company in December 2021. The app is insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, per bank, for each account ownership category.
